{"id":125800,"date":"2026-02-11T10:04:09","date_gmt":"2026-02-11T10:04:09","guid":{"rendered":"https:\/\/alj.com\/?post_type=spotlight-fadyjameel&#038;p=125800"},"modified":"2026-05-11T07:51:32","modified_gmt":"2026-05-11T07:51:32","slug":"%d9%85%d8%b3%d8%aa%d9%82%d8%a8%d9%84-%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d9%87%d9%84-%d8%aa%d8%b3%d8%aa%d8%b7%d9%8a%d8%b9-%d8%a7%d9%84%d8%ab%d9%88%d8%b1%d8%a9-%d8%a7%d9%84%d8%aa%d9%83%d9%86%d9%88%d9%84","status":"publish","type":"spotlight-fadyjameel","link":"https:\/\/alj.com\/ar\/spotlight-by-fady-jameel\/%d9%85%d8%b3%d8%aa%d9%82%d8%a8%d9%84-%d8%a7%d9%84%d8%b9%d9%85%d9%84-%d9%87%d9%84-%d8%aa%d8%b3%d8%aa%d8%b7%d9%8a%d8%b9-%d8%a7%d9%84%d8%ab%d9%88%d8%b1%d8%a9-%d8%a7%d9%84%d8%aa%d9%83%d9%86%d9%88%d9%84\/","title":{"rendered":"\u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0639\u0645\u0644: \u0647\u0644 \u062a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u062b\u0648\u0631\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 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\u064a\u064f\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u062a\u0636\u0627\u0639\u0641 \u062d\u062c\u0645 \u0633\u0648\u0642 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0631\u0626\u064a\u0629 \u0639\u0627\u0644\u0645\u064a\u0627\u064b \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030\u060c \u0644\u064a\u0635\u0644 \u0625\u0644\u0649 \u0646\u062d\u0648 60 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a<a name=\"_ftnref4\"><\/a> <a href=\"#_ftn4\">[4]<\/a>. \u0644\u0642\u062f \u0623\u0635\u0628\u062d\u062a \u0637\u0627\u0648\u0644\u0629 \u0627\u0644\u0645\u0637\u0628\u062e\u060c \u0641\u0639\u0644\u064a\u0627\u064b\u060c \u0647\u064a \u0627\u0644\u0645\u0643\u062a\u0628 \u0627\u0644\u062c\u062f\u064a\u062f.<\/p>\n<p style=\"text-align: right;\">\u0644\u0642\u062f \u062a\u063a\u064a\u0651\u0631 \u0645\u0641\u0647\u0648\u0645 \u0645\u0643\u0627\u0646 \u0627\u0644\u0639\u0645\u0644 \u0625\u0644\u0649 \u0627\u0644\u0623\u0628\u062f. \u0648\u0643\u0630\u0644\u0643 \u062a\u0628\u062f\u0651\u0644\u062a \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0630\u064a \u0646\u0624\u062f\u064a\u0647.<\/p>\n<h2 style=\"text-align: right;\">\u0643\u064a\u0641 \u062a\u062a\u063a\u064a\u0651\u0631 \u0627\u0644\u0623\u062f\u0648\u0627\u0631 \u0627\u0644\u0648\u0638\u064a\u0641\u064a\u0629\u061f<\/h2>\n<p style=\"text-align: right;\">\u0625\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u064a \u0643\u0627\u0646\u062a \u0645\u0623\u0644\u0648\u0641\u0629 \u0628\u0627\u0644\u0623\u0645\u0633 \u0628\u062f\u0623\u062a \u062a\u062a\u0644\u0627\u0634\u0649 \u062a\u062f\u0631\u064a\u062c\u064a\u0627\u064b \u0623\u0645\u0627\u0645 \u0623\u0639\u064a\u0646\u0646\u0627\u060c \u0641\u064a\u0645\u0627 \u062a\u0638\u0647\u0631 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u0648\u0638\u0627\u0626\u0641 \u062c\u062f\u064a\u062f\u0629 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\u0648\u0627\u0636\u0637\u0631\u0627\u0628\u0627\u062a \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0639\u0627\u0644\u0645\u064a\u0629 \u0648\u0627\u0633\u0639\u0629 \u0627\u0644\u0646\u0637\u0627\u0642. \u063a\u064a\u0631 \u0623\u0646 \u0627\u0644\u0645\u062f\u0647\u0634 \u0647\u0648 \u0623\u0646\u0651 \u0627\u0644\u0648\u0627\u0642\u0639 \u064a\u0623\u062a\u064a \u0639\u0644\u0649 \u0627\u0644\u0646\u0642\u064a\u0636 \u062a\u0645\u0627\u0645\u0627\u064b. \u0641\u0645\u0639\u062f\u0644 \u0627\u0644\u0628\u0637\u0627\u0644\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0638\u0644\u0651 \u0645\u0633\u062a\u0642\u0631\u0627\u064b \u0639\u0646\u062f \u0646\u062d\u0648 5% \u0645\u0646\u0630 \u0639\u0627\u0645 2020\u060c \u062d\u062a\u0649 \u0645\u0639 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u062a\u0628\u0627\u0637\u0624 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0640\u0640 3.6% \u0641\u064a \u0639\u0627\u0645 2022\u060c \u06483.3% \u0641\u064a \u0639\u0627\u0645 2023\u060c \u06483.2% \u0641\u064a \u0639\u0627\u0645 2024<a name=\"_ftnref5\"><\/a> <a href=\"#_ftn5\">[5]<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-125742\" src=\"https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_001-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1335\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_001-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_001-300x156.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_001-1024x534.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_001-150x78.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_001-768x400.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_001-1536x801.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_001-2048x1068.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p style=\"text-align: right;\">\u0648\u0627\u0644\u0648\u0627\u0642\u0639 \u0623\u0646\u0651\u0646\u0627\u060c \u0648\u0646\u062d\u0646 \u0646\u0645\u0636\u064a \u0628\u062b\u0628\u0627\u062a \u0646\u062d\u0648 \u0639\u0635\u0631 \u0631\u0642\u0645\u064a \u062c\u062f\u064a\u062f\u060c \u0646\u0634\u0647\u062f \u0628\u0631\u0648\u0632 \u0641\u0626\u0627\u062a \u0648\u0638\u064a\u0641\u064a\u0629 \u0643\u0627\u0645\u0644\u0629 \u0643\u0628\u062f\u0627\u0626\u0644 \u0644\u0644\u0645\u0647\u0646 \u0627\u0644\u062a\u064a \u0641\u0642\u062f\u062a \u0635\u0644\u062a\u0647\u0627 \u0628\u0639\u0635\u0631\u0646\u0627 \u0627\u0644\u062d\u062f\u064a\u062b. \u0648\u0647\u0630\u0647 \u0644\u064a\u0633\u062a \u0645\u062c\u0631\u062f \u0645\u0644\u0627\u062d\u0638\u0627\u062a \u0639\u0627\u0628\u0631\u0629\u061b \u0641\u0628\u062d\u0633\u0628 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\u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a.<\/p>\n<p style=\"text-align: right;\">\u064a\u064f\u0639\u062f\u0651 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c \u0628\u0637\u0628\u064a\u0639\u062a\u0647\u060c \u0645\u0638\u0644\u0651\u0629 \u0648\u0627\u0633\u0639\u0629 \u062a\u0636\u0645 \u0637\u064a\u0641\u0627\u064b \u0648\u0627\u0633\u0639\u0627\u064b \u0645\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u0642\u0627\u0631\u0628\u0629 \u0648\u0627\u0644\u0645\u062a\u062f\u0627\u062e\u0644\u0629. \u0648\u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0645\u0646\u0637\u0644\u0642\u060c \u064a\u0645\u0643\u0646 \u062a\u0648\u0642\u0651\u0639 \u0646\u0634\u0648\u0621 \u0645\u0633\u0627\u0631\u0627\u062a \u0645\u0647\u0646\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u062a\u0645\u062a\u062f \u0639\u0628\u0631 \u062a\u062e\u0635\u0635\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629\u060c \u0628\u062f\u0621\u0627\u064b \u0645\u0646 \u0645\u0647\u0646\u062f\u0633\u064a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (Fintech)\u060c \u0648\u0645\u062a\u062e\u0635\u0635\u064a \u062a\u0639\u0644\u0651\u0645 \u0627\u0644\u0622\u0644\u0629\u060c \u0648\u0645\u0637\u0648\u0651\u0631\u064a \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u060c \u0648\u062e\u0628\u0631\u0627\u0621 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0648\u0641\u0646\u064a\u0651\u064a \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0626\u064a\u0629\u060c \u0648\u0645\u062d\u0631\u0631\u064a \u0627\u0644\u0623\u0648\u0627\u0645\u0631 \u0627\u0644\u0646\u0635\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0627\u0644\u062a\u0648\u0644\u064a\u062f\u064a (Prompts)\u060c \u0648\u0635\u0648\u0644\u0627\u064b \u0625\u0644\u0649 \u0645\u062c\u062a\u0645\u0639 \u0639\u0627\u0644\u0645\u064a \u0645\u0646 \u00ab\u0627\u0644\u0645\u0628\u062f\u0639\u064a\u0646 \u0627\u0644\u062a\u062e\u064a\u064a\u0644\u064a\u064a\u0646\u00bb (Imagineers) \u0641\u064a \u0645\u062c\u0627\u0644\u0627\u062a \u0644\u0645 \u062a\u064f\u0628\u062a\u0643\u0631 \u0645\u0633\u0645\u064a\u0627\u062a\u0647\u0627 \u0628\u0639\u062f.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-125749\" src=\"https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_002-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1809\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_002-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_002-300x212.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_002-1024x724.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_002-150x106.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_002-768x543.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_002-1536x1085.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_002-2048x1447.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\u0648\u0645\u0646 \u062c\u0647\u0629 \u0623\u062e\u0631\u0649\u060c \u062a\u0628\u062f\u0648 \u0628\u0639\u0636 \u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0645\u062b\u064a\u0631\u0629 \u0644\u0644\u0642\u0644\u0642\u061b \u0625\u0630 \u0642\u062f \u064a\u062a\u0633\u0628\u0628 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a\u060c \u0646\u0638\u0631\u064a\u0627\u064b\u060c \u0641\u064a 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name=\"_ftnref13\"><\/a> <a href=\"#_ftn13\">[13]<\/a> \u0648\u062a\u0634\u064a\u0631 \u0627\u0644\u062a\u0642\u062f\u064a\u0631\u0627\u062a \u0625\u0644\u0649 \u0623\u0646 \u062b\u0644\u062b \u0627\u0644\u0639\u0645\u0627\u0644 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644 \u064a\u0639\u0631\u0651\u0641\u0648\u0646 \u0623\u0646\u0641\u0633\u0647\u0645 \u0627\u0644\u064a\u0648\u0645 \u0643\u0645\u0633\u062a\u0642\u0644\u064a\u0646 \u064a\u0639\u0645\u0644\u0648\u0646 \u0644\u062d\u0633\u0627\u0628\u0647\u0645 \u0627\u0644\u062e\u0627\u0635.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-125756\" src=\"https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_003-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1551\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_003-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_003-300x182.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_003-1024x620.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_003-150x91.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_003-768x465.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_003-1536x930.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_003-2048x1241.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u0647\u0644 \u064a\u0646\u0628\u063a\u064a \u062a\u0634\u062c\u064a\u0639 \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631\u061f \u0630\u0644\u0643 \u0633\u0624\u0627\u0644 \u0645\u062e\u062a\u0644\u0641 \u062a\u0645\u0627\u0645\u0627\u064b. \u0641\u0642\u062f \u0623\u0641\u0627\u062f \u0645\u0627 \u064a\u0635\u0644 \u0625\u0644\u0649 30% \u0645\u0646 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639 \u0623\u0646\u0647\u0645 \u0627\u0646\u062e\u0631\u0637\u0648\u0627 \u0641\u064a\u0647 \u0628\u062f\u0627\u0641\u0639 \u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u0644\u0627 \u0627\u0644\u0627\u062e\u062a\u064a\u0627\u0631\u060c \u0633\u0648\u0627\u0621 \u0643\u0645\u0635\u062f\u0631 \u062f\u062e\u0644 \u0623\u0633\u0627\u0633\u064a \u0623\u0648 \u0648\u0633\u064a\u0644\u0629 \u0644\u062a\u0639\u0648\u064a\u0636 \u0646\u0642\u0635 \u0627\u0644\u062f\u062e\u0644 \u0645\u0646 \u0648\u0638\u064a\u0641\u0629 \u0623\u062e\u0631\u0649. \u0648\u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u062a\u0641\u062a\u0642\u0631 \u0647\u0630\u0647 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629: \u0641\u0644\u0627 \u0625\u062c\u0627\u0632\u0627\u062a \u0645\u062f\u0641\u0648\u0639\u0629\u060c \u0648\u0644\u0627 \u062d\u062f\u0651 \u0623\u062f\u0646\u0649 \u0645\u0636\u0645\u0648\u0646 \u0644\u0644\u0623\u062c\u0648\u0631\u060c \u0648\u0644\u0627 \u0628\u0631\u0627\u0645\u062c \u0648\u0627\u0636\u062d\u0629 \u0644\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0645\u0633\u0627\u0631 \u0627\u0644\u0645\u0647\u0646\u064a\u060c \u0648\u0644\u0627 \u062a\u063a\u0637\u064a\u0629 \u0635\u062d\u064a\u0629 \u0623\u0648 \u062e\u0637\u0637 \u062a\u0642\u0627\u0639\u062f. \u0643\u0645\u0627 \u0623\u0646 \u063a\u064a\u0627\u0628 \u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0648\u0638\u064a\u0641\u064a \u0642\u062f \u064a\u062d\u062f\u0651 \u0645\u0646 \u0642\u062f\u0631\u0629 \u0627\u0644\u0639\u0627\u0645\u0644 \u0627\u0644\u0645\u0633\u062a\u0642\u0644 \u0639\u0644\u0649 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0642\u0631\u0636 \u0623\u0648 \u0631\u0647\u0646 \u0639\u0642\u0627\u0631\u064a\u060c \u0645\u0627 \u0642\u062f \u064a\u064f\u0628\u0642\u064a\u0647 \u0639\u0627\u0644\u0642\u0627\u064b \u0641\u064a \u062f\u0627\u0626\u0631\u0629 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u062a\u062f\u0646\u0651\u064a \u0648\u0627\u0644\u0634\u0639\u0648\u0631 \u0628\u0627\u0644\u0627\u0646\u062a\u0645\u0627\u0621 \u0625\u0644\u0649 \u0645\u0631\u062a\u0628\u0629 \u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0623\u062f\u0646\u0649. \u0648\u062a\u0628\u062f\u0648 \u0627\u0644\u0641\u062c\u0648\u0629 \u0628\u064a\u0646 \u0627\u0644\u0623\u062c\u064a\u0627\u0644 \u0648\u0627\u0636\u062d\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0627\u0642\u061b \u0641\u0628\u064a\u0646\u0645\u0627 \u0639\u0645\u0644 45% \u0645\u0646 \u062c\u064a\u0644 \u0627\u0644\u0623\u0644\u0641\u064a\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0624\u0642\u062a\u060c \u0644\u0645 \u062a\u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u0646\u0633\u0628\u0629 9% \u0644\u062f\u0649 \u0627\u0644\u0645\u0648\u0644\u0648\u062f\u064a\u0646 \u0641\u064a \u0633\u062a\u064a\u0646\u064a\u0627\u062a \u0627\u0644\u0642\u0631\u0646 \u0627\u0644\u0645\u0627\u0636\u064a<a name=\"_ftnref14\"><\/a> <a href=\"#_ftn14\">[14]<\/a>.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-125763\" src=\"https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_004-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1724\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_004-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_004-300x202.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_004-1024x690.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_004-150x101.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_004-768x517.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_004-1536x1034.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_004-2048x1379.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u0648\u062a\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0641\u064a \u0645\u062e\u062a\u0644\u0641 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u0639\u0627\u0644\u0645 \u0633\u0639\u064a\u0627\u064b \u0625\u0644\u0649 \u0625\u0631\u0633\u0627\u0621 \u062d\u0642\u0648\u0642 \u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631. \u0648\u0641\u064a \u062e\u0637\u0648\u0629 \u0644\u0627\u0641\u062a\u0629\u060c <a href=\"https:\/\/www.bbc.co.uk\/news\/business-56123668\">\u0642\u0636\u062a \u0627\u0644\u0645\u062d\u0643\u0645\u0629 \u0627\u0644\u0639\u0644\u064a\u0627 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629<\/a> \u0628\u0648\u062c\u0648\u0628 \u0645\u0639\u0627\u0645\u0644\u0629 \u0633\u0627\u0626\u0642\u064a \u00ab\u0623\u0648\u0628\u0631\u00bb (Uber) \u0628\u0648\u0635\u0641\u0647\u0645 \u0639\u0645\u0651\u0627\u0644\u0627\u064b \u0644\u0627 \u0645\u062a\u0639\u0627\u0642\u062f\u064a\u0646 \u0645\u0633\u062a\u0642\u0644\u064a\u0646\u060c \u0648\u0628\u0623\u0646 \u0644\u0647\u0645 \u0627\u0644\u062d\u0642 \u0641\u064a \u062a\u0642\u0627\u0636\u064a \u0623\u062c\u0648\u0631 \u0639\u0646 \u0643\u0627\u0645\u0644 \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0630\u064a \u064a\u0636\u0639\u0648\u0646 \u0641\u064a\u0647 \u0623\u0646\u0641\u0633\u0647\u0645 \u0631\u0647\u0646 \u0627\u0644\u0637\u0644\u0628\u060c \u0628\u063a\u0636\u0651 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u062d\u062c\u0645 \u0627\u0644\u0625\u0642\u0628\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u0631\u062d\u0644\u0627\u062a. \u0648\u0641\u064a \u0648\u0644\u0627\u064a\u0629 \u0643\u0627\u0644\u064a\u0641\u0648\u0631\u0646\u064a\u0627 \u2014 \u0631\u0627\u0628\u0639 \u0623\u0643\u0628\u0631 \u0627\u0642\u062a\u0635\u0627\u062f \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u2014 \u064a\u0633\u0647\u0645 <a href=\"https:\/\/leginfo.legislature.ca.gov\/faces\/billTextClient.xhtml?bill_id=201920200AB5\">\u0642\u0627\u0646\u0648\u0646 AB5<\/a> \u0641\u064a \u062a\u0631\u0633\u064a\u062e \u0645\u0628\u062f\u0623 \u0627\u0644\u0645\u0633\u0627\u0648\u0627\u0629 \u0628\u064a\u0646 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631 \u0648\u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0628\u062f\u0648\u0627\u0645 \u0643\u0627\u0645\u0644\u060c \u0639\u0628\u0631 \u062a\u0643\u0631\u064a\u0633 \u062d\u0642\u0648\u0642 \u0623\u0633\u0627\u0633\u064a\u0629 \u0645\u062b\u0644 \u0623\u062c\u0631 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0625\u0636\u0627\u0641\u064a \u0648\u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629.<\/p>\n<p>\u0648\u062a\u062a\u062e\u0630 \u0628\u0639\u0636 \u0647\u0630\u0647 \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0637\u0627\u0628\u0639\u0627\u064b \u0634\u0639\u0628\u064a\u0627\u064b \u064a\u0633\u062a\u0645\u062f \u0632\u062e\u0645\u0647 \u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0639\u0645\u0627\u0644\u064a\u0629 \u0630\u0627\u062a\u0647\u0627\u061b \u0625\u0630 \u062a\u0636\u0637\u0644\u0639 \u0645\u062c\u0645\u0648\u0639\u0627\u062a \u062d\u0645\u0644\u0627\u062a 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\u0642\u0627\u062f\u0645\u0629.<a name=\"_ftnref15\"><\/a> <a href=\"#_ftn15\">[15]<\/a><\/p>\n<p>\u0648\u064a\u0645\u0643\u0646 \u062a\u0639\u0648\u064a\u0636 \u062c\u0632\u0621 \u0645\u0646 \u0627\u0646\u0639\u062f\u0627\u0645 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0644\u0627\u0632\u0645 \u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0631 \u0639\u0628\u0631 \u0645\u0641\u0647\u0648\u0645 \u0622\u062e\u0631 \u064a\u0643\u062a\u0633\u0628 \u0632\u062e\u0645\u0627\u064b \u0645\u062a\u0635\u0627\u0639\u062f\u0627\u064b\u060c \u0648\u0647\u0648 \u00ab\u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0627\u0644\u0634\u0627\u0645\u0644\u00bb (Universal Basic Income \u2013 UBI).<\/p>\n<p>\u0648\u064a\u064f\u0639\u0631\u0651\u064e\u0641 \u0647\u0630\u0627 \u0627\u0644\u062f\u062e\u0644 \u0628\u0623\u0646\u0647 \u062d\u062f\u0651 \u0623\u062f\u0646\u0649 \u0645\u0646 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\u0627\u0644\u062b\u0642\u0629 \u0628\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629.<a name=\"_ftnref16\"><\/a> <a href=\"#_ftn16\">[16]<\/a><\/p>\n<p>\u0648\u0645\u0647\u0645\u0627 \u062a\u062a\u0628\u0627\u064a\u0646 \u0645\u0644\u0627\u0645\u062d \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0639\u0645\u0644 \u0648\u062a\u062a\u0639\u062f\u062f \u0645\u0633\u0627\u0631\u0627\u062a\u0647\u060c \u064a\u0628\u0642\u0649 \u0645\u0628\u062f\u0623 \u0648\u0627\u062d\u062f\u0627\u064b \u062d\u0631\u064a\u0651\u0627\u064b \u0628\u0623\u0646 \u064a\u064f\u062a\u0631\u062c\u064e\u0645 \u0625\u0644\u0649 \u0648\u0627\u0642\u0639: \u0648\u0623\u0644\u0651\u0627 \u064a\u0628\u0642\u0649 \u0623\u064a \u0634\u062e\u0635 \u062e\u0627\u0631\u062c \u062f\u0627\u0626\u0631\u0629 \u0627\u0644\u0641\u0631\u0635.<\/p>\n<h2>\u0644\u0645\u0627\u0630\u0627 \u064a\u0646\u0628\u063a\u064a \u0644\u0644\u0623\u0646\u0638\u0645\u0629 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\u0645\u0647\u0627\u0631\u0627\u062a\u0647\u0645 \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u062a\u0623\u0647\u064a\u0644\u0647\u0627 \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030 \u0625\u0630\u0627 \u0623\u0631\u0627\u062f\u0648\u0627 \u0627\u0644\u0628\u0642\u0627\u0621 \u0641\u064a \u062f\u0627\u0626\u0631\u0629 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629.<a name=\"_ftnref17\"><\/a> <a href=\"#_ftn17\">[17]<\/a> \u0648\u0645\u0639 \u062a\u0642\u062f\u0651\u0645 \u0633\u0643\u0627\u0646 \u0627\u0644\u0639\u0627\u0644\u0645 \u0641\u064a \u0627\u0644\u0639\u0645\u0631\u060c \u064a\u0635\u0628\u062d \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0636\u0631\u0648\u0631\u0629 \u0645\u0644\u062d\u0651\u0629 \u0644\u062f\u0639\u0645 \u0634\u0631\u064a\u062d\u0629 \u0633\u0643\u0627\u0646\u064a\u0629 \u0644\u0645 \u062a\u064e\u0639\u064f\u062f \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0645\u0627\u0644\u064a\u0627\u064b \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f.<\/p>\n<p>\u063a\u064a\u0631 \u0623\u0646 \u0627\u0644\u0623\u0647\u0645 \u0645\u0646 \u0630\u0644\u0643 \u0647\u0648 \u0636\u0645\u0627\u0646 \u0623\u0646 \u062a\u0639\u0645\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0627\u0644\u0648\u0638\u064a\u0641\u064a \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u062c\u0645\u064a\u0639. \u0641\u0627\u0644\u0641\u062c\u0648\u0627\u062a \u0627\u0644\u0631\u0627\u0633\u062e\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u2014 \u0625\u0630\u0627 \u062a\u064f\u0631\u0643\u062a \u0645\u0646 \u062f\u0648\u0646 \u0645\u0639\u0627\u0644\u062c\u0629 \u2014 \u0642\u062f \u062a\u0647\u062f\u0651\u062f \u062a\u0645\u0627\u0633\u0643 \u0627\u0644\u0645\u062c\u062a\u0645\u0639\u0627\u062a\u060c \u0648\u062a\u0639\u0645\u0651\u0642 \u0623\u0648\u062c\u0647 \u0639\u062f\u0645 \u0627\u0644\u0645\u0633\u0627\u0648\u0627\u0629\u060c \u0648\u062a\u0642\u0648\u0651\u0636 \u0623\u0633\u0633 \u0627\u0644\u0639\u0642\u062f \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0630\u0627\u062a\u0647.<\/p>\n<p>\u0648\u062a\u062a\u062c\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0641\u0648\u0627\u0631\u0642 \u0628\u0648\u0636\u0648\u062d \u0641\u064a \u0646\u0633\u0628 \u0627\u0644\u0628\u0637\u0627\u0644\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0628\u0627\u0628\u061b \u0625\u0630 \u062a\u0628\u0644\u063a \u0646\u0633\u0628\u0629 \u0627\u0644\u0639\u0627\u0637\u0644\u064a\u0646 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0642\u0633\u0631\u0627\u064b \u062d\u0648\u0644 \u0627\u0644\u0639\u0627\u0644\u0645 12.4% \u0628\u064a\u0646 \u0627\u0644\u0634\u0628\u0627\u0628 \u064812.3% \u0628\u064a\u0646 \u0627\u0644\u0634\u0627\u0628\u0627\u062a\u060c \u0648\u0647\u064a \u0623\u0631\u0642\u0627\u0645 \u062a\u0641\u0648\u0642 \u0628\u0643\u062b\u064a\u0631 \u0627\u0644\u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0627\u0644\u0628\u0627\u0644\u063a 5%. <a name=\"_ftnref18\"><\/a><a href=\"#_ftn18\">[18]<\/a><\/p>\n<p>\u0648\u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0630\u064a \u0646\u0631\u0633\u0645 \u0641\u064a\u0647 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0644\u0645\u0648\u0627\u0643\u0628\u0629 \u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629\u060c \u064a\u0646\u0628\u063a\u064a \u0639\u0644\u064a\u0646\u0627 \u0623\u064a\u0636\u0627\u064b \u0627\u0644\u062d\u0631\u0635 \u0639\u0644\u0649 \u062a\u0648\u0641\u064a\u0631 \u0641\u0631\u0635 \u0639\u0627\u062f\u0644\u0629 \u0648\u0645\u0646\u0635\u0641\u0629 \u0644\u0644\u0646\u0633\u0627\u0621. \u0641\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u062a\u0642\u0644\u0651\u0635 \u0641\u062c\u0648\u0629 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0645\u0646\u0630 \u0639\u0627\u0645 2000\u060c \u0645\u0627 \u062a\u0632\u0627\u0644 \u0627\u0644\u0647\u0648\u0629 \u0628\u064a\u0646 \u0627\u0644\u0631\u062c\u0627\u0644 \u0648\u0627\u0644\u0646\u0633\u0627\u0621 \u0648\u0627\u0633\u0639\u0629. \u0641\u0641\u064a \u0639\u0627\u0645 2024\u060c \u0628\u0644\u063a\u062a \u0646\u0633\u0628\u0629 \u0627\u0644\u0646\u0633\u0627\u0621 \u0627\u0644\u0644\u0648\u0627\u062a\u064a \u0644\u0645 \u064a\u062a\u0645\u0643\u0646\u0651 \u0645\u0646 \u0627\u0644\u0639\u062b\u0648\u0631 \u0639\u0644\u0649 \u0639\u0645\u0644 12.8%\u060c \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0640 8.3% \u0641\u0642\u0637 \u0628\u064a\u0646 \u0627\u0644\u0631\u062c\u0627\u0644.<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-125770\" src=\"https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_005-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1551\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_005-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_005-300x182.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_005-1024x620.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_005-150x91.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_005-768x465.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_005-1536x930.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2026\/02\/2132-ALJ-Future-of-Work_005-2048x1241.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u0625\u0646 \u0628\u0632\u0648\u063a \u0641\u062c\u0631 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a 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\u0645\u0646 \u0623\u0646 \u0646\u0639\u064a\u0634 \u0644\u0646\u0648\u0627\u0635\u0644 \u0627\u0644\u0639\u0645\u0644\u061f \u0625\u0646 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u064f\u062a\u0651\u064e\u062e\u0630 \u0627\u0644\u064a\u0648\u0645 \u0641\u064a \u063a\u0631\u0641 \u0645\u062c\u0627\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648\u0642\u0627\u0639\u0627\u062a \u0627\u0644\u062a\u0634\u0631\u064a\u0639 \u0633\u062a\u0646\u0639\u0643\u0633 \u0622\u062b\u0627\u0631\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u0632\u062f\u0647\u0627\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0644\u0639\u0642\u0648\u062f \u0645\u0642\u0628\u0644\u0629.<\/p>\n<p>\u0648\u0643\u0645\u0627 \u062a\u0628\u062f\u0648 \u0648\u0638\u0627\u0626\u0641 \u0639\u0627\u0645 1975 \u063a\u0631\u064a\u0628\u0629 \u0639\u0644\u0649 \u0623\u0646\u0638\u0627\u0631\u0646\u0627 \u0627\u0644\u064a\u0648\u0645\u060c \u0642\u062f \u064a\u0634\u0647\u062f \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0628\u0639\u062f \u062e\u0645\u0633\u064a\u0646 \u0639\u0627\u0645\u0627\u064b \u0642\u0641\u0632\u0629 \u0646\u0648\u0639\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u062a\u062c\u0639\u0644\u0647 \u0645\u062e\u062a\u0644\u0641\u0627\u064b \u062c\u0630\u0631\u064a\u0627\u064b \u0639\u0645\u0651\u0627 \u0646\u0639\u0631\u0641\u0647 \u0627\u0644\u064a\u0648\u0645. \u0623\u0645\u0627 \u0636\u0645\u0627\u0646 \u0623\u0646 \u062a\u0635\u0628 \u0647\u0630\u0647 \u0627\u0644\u062a\u062d\u0648\u0651\u0644\u0627\u062a \u0641\u064a \u0645\u0635\u0644\u062d\u0629 \u0627\u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0639\u0627\u0645\u060c \u0641\u0633\u064a\u062a\u0637\u0644\u0651\u0628 \u0642\u062f\u0631\u0627\u064b \u0643\u0628\u064a\u0631\u0627\u064b \u0645\u0646 \u0627\u0644\u062d\u0643\u0645\u0629\u060c \u0648\u0631\u0648\u062d\u0627\u064b \u0639\u0627\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u062a\u0639\u0627\u0648\u0646\u2026 \u0648\u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644.<\/p>\n<h2>\u062d\u0642\u0627\u0626\u0642 \u0633\u0631\u064a\u0639\u0629: \u0643\u064a\u0641 \u064a\u0628\u062f\u0648 \u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0639\u0645\u0644\u061f<\/h2>\n<p><strong>\u0633: \u0645\u0627 \u0645\u062f\u0649 \u0646\u0645\u0648 \u0627\u0644\u0639\u0645\u0644 \u0639\u0646 \u0628\u064f\u0639\u062f \u0645\u0646\u0630 \u0627\u0644\u062c\u0627\u0626\u062d\u0629\u061f <\/strong><\/p>\n<p>\u062c: \u0627\u0631\u062a\u0641\u0639 \u0645\u0639\u062f\u0644 \u0627\u0644\u0639\u0645\u0644 \u0639\u0646 \u0628\u064f\u0639\u062f \u0627\u0631\u062a\u0641\u0627\u0639\u0627\u064b \u0644\u0627\u0641\u062a\u0627\u064b\u060c \u0645\u0646 5% \u0641\u0642\u0637 \u0642\u0628\u0644 \u0639\u0627\u0645 2020 \u0625\u0644\u0649 \u0646\u062d\u0648 28% \u0645\u0646 \u0627\u0644\u0642\u0648\u0649 \u0627\u0644\u0639\u0627\u0645\u0644\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0627\u0644\u064a\u0648\u0645 \u0639\u0646 \u0628\u064f\u0639\u062f\u060c \u0633\u0648\u0627\u0621 \u0644\u0628\u0639\u0636 \u0627\u0644\u0648\u0642\u062a \u0623\u0648 \u0645\u0639\u0638\u0645\u0647.<\/p>\n<p><strong>\u0633: \u0643\u0645 \u0639\u062f\u062f \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0627\u0644\u062a\u064a \u0633\u062a\u064f\u062e\u0644\u0642 \u0641\u064a \u0639\u0627\u0645 2025\u061f<\/strong><\/p>\n<p>\u062c: \u062a\u0642\u062f\u0651\u0631 \u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0623\u0646 \u0639\u0627\u0645 2025 \u0648\u062d\u062f\u0647 \u0633\u064a\u0634\u0647\u062f \u062e\u0644\u0642 \u0646\u062d\u0648 53 \u0645\u0644\u064a\u0648\u0646 \u0648\u0638\u064a\u0641\u0629 \u062c\u062f\u064a\u062f\u0629\u060c \u0631\u063a\u0645 \u0623\u0646 \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0633\u062a\u0633\u062a\u0645\u0631 \u0641\u064a \u0627\u0644\u0642\u0636\u0627\u0621 \u0639\u0644\u0649 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629.<\/p>\n<p><strong>\u0633: \u0623\u064a \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u0648\u0638\u064a\u0641\u064a\u0629 \u064a\u064f\u062a\u0648\u0642\u0639 \u0623\u0646 \u062a\u062d\u0642\u0642 \u0623\u0639\u0644\u0649 \u0645\u0639\u062f\u0644\u0627\u062a \u0646\u0645\u0648 \u0628\u062d\u0644\u0648\u0644 2030\u061f<\/strong><\/p>\n<p>\u062c: \u064a\u064f\u062a\u0648\u0642\u0639 \u0623\u0646 \u062a\u0633\u062c\u0651\u0644 \u0648\u0638\u0627\u0626\u0641 \u0641\u0646\u0651\u064a\u0651\u064a \u062a\u0648\u0631\u0628\u064a\u0646\u0627\u062a \u0627\u0644\u0631\u064a\u0627\u062d \u0646\u0645\u0648\u0627\u064b \u0628\u0646\u0633\u0628\u0629 44%\u060c \u0648\u0627\u0644\u0645\u0645\u0631\u0636\u064a\u0646 \u0628\u0646\u0633\u0628\u0629 40%\u060c \u0648\u0623\u062e\u0635\u0627\u0626\u064a\u064a \u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0628\u0646\u0633\u0628\u0629 35%\u060c \u0648\u0639\u0644\u0645\u0627\u0621 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0646\u0633\u0628\u0629 36%\u060c \u0644\u062a\u0643\u0648\u0646 \u0645\u0646 \u0623\u0633\u0631\u0639 \u0627\u0644\u0645\u0647\u0646 \u0646\u0645\u0648\u0627\u064b.<\/p>\n<p><strong>\u0645\u0627 \u0647\u064a \u0646\u0633\u0628\u0629 \u0627\u0644\u0639\u0645\u0627\u0644 \u0627\u0644\u0630\u064a\u0646 \u0633\u064a\u062d\u062a\u0627\u062c\u0648\u0646 \u0625\u0644\u0649 \u0625\u0639\u0627\u062f\u0629 \u062a\u0623\u0647\u064a\u0644 \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030\u061f <\/strong><\/p>\n<p>\u062c: \u0633\u064a\u062d\u062a\u0627\u062c \u0646\u062d\u0648 60% \u0645\u0646 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0625\u0644\u0649 \u062a\u0637\u0648\u064a\u0631 \u0645\u0647\u0627\u0631\u0627\u062a\u0647\u0645 \u0623\u0648 \u0625\u0639\u0627\u062f\u0629 \u062a\u0623\u0647\u064a\u0644\u0647\u0627 \u0628\u062d\u0644\u0648\u0644 \u0639\u0627\u0645 2030 \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0642\u062f\u0631\u0627\u062a\u0647\u0645 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u0630\u0644\u0643 \u0646\u062a\u064a\u062c\u0629 \u0627\u0644\u062a\u062d\u0648\u0651\u0644\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0627\u0644\u0645\u062a\u0633\u0627\u0631\u0639\u0629.<\/p>\n<p><strong>\u0633: \u0645\u0627 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0628\u062d\u0644\u0648\u0644 2030\u061f<\/strong><\/p>\n<p>\u062c: \u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0642\u0641\u0632 \u062d\u062c\u0645 \u0642\u0637\u0627\u0639 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u0645\u0646 244 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u0627\u0644\u064a\u0648\u0645 \u0625\u0644\u0649 \u0623\u0643\u062b\u0631 \u0645\u0646 800 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0628\u062d\u0644\u0648\u0644 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0639\u0642\u062f\u060c \u0641\u064a\u0645\u0627 \u064a\u0631\u0649 86% \u0645\u0646 \u0642\u0627\u062f\u0629 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0623\u0646 \u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a \u064a\u0645\u062b\u0651\u0644 \u0623\u0643\u062b\u0631 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u062a\u0623\u062b\u064a\u0631\u0627\u064b \u0648\u062a\u062d\u0648\u064a\u0644\u0627\u064b \u0641\u064a \u0639\u0627\u0644\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"#_ftnref1\" name=\"_ftn1\">[1]<\/a> <a href=\"https:\/\/www.statista.com\/topics\/6565\/work-from-home-and-remote-work\/#topicOverview\">https:\/\/www.statista.com\/topics\/6565\/work-from-home-and-remote-work\/#topicOverview<\/a><\/p>\n<p><a href=\"#_ftnref2\" name=\"_ftn2\">[2]<\/a> <a href=\"https:\/\/www.forbes.com\/sites\/gadlevanon\/2020\/11\/23\/remote-work-the-biggest-legacy-of-covid-19\/\">https:\/\/www.forbes.com\/sites\/gadlevanon\/2020\/11\/23\/remote-work-the-biggest-legacy-of-covid-19\/<\/a><\/p>\n<p><a href=\"#_ftnref3\" name=\"_ftn3\">[3]<\/a> <a href=\"https:\/\/www.strongdm.com\/blog\/remote-work-statistics\">https:\/\/www.strongdm.com\/blog\/remote-work-statistics<\/a><\/p>\n<p><a href=\"#_ftnref4\" name=\"_ftn4\">[4]<\/a> <a href=\"https:\/\/neat.no\/resources\/top-remote-work-statistics\/\">https:\/\/neat.no\/resources\/top-remote-work-statistics\/<\/a><\/p>\n<p><a href=\"#_ftnref5\" name=\"_ftn5\">[5]<\/a> <a href=\"https:\/\/www.ilo.org\/resource\/other\/world-employment-and-social-outlook-trends-2025-figures\">https:\/\/www.ilo.org\/resource\/other\/world-employment-and-social-outlook-trends-2025-figures<\/a><\/p>\n<p><a href=\"#_ftnref6\" name=\"_ftn6\">[6]<\/a> <a href=\"https:\/\/www.ilo.org\/resource\/news\/global-employment-forecast-downgraded-7-million-jobs-2025-amid-rising\">https:\/\/www.ilo.org\/resource\/news\/global-employment-forecast-downgraded-7-million-jobs-2025-amid-rising<\/a><\/p>\n<p><a href=\"#_ftnref7\" name=\"_ftn7\">[7]<\/a> <a href=\"https:\/\/finance.yahoo.com\/news\/20-most-demand-jobs-future-073358127.html\">https:\/\/finance.yahoo.com\/news\/20-most-demand-jobs-future-073358127.html<\/a><\/p>\n<p><a href=\"#_ftnref8\" name=\"_ftn8\">[8]<\/a> <a href=\"https:\/\/www.statista.com\/topics\/3104\/artificial-intelligence-ai-worldwide\/#topicOverview\">https:\/\/www.statista.com\/topics\/3104\/artificial-intelligence-ai-worldwide\/#topicOverview<\/a><\/p>\n<p><a href=\"#_ftnref9\" name=\"_ftn9\">[9]<\/a> <a href=\"https:\/\/reports.weforum.org\/docs\/WEF_Future_of_Jobs_Report_2025.pdf\">https:\/\/reports.weforum.org\/docs\/WEF_Future_of_Jobs_Report_2025.pdf<\/a><\/p>\n<p><a href=\"#_ftnref10\" name=\"_ftn10\">[10]<\/a> <a href=\"https:\/\/www.mckinsey.com\/capabilities\/mckinsey-digital\/our-insights\/superagency-in-the-workplace-empowering-people-to-unlock-ais-full-potential-at-work\">https:\/\/www.mckinsey.com\/capabilities\/mckinsey-digital\/our-insights\/superagency-in-the-workplace-empowering-people-to-unlock-ais-full-potential-at-work<\/a><\/p>\n<p><a href=\"#_ftnref11\" name=\"_ftn11\">[11]<\/a> <a href=\"https:\/\/www.nexford.edu\/insights\/how-will-ai-affect-jobs\">https:\/\/www.nexford.edu\/insights\/how-will-ai-affect-jobs<\/a><\/p>\n<p><a href=\"#_ftnref12\" name=\"_ftn12\">[12]<\/a> <a href=\"https:\/\/www.mckinsey.com\/capabilities\/mckinsey-digital\/our-insights\/superagency-in-the-workplace-empowering-people-to-unlock-ais-full-potential-at-work\">https:\/\/www.mckinsey.com\/capabilities\/mckinsey-digital\/our-insights\/superagency-in-the-workplace-empowering-people-to-unlock-ais-full-potential-at-work<\/a><\/p>\n<p><a href=\"#_ftnref13\" name=\"_ftn13\">[13]<\/a> <a href=\"https:\/\/www.weforum.org\/stories\/2024\/11\/what-gig-economy-workers\">https:\/\/www.weforum.org\/stories\/2024\/11\/what-gig-economy-workers<\/a><\/p>\n<p><a href=\"#_ftnref14\" name=\"_ftn14\">[14]<\/a> <a href=\"https:\/\/www.weforum.org\/stories\/2024\/11\/what-gig-economy-workers\">https:\/\/www.weforum.org\/stories\/2024\/11\/what-gig-economy-workers<\/a><\/p>\n<p><a href=\"#_ftnref15\" name=\"_ftn15\">[15]<\/a> <a href=\"https:\/\/velocityglobal.com\/resources\/blog\/gig-economy-statistics\/\">https:\/\/velocityglobal.com\/resources\/blog\/gig-economy-statistics\/<\/a><\/p>\n<p><a href=\"#_ftnref16\" name=\"_ftn16\">[16]<\/a> <a href=\"https:\/\/www.vox.com\/future-perfect\/2020\/2\/19\/21112570\/universal-basic-income-ubi-map\">https:\/\/www.vox.com\/future-perfect\/2020\/2\/19\/21112570\/universal-basic-income-ubi-map<\/a><\/p>\n<p><a href=\"#_ftnref17\" name=\"_ftn17\">[17]<\/a> <a href=\"https:\/\/www.weforum.org\/publications\/the-future-of-jobs-report-2025\/digest\/\">https:\/\/www.weforum.org\/publications\/the-future-of-jobs-report-2025\/digest\/<\/a><\/p>\n<p><a href=\"#_ftnref18\" name=\"_ftn18\">[18]<\/a> <a href=\"https:\/\/www.ilo.org\/resource\/other\/world-employment-and-social-outlook-trends-2025-figures\">https:\/\/www.ilo.org\/resource\/other\/world-employment-and-social-outlook-trends-2025-figures<\/a><\/p>\n","protected":false},"featured_media":125792,"template":"","tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00ae\u0647\u0644 \u062a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u062b\u0648\u0631\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0625\u0639\u0627\u062f\u0629 \u062a\u0646\u0634\u064a\u0637 \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644\u061f | \u0639\u0628\u062f\u0627\u0644\u0644\u0637\u064a\u0641 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