{"id":123253,"date":"2025-09-10T07:36:17","date_gmt":"2025-09-10T07:36:17","guid":{"rendered":"https:\/\/alj.com\/?post_type=perspective&#038;p=123253"},"modified":"2026-02-03T12:46:22","modified_gmt":"2026-02-03T12:46:22","slug":"%d9%83%d9%8a%d9%81-%d8%aa%d9%8f%d8%ad%d8%af%d8%ab-%d8%a7%d9%84%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d8%a7%d9%84%d8%b5%d8%ba%d9%8a%d8%b1%d8%a9-%d9%81%d8%b1%d9%82%d9%8b%d8%a7-%d9%83%d8%a8%d9%8a%d8%b1%d9%8b","status":"publish","type":"perspective","link":"https:\/\/alj.com\/ar\/perspective\/%d9%83%d9%8a%d9%81-%d8%aa%d9%8f%d8%ad%d8%af%d8%ab-%d8%a7%d9%84%d8%b4%d8%b1%d9%83%d8%a7%d8%aa-%d8%a7%d9%84%d8%b5%d8%ba%d9%8a%d8%b1%d8%a9-%d9%81%d8%b1%d9%82%d9%8b%d8%a7-%d9%83%d8%a8%d9%8a%d8%b1%d9%8b\/","title":{"rendered":"\u0643\u064a\u0641 \u062a\u064f\u062d\u062f\u062b \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0641\u0631\u0642\u064b\u0627 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\u0645\u0646 \u0627\u0644\u0639\u0645\u0627\u0644\u0629\u060c \u0648\u062d\u0648\u0627\u0644\u064a 60% \u0645\u0646 \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a.<a href=\"#_ftn7\" name=\"_ftnref7\">[7]<\/a>. \u0648\u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u062a\u062c\u0627\u0648\u0632 \u0639\u062f\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0627\u0644\u0646\u0635\u0641 \u0645\u0644\u064a\u0648\u0646 \u0634\u0631\u0643\u0629\u060c \u0648\u0647\u064a \u062a\u062f\u0631 \u0623\u0643\u062b\u0631 \u0645\u0646 63% \u0645\u0646 \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u063a\u064a\u0631 \u0627\u0644\u0646\u0641\u0637\u064a<a href=\"#_ftn8\" name=\"_ftnref8\">[8]<\/a>. \u0643\u0645\u0627 \u062a\u064f\u0633\u0627\u0647\u0645 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0641\u064a \u0627\u0644\u0623\u0631\u062f\u0646 \u0628\u0623\u0643\u062b\u0631 \u0645\u0646 50% \u0645\u0646 \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0644\u0644\u0628\u0644\u0627\u062f\u060c \u0648\u062a\u0648\u0641\u0631 60% \u0645\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u064845% \u0645\u0646 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a \u0627\u0644\u0648\u0637\u0646\u064a\u0629. <a href=\"#_ftn9\" name=\"_ftnref9\">[9]<\/a>\u0648\u0641\u064a \u0639\u064f\u0645\u0627\u0646\u060c \u062a\u064f\u0634\u0643\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a 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srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-300x187.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-1024x637.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-150x93.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-768x478.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-1536x956.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-2048x1274.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u0648\u0628\u0634\u0643\u0644 \u0639\u0627\u0645\u060c \u062a\u0634\u064a\u0631 \u062a\u0642\u062f\u064a\u0631\u0627\u062a \u0635<a href=\"https:\/\/www.imf.org\/en\/Home\">\u0646\u062f\u0648\u0642 \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u062f\u0648\u0644\u064a <\/a>\u0625\u0644\u0649 \u0623\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0641\u064a \u062f\u0648\u0644 \u0627\u0644\u062e\u0644\u064a\u062c \u0627\u0644\u0639\u0631\u0628\u064a \u062a\u064f\u0645\u062b\u0644 \u0645\u0627 \u0628\u064a\u0646 15% \u064830% \u0645\u0646 \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u064f\u062c\u0645\u064e\u0651\u0639 &#8211; \u0648\u0647\u064a \u062d\u0635\u0629 \u0643\u0628\u064a\u0631\u0629 \u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0623\u064a \u0627\u0642\u062a\u0635\u0627\u062f<a href=\"#_ftn11\" name=\"_ftnref11\">[11]<\/a>.<\/p>\n<h2>\u0643\u064a\u0641 \u062a\u062f\u0639\u0645 \u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u062b\u0631\u0648\u0629 \u0627\u0644\u0633\u064a\u0627\u062f\u064a\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a 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\u0627\u0644\u0645\u0627\u0644\u064a \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0642\u0631\u064a\u0628<a href=\"#_ftn12\" name=\"_ftnref12\">[12]<\/a>. \u0641\u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u062a\u062e\u0637\u0637 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0644\u0631\u0641\u0639 \u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0641\u064a \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0644\u062a\u0635\u0644 \u0625\u0644\u0649 35% \u0628\u062d\u0644\u0648\u0644 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0639\u0642\u062f\u060c \u0648\u0630\u0644\u0643 \u0643\u062c\u0632\u0621 \u0645\u0646 \u0628\u0631\u0646\u0627\u0645\u062c\u0647\u0627 \u0644\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629 <a href=\"https:\/\/www.vision2030.gov.sa\/en\/overview\">\u0631\u0624\u064a\u0629 2030<\/a> <a href=\"#_ftn13\" name=\"_ftnref13\">[13]<\/a>. \u0648\u0641\u064a \u0639\u064f\u0645\u0627\u0646\u060c \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u062a\u0648\u0641\u0631 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u062d\u0648\u0627\u0644\u064a 50,000 \u0641\u0631\u0635\u0629 \u0639\u0645\u0644 \u062c\u062f\u064a\u062f\u0629 \u0633\u0646\u0648\u064a\u064b\u0627. \u0648\u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0646\u0641\u0633\u0647\u060c \u062a\u062a\u0648\u0642\u0639 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0638\u0647\u0648\u0631 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\u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0645\u062b\u0644 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0635\u0646\u0627\u0639\u064a \u0648\u0625\u0646\u062a\u0631\u0646\u062a \u0627\u0644\u0623\u0634\u064a\u0627\u0621 \u0648 <a href=\"https:\/\/alj.com\/en\/perspective\/building-cities-fit-for-the-future\/\">\u0627\u0644\u0645\u062f\u0646 \u0627\u0644\u0630\u0643\u064a\u0629<\/a> \u0648<a href=\"https:\/\/alj.com\/en\/perspective\/paving-the-way-for-automated-vehicles\/\">\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629<\/a>.<\/p>\n<p>\u0648 \u0642\u062f \u0623\u0638\u0647\u0631\u062a \u0625\u062d\u062f\u0649 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0623\u0646 \u0645\u0627 \u064a\u0642\u0631\u0628 \u0645\u0646 750 \u0634\u0631\u0643\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0635\u063a\u064a\u0631\u0629 \u0645\u0646\u062a\u0634\u0631\u0629 \u0641\u064a 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src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Flextock-logo-white-150x150-1.png\" alt=\"\" width=\"150\" height=\"150\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Flextock-logo-white-150x150-1.png 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Flextock-logo-white-150x150-1-70x70.png 70w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/p>\n<p>\u0648\u0641\u064a \u0645\u0635\u0631\u060c \u062a\u064f\u0642\u062f\u0645 \u0634\u0631\u0643\u0629<a href=\"https:\/\/jimco.com\/en\/portfolio\/flextock\/\"> \u0641\u0644\u064a\u0643\u0633 \u0633\u062a\u0648\u0643<\/a> \u060c \u0648\u0647\u064a \u0634\u0631\u0643\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u062a\u0627\u0628\u0639\u0629 \u0644\u0634\u0631\u0643\u0629 \u062c\u0645\u064a\u0644 \u0644\u0625\u062f\u0627\u0631\u0629\u00a0\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0639\u0631\u0648\u0641\u0629 \u0627\u062e\u062a\u0635\u0627\u0631\u0627 \u0628 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\u0628\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a.<\/li>\n<li>\u062a\u064f\u062f\u064a\u0631 \u063a\u064a\u0627\u0646\u0627 \u0635\u0646\u062f\u0648\u0642\u064b\u0627 \u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062e\u0636\u0631\u0627\u0621 \u064a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062a\u062d\u0648\u064a\u0644 \u0645\u0641\u0627\u0647\u064a\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0627\u0644\u0646\u0638\u0631\u064a\u0629 \u0625\u0644\u0649 \u0648\u0627\u0642\u0639 \u0645\u0644\u0645\u0648\u0633.<\/li>\n<\/ul>\n<p>\u0648\u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0623\u0646 \u064a\u0636\u0637\u0644\u0639 \u0628\u062f\u0648\u0631\u0647 \u0623\u064a\u0636\u064b\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0636\u0645\u0627\u0646 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u0645\u0627\u0644\u064a \u0644\u0644\u0627\u0628\u062a\u0643\u0627\u0631 \u0623\u064a\u0646\u0645\u0627 \u0638\u0647\u0631. \u0648\u062a\u062c\u062f\u0631 \u0627\u0644\u0625\u0634\u0627\u0631\u0629 \u0625\u0644\u0649 \u0623\u0646\u0647 \u0644\u0627 \u064a\u064f\u0645\u0643\u0646 \u0625\u0637\u0644\u0627\u0642 \u0627\u0644\u0639\u0646\u0627\u0646 \u0644\u0644\u062d\u0631\u064a\u0629 \u0648\u0627\u0644\u0646\u0645\u0648 \u0625\u0644\u0627 \u0641\u064a \u0625\u0637\u0627\u0631 \u062b\u0642\u0627\u0641\u0629 <a href=\"https:\/\/alj.com\/en\/perspective\/financial-inclusion-unlocks-liberty-and-opportunity\/\">\u0627\u0644\u0634\u0645\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u00a0<\/a>\u060c \u0648\u0644\u0643\u0646 \u0647\u0630\u0627 \u064a\u0628\u0639\u062f \u0643\u0644 \u0627\u0644\u0628\u0639\u062f \u0639\u0646 \u0627\u0644\u0648\u0627\u0642\u0639 \u0627\u0644\u0630\u064a \u0646\u0639\u064a\u0634\u0647. \u0641\u0646\u062d\u0646 \u0646\u0639\u064a\u0634 \u0641\u064a \u0639\u0627\u0644\u0645\u064d \u064a\u0641\u062a\u0642\u0631 \u0641\u064a\u0647 \u062d\u0648\u0627\u0644\u064a 1.7 \u0645\u0644\u064a\u0627\u0631 \u0634\u062e\u0635 \u0625\u0644\u0649 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629\u060c \u0648\u0647\u0648 \u0645\u0627 \u064a\u062a\u0631\u0643 \u0645\u0627 \u064a\u0642\u0631\u0628 \u0645\u0646 \u0631\u0628\u0639 \u0633\u0643\u0627\u0646 \u0627\u0644\u0639\u0627\u0644\u0645 \u063a\u064a\u0631 \u0642\u0627\u062f\u0631\u064a\u0646 \u0639\u0644\u0649 \u0627\u0642\u062a\u0631\u0627\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0623\u0645\u0627\u0646 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0644\u0644\u0647\u0631\u0648\u0628 \u0645\u0646 \u0628\u0631\u0627\u062b\u0646 \u0627\u0644\u0641\u0642\u0631.<\/p>\n<p>\u0648\u062a\u0647\u062f\u0641 \u0645\u0628\u0627\u062f\u0631\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u0627\u062a\u0627\u062d\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u062c\u0645\u064a\u0639 2020 \u0625\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0639\u062f\u062f \u0627\u0644\u0634\u0628\u0627\u0628 \u0627\u0644\u0642\u0627\u062f\u0631\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a &#8211; \u0648\u0647\u0648 \u0623\u0645\u0631\u064c \u0625\u0644\u0632\u0627\u0645\u064a\u064c\u0651 \u0644\u0623\u064a \u0634\u0631\u0643\u0629 \u0635\u063a\u064a\u0631\u0629 \u0648\u0645\u062a\u0648\u0633\u0637\u0629 \u062a\u0633\u0639\u0649 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636<a href=\"#_ftn24\" name=\"_ftnref24\">[24]<\/a><a href=\"#_ftn22\" name=\"_ftnref22\"><\/a>. \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0630\u0644\u0643\u060c \u0644\u0627 \u062a\u0632\u0627\u0644 \u0647\u0646\u0627\u0643 \u0628\u0624\u0631 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0642\u0627\u062a\u0645\u0629\u060c \u0625\u0630 \u064a\u0639\u064a\u0634 75% \u0645\u0646 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0645\u062d\u0631\u0648\u0645\u064a\u0646 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645 \u0641\u064a 25 \u062f\u0648\u0644\u0629 \u0641\u0642\u0637\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0642\u062a\u0635\u0627\u062f\u0627\u062a \u0645\u0647\u0645\u0629 \u0645\u062b\u0644 \u062a\u0631\u0643\u064a\u0627 \u0648\u0645\u0635\u0631. \u0648\u064a\u062a\u0637\u0644\u0628 \u062a\u0639\u0632\u064a\u0632 \u0645\u0646\u0638\u0648\u0645\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0645\u0639\u0627\u0644\u062c\u0629 \u0647\u0630\u0627 \u0627\u0644\u062e\u0644\u0644.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-123204 alignnone\" src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1809\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-300x212.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-1024x724.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-150x106.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-768x543.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-1536x1085.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-2048x1447.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<h2>\u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0644\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u062e\u0627\u0635 \u0623\u0646 \u064a\u0633\u0647\u0645 \u0641\u064a \u062f\u0641\u0639 \u0646\u0645\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629\u061f<\/h2>\n<p>\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u0623\u0637\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 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\u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644.<\/p>\n<p>\u064a\u064f\u0639\u062f\u0651 \u062a\u0648\u062c\u064a\u0647 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u062e\u0627\u0635 \u0646\u062d\u0648 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0648\u0627\u0639\u062f\u0629 \u0647\u062f\u0641\u064b\u0627 \u0631\u0626\u064a\u0633\u0627\u064b \u0644\u0634\u0631\u0643\u0629 \u062c\u0645\u064a\u0644 \u0644\u0625\u062f\u0627\u0631\u0629<img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-123242 alignleft\" src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Sign-Buildings-JIMCO-2021-1-1-300x168.jpg\" alt=\"\" width=\"300\" height=\"168\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Sign-Buildings-JIMCO-2021-1-1-300x168.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Sign-Buildings-JIMCO-2021-1-1-150x84.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Sign-Buildings-JIMCO-2021-1-1-226x126.jpg 226w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Sign-Buildings-JIMCO-2021-1-1.jpg 500w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/> \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a\u00a0(<a href=\"https:\/\/jimco.com\/en\/\">\u062c\u064a\u0645\u0643\u0648<\/a>). \u0641\u0645\u0646\u0630 \u0639\u0627\u0645 2018\u060c \u0636\u062e\u0651\u062a \u062c\u064a\u0645\u0643\u0648 \u0631\u0623\u0633 \u0645\u0627\u0644\u064d \u0641\u064a \u0645\u062c\u0645\u0648\u0639\u0627\u062a \u0648\u062a\u0642\u0646\u064a\u0627\u062a\u064d \u062a\u0645\u062a\u0644\u0643 \u0625\u0645\u0643\u0627\u0646\u0627\u062a \u0644\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0641\u064a \u062a\u0639\u0632\u064a\u0632 \u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a\u0629 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0648\u0627\u0644\u0645\u062c\u062a\u0645\u0639\u0627\u062a \u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645. \u0648\u0645\u0646 \u0628\u064a\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a\u064c \u0627\u0644\u0635\u063a\u064a\u0631\u0629\u064c \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629\u064c \u0645\u0646\u0635\u0629 &#8220;<a href=\"https:\/\/jimco.com\/en\/portfolio\/ziina\/\">\u0632\u064a\u0646\u0629<\/a>&#8220;\u060c \u0627\u0644\u0645\u0646\u0635\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0631\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u064f\u0645\u0643\u0651\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u062a\u062d\u0635\u064a\u0644 \u0645\u062f\u0641\u0648\u0639\u0627\u062a\u0647\u0645 \u0628\u0634\u0643\u0644 \u0641\u0648\u0631\u064a. \u0641\u0645\u0646\u0630 \u0639\u0627\u0645 2021\u060c \u0642\u0627\u0645\u062a &#8220;\u0632\u064a\u0646\u0629&#8221; \u0628\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u0644\u063a\u062a \u0642\u064a\u0645\u062a\u0647\u0627 \u0623\u0643\u062b\u0631 \u0645\u0646 800 \u0645\u0644\u064a\u0648\u0646 \u062f\u0631\u0647\u0645 \u0625\u0645\u0627\u0631\u0627\u062a\u064a \u0633\u0646\u0648\u064a\u064b\u0627\u060c \u0645\u062d\u0642\u0642\u0629\u064b \u0646\u0645\u0648\u064b\u0627 \u0645\u0644\u062d\u0648\u0638\u064b\u0627 \u0628\u0645\u0639\u062f\u0644 \u0639\u0634\u0631\u0629 \u0623\u0636\u0639\u0627\u0641 \u0633\u0646\u0648\u064a\u0627\u064b.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-123226\" src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821.jpg\" alt=\"\" width=\"2560\" height=\"821\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-300x96.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-1024x328.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-150x48.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-768x246.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-1536x493.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-2048x657.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u0648\u0645\u0646 \u0627\u0644\u0623\u0645\u062b\u0644\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0634\u0631\u0643\u0629 &#8220;<a href=\"https:\/\/jimco.com\/en\/portfolio\/lean-technologies\/\">\u0644\u064a\u0646 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0632<\/a>&#8220;\u060c \u0648\u0647\u064a \u0645\u0646\u0635\u0629\u064c \u0644\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a (B2B) \u0648 \u064a\u0642\u0639 \u0645\u0642\u0631\u0647\u0627 \u0641\u064a \u0627\u0644\u0631\u064a\u0627\u0636\u060c \u0648\u0647\u064a \u062a\u0642\u0648\u0645 \u0628\u062a\u0637\u0648\u064a\u0631 \u0648\u0627\u062c\u0647\u0627\u062a \u0628\u0631\u0645\u062c\u0629 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0633\u0647\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0644\u0644\u0645\u0637\u0648\u0631\u064a\u0646\u061b \u0648\u0647\u0646\u0627\u0643 \u0623\u064a\u0636\u0627 \u0645\u0646\u0635\u0629 &#8220;<a href=\"https:\/\/jimco.com\/en\/portfolio\/rain-financial-inc\/\">\u0631\u064a\u0646 \u0641\u0627\u064a\u0646\u0627\u0634\u0627\u0644<\/a> &#8220;\u060c \u0648\u0647\u064a \u0645\u0646\u0635\u0629\u064c \u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u0634\u0641\u0631\u0629 \u0648\u062a\u062a\u062e\u0630 \u0645\u0646 \u0627\u0644\u0628\u062d\u0631\u064a\u0646 \u0645\u0642\u0631\u0627 \u0644\u0647\u0627.<\/p>\n<p>\u0648\u0643\u0627\u0646\u062a \u0639\u0627\u0626\u0644\u0629 \u062c\u0645\u064a\u0644 \u0623\u064a\u0636\u064b\u0627 \u0645\u0646 \u0623\u0648\u0627\u0626\u0644 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0641\u064a \u0634\u0631\u0643\u0629 <a href=\"https:\/\/jimco.com\/en\/portfolio\/rivian\/\">\u0631\u064a\u0641\u064a\u0627\u0646<\/a> \u0627\u0644\u0631\u0627\u0626\u062f\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0634\u0627\u062d\u0646\u0627\u062a \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0626\u064a\u0629 \u0648\u0634\u0631\u0643\u0629 <a href=\"https:\/\/jimco.com\/en\/portfolio\/joby-aviation\/\">\u062c\u0648\u0628\u064a \u0644\u0644\u0637\u064a\u0631\u0627\u0646<\/a> \u0627\u0644\u062a\u064a \u0627\u0628\u062a\u0643\u0631\u062a \u0627\u0644\u0637\u0627\u0626\u0631\u0627\u062a \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0626\u064a\u0629 &#8211; \u0648\u0647\u0645\u0627 \u0634\u0631\u0643\u062a\u0627\u0646 \u0643\u0627\u0646\u062a\u0627 \u0641\u064a \u0627\u0644\u0633\u0627\u0628\u0642 \u0645\u0646 \u0641\u0626\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0648\u0646\u062c\u062d\u062a\u0627 \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0646\u0645\u0648 \u0645\u0644\u062d\u0648\u0638.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-122140\" src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-300x200.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-1024x683.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-150x100.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-768x512.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-1536x1024.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u0648\u0641\u064a \u0627\u0644\u0646\u0647\u0627\u064a\u0629 \u062a\u0628\u0642\u0649 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\u0627\u0633\u062a\u062f\u0627\u0645\u0629\u064b \u0648 \u0623\u0643\u062b\u0631\u0639\u062f\u0627\u0644\u0629 \u062c\u062f \u0647\u0627\u0626\u0644.<\/p>\n<h2>\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627 : \u062e\u0645\u0633 \u062d\u0642\u0627\u0626\u0642 \u0633\u0631\u064a\u0639\u0629<\/h2>\n<p><strong>\u0645\u0627 \u0647\u064a \u0646\u0633\u0628\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627\u061f<\/strong><\/p>\n<p>\u062a\u064f\u0634\u0643\u0651\u0644 \u0623\u0643\u062b\u0631 \u0645\u0646 90% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627.<\/p>\n<p><strong>\u0643\u0645 \u0639\u062f\u062f \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631\u0647\u0627 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0641\u064a \u0627\u0644\u0645\u0646\u0637\u0642\u0629\u061f<\/strong><\/p>\n<p>\u062e\u0627\u0631\u062c \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u060c \u062a\u0648\u0641\u0631 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u062d\u0648\u0627\u0644\u064a 70% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627.<\/p>\n<p><strong>\u0645\u0627 \u0647\u0648 \u0647\u062f\u0641 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0641\u064a \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030\u061f<\/strong><\/p>\n<p>\u062a\u0647\u062f\u0641 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0625\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0645\u0633\u0627\u0647\u0645\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0641\u064a \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0645\u0646 30% \u0625\u0644\u0649 35% \u0628\u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0639\u0642\u062f \u0627\u0644\u062d\u0627\u0644\u064a\u060c \u0648\u0630\u0644\u0643 \u0641\u064a \u0625\u0637\u0627\u0631 \u0628\u0631\u0646\u0627\u0645\u062c \u0631\u0624\u064a\u0629 2030.<\/p>\n<p><strong>\u0645\u0627 \u0647\u064a \u0646\u0633\u0628\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a\u0647\u0627\u061f<\/strong><\/p>\n<p>\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646\u0647\u0627 \u062a\u064f\u0645\u062b\u0644 96% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0639\u062f\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u0633\u062c\u0644\u0629 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627\u060c \u0625\u0644\u0627 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0644\u0627 \u062a\u062d\u0635\u0644 \u0625\u0644\u0627 \u0639\u0644\u0649 8% \u0645\u0646 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629.<\/p>\n<p><strong>\u0643\u0645 \u0639\u062f\u062f \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u0636\u064a\u0641 \u063a\u0627\u0644\u0628\u064a\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0645\u064a\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0646\u0627\u0634\u0626\u0629\u061f<\/strong><\/p>\n<p>\u062a\u0633\u062a\u0636\u064a\u0641 \u062b\u0644\u0627\u062b \u062f\u0648\u0644 \u0641\u0642\u0637 (\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c \u0645\u0635\u0631\u060c \u0648\u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629) \u0623\u0643\u062b\u0631 \u0645\u0646 80% \u0645\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0646\u0627\u0645\u064a\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0641\u064a \u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0623\u0641\u0631\u064a\u0642\u064a\u0627\u060c \u0648\u062a\u062d\u062a\u0644 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0635\u062f\u0627\u0631\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0627\u0642 \u0628\u0640 339 \u0634\u0631\u0643\u0629.<\/p>\n<p><a href=\"#_ftnref1\" name=\"_ftn1\">[1]<\/a> <a href=\"https:\/\/www.aramco.com\/en\/investors\/annual-report\">https:\/\/www.aramco.com\/en\/investors\/annual-report<\/a><\/p>\n<p><a href=\"#_ftnref2\" name=\"_ftn2\">[2]<\/a> <a href=\"https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/\">https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/<\/a><\/p>\n<p><a href=\"#_ftnref3\" name=\"_ftn3\">[3]<\/a> <a href=\"https:\/\/leadersinternational.org\/results-insights\/how-ready-are-smes-in-the-mena-region-for-a-greener-more-sustainable-future\/\">https:\/\/leadersinternational.org\/results-insights\/how-ready-are-smes-in-the-mena-region-for-a-greener-more-sustainable-future\/<\/a><\/p>\n<p><a href=\"#_ftnref4\" name=\"_ftn4\">[4]<\/a> <a href=\"https:\/\/sidracapital.com\/insight\/unlocking-saudi-smes-growth-potential-ipos-as-catalysts-for-growth-and-innovation\/\">https:\/\/sidracapital.com\/insight\/unlocking-saudi-smes-growth-potential-ipos-as-catalysts-for-growth-and-innovation\/<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"#_ftnref5\" name=\"_ftn5\">[5]<\/a> <a href=\"https:\/\/data.tuik.gov.tr\/Bulten\/Index?p=Small-and-Medium-Sized-Enterprises-Statistics-2023-53543&amp;dil=2\">https:\/\/data.tuik.gov.tr\/Bulten\/Index?p=Small-and-Medium-Sized-Enterprises-Statistics-2023-53543&amp;dil=2<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"#_ftnref6\" name=\"_ftn6\">[6]<\/a> <a href=\"https:\/\/u.ae\/en\/information-and-services\/business\/small-and-medium-enterprises\">https:\/\/u.ae\/en\/information-and-services\/business\/small-and-medium-enterprises<\/a><\/p>\n<p><a href=\"#_ftnref7\" name=\"_ftn7\">[7]<\/a> <a href=\"https:\/\/meii.org\/programs\/countries\/jordan\/\">https:\/\/meii.org\/programs\/countries\/jordan\/<\/a><\/p>\n<p><a href=\"#_ftnref8\" name=\"_ftn8\">[8]<\/a> <a href=\"https:\/\/www.elibrary.imf.org\/view\/journals\/002\/2025\/014\/article-A003-en.xml\">https:\/\/www.elibrary.imf.org\/view\/journals\/002\/2025\/014\/article-A003-en.xml<\/a><\/p>\n<p><a href=\"#_ftnref9\" name=\"_ftn9\">[9]<\/a> <a href=\"https:\/\/www.imf.org\/en\/Publications\/Policy-Papers\/Issues\/2019\/12\/13\/Enhancing-the-Role-of-SMEs-in-the-Arab-World-Some-Key-Considerations-48873\">https:\/\/www.imf.org\/en\/Publications\/Policy-Papers\/Issues\/2019\/12\/13\/Enhancing-the-Role-of-SMEs-in-the-Arab-World-Some-Key-Considerations-48873<\/a><\/p>\n<p><a href=\"#_ftnref10\" name=\"_ftn10\">[10]<\/a> <a href=\"https:\/\/www.zawya.com\/en\/smes\/finance\/72-of-mena-smes-eye-similar-or-increased-revenue-in-2023-t6t1bd29\">https:\/\/www.zawya.com\/en\/smes\/finance\/72-of-mena-smes-eye-similar-or-increased-revenue-in-2023-t6t1bd29<\/a><\/p>\n<p><a href=\"#_ftnref11\" name=\"_ftn11\">[11]<\/a> <a href=\"https:\/\/clarixconsult.com\/smes-role-in-driving-economic-growth-in-the-middle-east\/\">https:\/\/clarixconsult.com\/smes-role-in-driving-economic-growth-in-the-middle-east\/<\/a><\/p>\n<p><a href=\"#_ftnref12\" name=\"_ftn12\">[12]<\/a> <a href=\"https:\/\/www.entrepreneur.com\/en-ae\/entrepreneurs\/infographic-the-top-10-mena-countries-for-tech-startups-in\/456413\">https:\/\/www.entrepreneur.com\/en-ae\/entrepreneurs\/infographic-the-top-10-mena-countries-for-tech-startups-in\/456413<\/a><\/p>\n<p><a href=\"#_ftnref13\" name=\"_ftn13\">[13]<\/a> <a href=\"https:\/\/businesschief.ae\/corporate-finance\/top-10-biggest-sovereign-wealth-funds-in-the-arabian-gulf\">https:\/\/businesschief.ae\/corporate-finance\/top-10-biggest-sovereign-wealth-funds-in-the-arabian-gulf<\/a><\/p>\n<p><a href=\"#_ftnref14\" name=\"_ftn14\">[14]<\/a> <a href=\"https:\/\/thebusinessyear.com\/article\/smes-in-saudi-arabia\/\">https:\/\/thebusinessyear.com\/article\/smes-in-saudi-arabia\/<\/a><\/p>\n<p><a href=\"#_ftnref15\" name=\"_ftn15\">[15]<\/a> <a href=\"https:\/\/smallbiztrends.com\/food-prices-rising-october-2022\/\">https:\/\/smallbiztrends.com\/food-prices-rising-october-2022\/<\/a><\/p>\n<p><a href=\"#_ftnref16\" name=\"_ftn16\">[16]<\/a> \u00a0<a href=\"https:\/\/www.arabnews.com\/node\/2572837\/business-economy\">https:\/\/www.arabnews.com\/node\/2572837\/business-economy<\/a><\/p>\n<p><a href=\"#_ftnref17\" name=\"_ftn17\">[17]<\/a> \u00a0<a href=\"https:\/\/www.arabnews.com\/node\/2572837\/business-economy\">https:\/\/www.arabnews.com\/node\/2572837\/business-economy<\/a><\/p>\n<p><a href=\"#_ftnref18\" name=\"_ftn18\">[18]<\/a> \u00a0<a href=\"https:\/\/fastcompanyme.com\/impact\/small-and-medium-businesses-are-vital-to-the-middle-east-how-can-they-grow\/\">https:\/\/fastcompanyme.com\/impact\/small-and-medium-businesses-are-vital-to-the-middle-east-how-can-they-grow\/<\/a><\/p>\n<p><a href=\"#_ftnref19\" name=\"_ftn19\">[19]<\/a> \u00a0<a href=\"https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/\">https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/<\/a><\/p>\n<p><a href=\"#_ftnref20\" name=\"_ftn20\">[20]<\/a> \u00a0<a href=\"https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/\">https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/<\/a><\/p>\n<p><a href=\"#_ftnref21\" name=\"_ftn21\">[21]<\/a> <a href=\"https:\/\/blogs.worldbank.org\/en\/psd\/center-attention-lessons-small-and-medium-enterprise-support-centers-across-globe\">https:\/\/blogs.worldbank.org\/en\/psd\/center-attention-lessons-small-and-medium-enterprise-support-centers-across-globe<\/a><\/p>\n<p><a href=\"#_ftnref22\" name=\"_ftn22\">[22]<\/a> <a href=\"https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/brief\/achieving-universal-financial-access-by-2020\">https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/brief\/achieving-universal-financial-access-by-2020<\/a><\/p>\n","protected":false},"author":18,"featured_media":123212,"template":"","tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO 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