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href=\"#_ftn3\" name=\"_ftnref3\">[3]<\/a><a href=\"#_ftn4\" name=\"_ftnref4\">[4]<\/a><a href=\"#_ftn5\" name=\"_ftnref5\">[5]<\/a>\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-106674\" src=\"https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion2-scaled.jpeg\" alt=\"\" width=\"2560\" height=\"1465\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion2-scaled.jpeg 2560w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion2-300x172.jpeg 300w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion2-1024x586.jpeg 1024w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion2-150x86.jpeg 150w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion2-768x440.jpeg 768w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion2-1536x879.jpeg 1536w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion2-2048x1172.jpeg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u65b0\u8208\u5e02\u5834\u3067\u306f\u30011\u51043,100\u4e07\u793e\u306b\u306e\u307c\u308b\u4e2d\u5c0f\u96f6\u7d30\u4f01\u696d\uff08MSME\uff09\u304c\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u5229\u7528\u3067\u304d\u306a\u3044\u72b6\u6cc1\u306b\u3042\u308a\u3001\u6210\u529f\u306f\u304a\u308d\u304b\u3001\u5b58\u7d9a\u306e\u78ba\u7387\u3059\u3089\u9650\u3089\u308c\u3066\u3044\u307e\u3059<a href=\"#_ftn6\" name=\"_ftnref6\">[6]<\/a>\u3002\u307e\u305f\u3001\u91d1\u878d\u6392\u9664\uff08\u8ca7\u56f0\u5c64\u304c\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3089\u308c\u306a\u3044\u72b6\u6cc1\uff09\u306f\u3001\u5973\u6027\u3001\u8ca7\u56f0\u306b\u82e6\u3057\u3080\u4eba\u3005\u3001\u5c0f\u898f\u6a21\u8fb2\u5bb6\u306a\u3069\u306e\u793e\u4f1a\u7684\u306b\u5f31\u3044\u4eba\u3005\u306b\u4e0d\u5f53\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u307e\u3067\u793e\u4f1a\u7684\u306b\u4e0d\u5229\u306a\u7acb\u5834\u306b\u3042\u3063\u305f\u4eba\u3005\u306f\u3001\u30d3\u30b8\u30cd\u30b9\u3084\u6295\u8cc7\u3092\u901a\u3058\u3066\u8ca7\u56f0\u304b\u3089\u629c\u3051\u51fa\u3057\u305f\u3044\u3068\u3044\u3046\u5207\u5b9f\u306a\u9858\u3044\u304c\u3042\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u65e5\u5e38\u7684\u306b\u5229\u7528\u3067\u304d\u308b\u9280\u884c\u6a5f\u95a2\u3084\u4f4e\u4fa1\u683c\u306a\u4fdd\u967a\u30b5\u30fc\u30d3\u30b9\u304c\u306a\u304f\u3001\u6295\u8cc7\u5e02\u5834\u3078\u306e\u30eb\u30fc\u30c8\u3082\u306a\u3051\u308c\u3070\u3001\u3069\u308c\u3060\u3051\u524d\u5411\u304d\u306a\u610f\u56f3\u3084\u91ce\u5fc3\u304c\u3042\u3063\u3066\u3082\u3001\u305d\u308c\u3092\u53f6\u3048\u308b\u91d1\u878d\u5236\u5ea6\u304c\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u6210\u719f\u3057\u305f\u7d4c\u6e08\u570f\u306b\u4f4f\u3080\u5e78\u904b\u306a\u79c1\u305f\u3061\u306f\u300c\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u300d\u3068\u805e\u304f\u3068\u3001\u624b\u9593\u3092\u304b\u3051\u305a\u306b\u8acb\u6c42\u66f8\u3092\u652f\u6255\u3046\u3053\u3068\u3084\u3001\u30d5\u30a1\u30df\u30ea\u30fc\u30ab\u30fc\u306e\u30ac\u30bd\u30ea\u30f3\u3092\u88dc\u7d66\u3057\u305f\u308a\u3001\u4e8b\u696d\u878d\u8cc7\u3092\u78ba\u4fdd\u3059\u308b\u3053\u3068\u3060\u3068\u8003\u3048\u304c\u3061\u3067\u3059\u3002\u3057\u304b\u3057\u3001\u65b0\u8208\u56fd\u3067\u306f\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306f\u751f\u6d3b\u306b\u5fc5\u8981\u6700\u4f4e\u9650\u306e\u3082\u306e\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306e\u5927\u4e8b\u306a\u7cf8\u53e3\u306a\u306e\u3067\u3059\u3002<\/p>\n<p>\u500b\u4eba\u30ec\u30d9\u30eb\u3067\u306f\u3001\u305d\u306e\u65e5\u306e\u98df\u6599\u3092\u78ba\u4fdd\u3067\u304d\u308b\u304b\u3001\u305d\u3057\u3066\u7dba\u9e97\u306a\u6c34\u3092\u98f2\u3081\u308b\u304b\u3069\u3046\u304b\u306e\u5206\u304b\u308c\u76ee\u306b\u306a\u308a\u307e\u3059\u3002\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u30ec\u30d9\u30eb\u3067\u306f\u3001\uff08\u6210\u719f\u3057\u305f\u7d4c\u6e08\u570f\u3067\u306f\u5f53\u305f\u308a\u524d\u306e\uff09\u57fa\u672c\u7684\u306a\u91d1\u878d\u624b\u6bb5\u304c\u5229\u7528\u3067\u304d\u308c\u3070\u3001\u4f4f\u5b85\u3001\u75c5\u9662\u3001\u5b66\u6821\u306e\u8cea\u3092\u5411\u4e0a\u3055\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u7a2e\u306e\u30b5\u30fc\u30d3\u30b9\u306f\u3001\u4eba\u3005\u306e\u751f\u6d3b\u306e\u8cea\u3092\u9577\u671f\u7684\u304b\u3064\u4f53\u7cfb\u7684\u306b\u5411\u4e0a\u3055\u305b\u308b\u304d\u3063\u304b\u3051\u3068\u306a\u308a\u307e\u3059\u3002\u5341\u5206\u306a\u6559\u80b2\u3092\u53d7\u3051\u305f\u5065\u5eb7\u306a\u4eba\u3067\u3042\u308c\u3070\u3001\u8d77\u696d\u3057\u305f\u308a\u3001\u8349\u306e\u6839\u6d3b\u52d5\u3092\u901a\u3058\u3066\u5909\u9769\u3092\u76ee\u6307\u3059\u3053\u3068\u304c\u53ef\u80fd\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u6804\u990a\u4e0d\u8db3\u3067\u30b9\u30ad\u30eb\u3082\u306a\u304f\u3001\u65e5\u3005\u306e\u751f\u6d3b\u306b\u8ffd\u308f\u308c\u3066\u3044\u308b\u4eba\u306f\u305d\u3046\u306f\u3044\u304d\u307e\u305b\u3093\u3002<\/p>\n<p>\u4e16\u754c\u306e\u3069\u3053\u306b\u751f\u307e\u308c\u308b\u304b\u306f\u3001\u4eba\u751f\u6700\u5927\u306e\u5b9d\u304f\u3058\u3067\u3059\u3002\u4eba\u751f\u306e\u884c\u65b9\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u3082\u305f\u3089\u3057\u307e\u3059\u3002\u4e16\u754c\u306e\u300c\u9280\u884c\u53e3\u5ea7\u3092\u6301\u305f\u306a\u3044\u300d\u4eba\u53e3\u306e\u534a\u6570\u306f\u30a2\u30b8\u30a2\u300125%\u306f\u30a2\u30d5\u30ea\u30ab\u300110%\u306f\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u306b\u4f4f\u3093\u3067\u3044\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-106681\" src=\"https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion3-scaled.jpeg\" alt=\"\" width=\"2560\" height=\"1810\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion3-scaled.jpeg 2560w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion3-300x212.jpeg 300w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion3-1024x724.jpeg 1024w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion3-150x106.jpeg 150w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion3-768x543.jpeg 768w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion3-1536x1086.jpeg 1536w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion3-2048x1448.jpeg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u3053\u308c\u3089\u306e\u5730\u57df\u3067\u3001\u8ab0\u3082\u304c\u4fbf\u5229\u3067\u4f4e\u4fa1\u683c\u306a\u91d1\u878d\u5546\u54c1\u3092\u5229\u7528\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308c\u3070\u3001\u9769\u547d\u7684\u306a\u5909\u5316\u304c\u8d77\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u3092\u63a8\u9032\u3059\u308c\u3070\u3001\u30a4\u30f3\u30c9\u306e\u3088\u3046\u306a\u65b0\u8208\u56fd\u3067\u6700\u592714%\u3001\u30b1\u30cb\u30a2\u306e\u3088\u3046\u306a\u30d5\u30ed\u30f3\u30c6\u30a3\u30a2\u5e02\u5834\uff08\u307e\u3060\u8cc7\u672c\u4e0d\u8db3\u306a\u3082\u306e\u306e\u3001\u5929\u7136\u8cc7\u6e90\u304c\u8c4a\u5bcc\u306a\u56fd\uff09\u3067\u7d0430%\u3082\u306eGDP\u5897\u3092\u898b\u8fbc\u3081\u308b\u53ef\u80fd\u6027\u3092\u793a\u5506\u3059\u308b\u30c7\u30fc\u30bf\u3082\u3042\u308a\u307e\u3059<a href=\"#_ftn7\" name=\"_ftnref7\">[7]<\/a>\u3002<\/p>\n<p>\u904e\u53bb\u304b\u3089\u629c\u3051\u51fa\u305b\u305a\u306b\u7d42\u308f\u308b\u304b\u3001\u672a\u6765\u3078\u5411\u304b\u3046\u304b\u306e\u5206\u304b\u308c\u9053\u306b\u3082\u306a\u308b\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306f\u3001\u5e74\u3092\u8ffd\u3046\u3054\u3068\u306b\u56fd\u969b\u7684\u306a\u554f\u984c\u3068\u3057\u3066\u6d6e\u4e0a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h2>\u751f\u6d3b\u6c34\u6e96\u306e\u5411\u4e0a\u306e\u79d8\u8a23<\/h2>\n<p>\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306f\u3001\u4eba\u985e\u5168\u54e1\u306b\u3068\u3063\u3066\u6301\u7d9a\u53ef\u80fd\u306a\u3088\u308a\u826f\u3044\u672a\u6765\u3092\u7bc9\u304f\u305f\u3081\u306e\u9752\u5199\u771f\u3068\u3057\u3066\u56fd\u9023\u304c\u5b9a\u3081\u305f\u300c<a href=\"https:\/\/sdgs.un.org\/goals\">\u6301\u7d9a\u53ef\u80fd\u306a\u958b\u767a\u76ee\u6a19\uff08SDGs\uff09<\/a>17\u306e\u76ee\u6a19\u300d\u306e\u3046\u3061\u3001\u5c11\u306a\u304f\u3068\u3082\u4e0b\u8a18\u306e7\u9805\u76ee\u306b\u304a\u3044\u3066\u4e0d\u53ef\u6b20\u3068\u898b\u3089\u308c\u3066\u3044\u307e\u3059<a href=\"#_ftn8\" name=\"_ftnref8\">[8]<\/a>\u3002<\/p>\n<ul>\n<li>\u8ca7\u56f0\u3092\u306a\u304f\u305d\u3046<\/li>\n<li>\u98e2\u9913\u3092\u30bc\u30ed\u306b<\/li>\n<li>\u3059\u3079\u3066\u306e\u4eba\u306b\u5065\u5eb7\u3068\u798f\u7949\u3092<\/li>\n<li>\u8cea\u306e\u9ad8\u3044\u6559\u80b2\u3092\u307f\u3093\u306a\u306b<\/li>\n<li>\u30b8\u30a7\u30f3\u30c0\u30fc\u5e73\u7b49\u3092\u5b9f\u73fe\u3057\u3088\u3046<\/li>\n<li>\u50cd\u304d\u304c\u3044\u3082\u7d4c\u6e08\u6210\u9577\u3082<\/li>\n<li>\u7523\u696d\u3068\u6280\u8853\u9769\u65b0\u306e\u57fa\u76e4\u3092\u3064\u304f\u308d\u3046<\/li>\n<\/ul>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-106688\" src=\"https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion4-scaled.jpeg\" alt=\"\" width=\"2560\" height=\"1612\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion4-scaled.jpeg 2560w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion4-300x189.jpeg 300w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion4-1024x645.jpeg 1024w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion4-150x94.jpeg 150w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion4-768x484.jpeg 768w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion4-1536x967.jpeg 1536w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/1824-ALJ-Financial-Inclusion4-2048x1290.jpeg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" 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href=\"#_ftn9\" name=\"_ftnref9\">[9]<\/a>\u3067\u306f\u3001\u4ed6\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u308b\u305f\u3081\u306e\u5fc5\u9808\u6761\u4ef6\u3068\u306a\u308b\u53d6\u5f15\u53e3\u5ea7\u3067\u8caf\u91d1\u30fb\u8caf\u84c4\u3084\u9001\u91d1\u306e\u53d7\u3051\u53d6\u308a\u3092\u884c\u3046\u6210\u4eba\u306e\u6570\u3092\u5927\u5e45\u306b\u5897\u3084\u3059\u53d6\u308a\u7d44\u307f\u3092\u5b9f\u65bd\u3057\u3066\u3044\u307e\u3059<a href=\"#_ftn10\" name=\"_ftnref10\">[10]<\/a>\u3002\u305d\u306e\u6226\u7565\u306f\u3001\u4e3b\u306b5\u672c\u306e\u67f1\u3092\u57fa\u76e4\u306b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<ul>\n<li><strong>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\uff1a<\/strong>\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306e\u6982\u5ff5\u306b\u6cbf\u3063\u3066\u56fd\u306e\u653f\u7b56\u3092\u9032\u3081\u3001\u5fc5\u8981\u306b\u5fdc\u3058\u3066\u6280\u8853\u652f\u63f4\u3092\u884c\u3044\u3001\u512a\u308c\u305f\u30c7\u30fc\u30bf\u30a4\u30f3\u30d5\u30e9\u3092\u958b\u767a\u3059\u308b\u3053\u3068\u3067\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3092\u62e1\u5927\u3059\u308b<\/li>\n<li><strong>\u30b5\u30fc\u30d3\u30b9\u4e0d\u8db3\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\uff1a<\/strong>\u901a\u4fe1\u4e8b\u696d\u8005\u3001\u90f5\u4fbf\u5c40\u3001\u5354\u540c\u7d44\u5408\u306a\u3069\u306e\u5f93\u6765\u3068\u306f\u7570\u306a\u308b\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3068\u63d0\u643a\u3057\u3001\u30ca\u30ec\u30c3\u30b8\u5171\u6709\u6226\u7565\u306e\u7b56\u5b9a\u3068\u3001\u5973\u6027\u3084\u5730\u65b9\u306e\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u306b\u7279\u5316\u3057\u305f\u30c7\u30b8\u30bf\u30eb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306e\u958b\u767a\u3092\u884c\u3046<\/li>\n<li><strong>\u6d88\u8cbb\u8005\u4fdd\u8b77\uff1a<\/strong>\u500b\u4eba\u3092\u5b88\u308b\u305f\u3081\u3001\u500b\u4eba\u60c5\u5831\u958b\u793a\u306e\u6a19\u6e96\u5316\u3001\u5e02\u5834\u306e\u76e3\u7763\u3001\u30c7\u30fc\u30bf\u4fdd\u8b77\u3001\u7d1b\u4e89\u89e3\u6c7a\u306b\u95a2\u3059\u308b\u30b0\u30c3\u30c9\u30d7\u30e9\u30af\u30c6\u30a3\u30b9\u3084\u5305\u62ec\u7684\u306a\u6cd5\u7684\u67a0\u7d44\u307f\u3092\u78ba\u7acb\u3059\u308b<\/li>\n<li><strong>\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u80fd\u529b\u30fb\u884c\u52d5\u30a4\u30f3\u30b5\u30a4\u30c8\uff1a<\/strong>\u65e2\u5b58\u306e\u30d7\u30ed\u30b0\u30e9\u30e0\u3084\u4ecb\u5165\u7b56\u306b\u91d1\u878d\u6559\u80b2\u306e\u30e1\u30c3\u30bb\u30fc\u30b8\u3092\u7d44\u307f\u8fbc\u307f\u3001\u6d88\u8cbb\u8005\u4e00\u4eba\u3072\u3068\u308a\u304c\u81ea\u5206\u306e\u793e\u4f1a\u7d4c\u6e08\u72b6\u6cc1\u3084\u74b0\u5883\u306b\u5408\u308f\u305b\u3066\u6700\u9069\u306a\u91d1\u878d\u5546\u54c1\u3092\u9078\u629e\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b<\/li>\n<li><strong>\u4e2d\u5c0f\u96f6\u7d30\u4f01\u696d\uff1a<\/strong>\u8907\u96d1\u3067\u591a\u69d8\u306a\u91d1\u878d\u30bb\u30af\u30bf\u30fc\u306b\u95a2\u3059\u308b\u30c7\u30fc\u30bf\u3092\u6539\u5584\u3059\u308b\u3053\u3068\u3067\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3092\u5411\u4e0a\u3055\u305b\u3001\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3057\u305f\u30ea\u30b9\u30af\u30e2\u30c7\u30ea\u30f3\u30b0\u3092\u5b9f\u884c\u3059\u308b<\/li>\n<\/ul>\n<p>WBG\u306e\u652f\u63f4\u5236\u5ea6\u306e\u4e0b\u3067\u3001\u3053\u308c\u307e\u3067\u4e16\u754c\u306712\u5104\u4eba\u304c\u9280\u884c\u53e3\u5ea7\u3092\u958b\u8a2d\u3057\u300180\u304b\u56fd\u4ee5\u4e0a\u304c\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u5c0e\u5165\u3057\u3066\u3044\u307e\u3059<a href=\"#_ftn11\" name=\"_ftnref11\">[11]<\/a>\u3002<\/p>\n<p>\u4e0a\u8a18\u306e\u67f1\u4ee5\u5916\u306b\u3082\u3001WBG\u306f\u5404\u56fd\u653f\u5e9c\u306e\u652f\u6255\u3044\u306e\u30c7\u30b8\u30bf\u30eb\u5316\u3092\u652f\u63f4\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u96fb\u5b50\u53d6\u5f15\u306e\u30e1\u30ea\u30c3\u30c8\u3092\u4fc3\u9032\u3059\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u30b3\u30b9\u30c8\u524a\u6e1b\u3084\u6c5a\u8077\u30fb\u4e0d\u6b63\u306e\u6e1b\u5c11\u306b\u3082\u5f79\u7acb\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u798f\u7949\u652f\u63f4\u5236\u5ea6\u306f\u3001\u4e16\u754c\u4e2d\u3067\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306e\u4e3b\u306a\u63a8\u9032\u529b\u306b\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u8a3c\u660e\u3055\u308c\u3066\u304a\u308a\u3001\u65b0\u8208\u56fd\u306e\u6210\u4eba\u306e3\u5206\u306e1\u4ee5\u4e0a\u304c\u3001\u653f\u5e9c\u304b\u3089\u306e\u652f\u6255\u3044\u3092\u53d7\u3051\u308b\u3053\u3068\u3092\u4e3b\u306a\u76ee\u7684\u3068\u3057\u3066\u500b\u4eba\u53e3\u5ea7\u3092\u958b\u8a2d\u3057\u3066\u3044\u307e\u3059<a href=\"#_ftn12\" name=\"_ftnref12\">[12]<\/a>\u3002<\/p>\n<h2>\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306e \u6a21\u7bc4\u7684\u306a\u5b9f\u8df5<\/h2>\n<p>\u516c\u5171\u30bb\u30af\u30bf\u30fc\u306f\u3001\u6cd5\u5f8b\u3084\u898f\u5236\u306e\u67a0\u7d44\u307f\u3092\u5f37\u5316\u3059\u308b\u3053\u3068\u3067\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u3078\u306e\u30b3\u30df\u30c3\u30c8\u30e1\u30f3\u30c8\u3092\u793a\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u653f\u7b56\u7acb\u6848\u8005\u306f\u3001\u91d1\u878d\u30a4\u30f3\u30d5\u30e9\u3084ICT\uff08\u60c5\u5831\u901a\u4fe1\u6280\u8853\uff09\u30a4\u30f3\u30d5\u30e9\u304c\u76ee\u7684\u306b\u6cbf\u3063\u3066\u3044\u308b\u3053\u3068\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u5927\u5909\u91cd\u8981\u3067\u3059\u3002<\/p>\n<p>\u4e16\u754c\u306e\u5bcc\u3092\u6700\u5927\u5316\u3057\u3001\u305d\u306e\u516c\u5e73\u6027\u3092\u78ba\u7acb\u3059\u308b\u306b\u306f\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u304c\u4e0d\u53ef\u6b20\u3067\u3059\u3002\u7279\u5b9a\u306e\u6210\u529f\u4e8b\u4f8b\u306f\u3001\u4ed6\u56fd\u306e\u56fd\u5185\u653f\u7b56\u306e\u6226\u7565\u306b\u6d3b\u7528\u3067\u304d\u308b\u30c6\u30f3\u30d7\u30ec\u30fc\u30c8\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e2d\u56fd\u306f\u3088\u304f\u3001e\u30b3\u30de\u30fc\u30b9\u306e\u30da\u30fc\u30b9\u3092\u5b9a\u3081\u308b\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059<a href=\"#_ftn13\" name=\"_ftnref13\">[13]<\/a>\u30022003\u5e74\u306eSARS\uff08\u91cd\u75c7\u6025\u6027\u547c\u5438\u5668\u75c7\u5019\u7fa4\uff09\u306e\u6d41\u884c\u306f\u3001\u4e2d\u56fd\u7d4c\u6e08\u306b\u304a\u3044\u3066\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u304c\u666e\u53ca\u3059\u308b\u5927\u304d\u306a\u304d\u3063\u304b\u3051\u3068\u306a\u308a\u307e\u3057\u305f\u3002SARS\u306e\u5e74\u306b\u306f\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u5c0f\u58f2\u696d\u8005\u306eAlibaba\uff08\u30a2\u30ea\u30d0\u30d0\uff09\u304c\u3001\u521d\u306eEC\u30b5\u30a4\u30c8\u300c\u30bf\u30aa\u30d0\u30aa\uff08\u6dd8\u5b9d\uff09\u300d\u3068\u30aa\u30f3\u30e9\u30a4\u30f3\u6c7a\u6e08\u30dd\u30fc\u30bf\u30eb\u30b5\u30a4\u30c8\u300cAlipay\uff08\u30a2\u30ea\u30da\u30a4\uff0f\u652f\u4ed8\u5b9d\uff09\u300d\u3092\u7acb\u3061\u4e0a\u3052\u307e\u3057\u305f\u3002\u3053\u306e\u3088\u3046\u306b\u3001\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u30a4\u30f3\u30d5\u30e9\u3068\u3001\u5305\u62ec\u7684\u306aID\u7ba1\u7406\u30b7\u30b9\u30c6\u30e0\u304c\u78ba\u7acb\u3055\u308c\u305f\u3053\u3068\u3067\u3001\u4e2d\u56fd\u306f\u4eca\u3084\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306e\u91cd\u8981\u306a\u57fa\u76e4\u3068\u306a\u308b\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3084\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u30ea\u30fc\u30c0\u30fc\u3068\u3057\u3066\u8a8d\u77e5\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u30a4\u30f3\u30c9\u3067\u306f\u3001\u653f\u5e9c\u304c\u6210\u4eba\u306e99%\u306e\u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30af\u30b9\uff08\u8679\u5f69\u30b9\u30ad\u30e3\u30f3\u3001\u5199\u771f\u3001\u6307\u7d0b\u306a\u3069\uff09\u3092\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u5316\u3057\u300112\u6841\u306eID\u3092\u767a\u884c\u3057\u305f\u3068\u3053\u308d\u30013\u5104\u4eba\u4ee5\u4e0a\u304c\u9280\u884c\u53e3\u5ea7\u3092\u958b\u8a2d\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f<a 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name=\"_ftnref16\">[16]<\/a>\u3002\u307e\u305f\u3001\u30da\u30eb\u30fc\u306f\u30de\u30a4\u30af\u30ed\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306b\u91cd\u70b9\u7684\u306b\u53d6\u308a\u7d44\u3093\u3067\u304a\u308a\u3001\u5c0f\u4f01\u696d\u304c\u8cc7\u7523\u3092\u69cb\u7bc9\u3057\u3001\u4e8b\u696d\u3092\u62e1\u5927\u3057\u3066\u96c7\u7528\u3092\u5897\u3084\u3059\u305f\u3081\u306e\u8cc7\u91d1\u8abf\u9054\u3092\u652f\u63f4\u3057\u3066\u3044\u307e\u3059\u3002\u4eca\u3067\u306f\u3001\u56fd\u6c11\u306e4\u5206\u306e3\u304c\u500b\u4eba\u306e\u9280\u884c\u53e3\u5ea7\u3092\u4fdd\u6709\u3059\u308b\u65e5\u3082\u8fd1\u3044\u3068\u671f\u5f85\u3055\u308c\u3066\u3044\u307e\u3059\u30022014\u5e74\u306e\u53e3\u5ea7\u4fdd\u6709\u7387\u304c\u308f\u305a\u304b29%\u3060\u3063\u305f\u3053\u3068\u3092\u8003\u3048\u308b\u3068\u3001\u98db\u8e8d\u7684\u306a\u9032\u6b69\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046<a href=\"#_ftn17\" 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href=\"#_ftn18\" name=\"_ftnref18\">[18]<\/a>\u3002\u3053\u306e\u3088\u3046\u306a\u80cc\u666f\u3092\u53d7\u3051\u3001\u4e16\u754c\u7d4c\u6e08\u30d5\u30a9\u30fc\u30e9\u30e0\u306f\u30a4\u30b9\u30bf\u30f3\u30d6\u30fc\u30eb\u91d1\u878d\u30bb\u30f3\u30bf\u30fc\u3092\u8a2d\u7acb\u3057\u3001\u898f\u5236\u7ba1\u7406\u3055\u308c\u305f\u74b0\u5883\u4e0b\u3067\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696d\u304c\u65b0\u88fd\u54c1\u3084\u6700\u65b0\u6280\u8853\u3092\u8a66\u3059\u305f\u3081\u306e\u62e0\u70b9\u3092\u63d0\u4f9b\u3057\u307e\u3057\u305f\u3002<\/p>\n<figure id=\"attachment_106695\" aria-describedby=\"caption-attachment-106695\" style=\"width: 920px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-106695\" src=\"https:\/\/media.alj.com\/app\/uploads\/2023\/03\/Istanbul-Financial-Center.jpeg\" alt=\"\" width=\"920\" height=\"431\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2023\/03\/Istanbul-Financial-Center.jpeg 920w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/Istanbul-Financial-Center-300x141.jpeg 300w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/Istanbul-Financial-Center-150x70.jpeg 150w, https:\/\/media.alj.com\/app\/uploads\/2023\/03\/Istanbul-Financial-Center-768x360.jpeg 768w\" sizes=\"(max-width: 920px) 100vw, 920px\" \/><figcaption id=\"caption-attachment-106695\" class=\"wp-caption-text\">\u30c8\u30eb\u30b3\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u7523\u696d\u306e\u6210\u9577\u3092\u652f\u63f4\u3059\u308b\u30a4\u30b9\u30bf\u30f3\u30d6\u30fc\u30eb\u91d1\u878d\u30bb\u30f3\u30bf\u30fc 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href=\"#_ftn19\" name=\"_ftnref19\">[19]<\/a>\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u6163\u7fd2\u306f\u3001\u3055\u307e\u3056\u307e\u306a\u7d4c\u6e08\u968e\u5c64\u306b\u304a\u3044\u3066\u8cc7\u672c\u3092\u81ea\u5728\u306b\u52d5\u304b\u3057\u3001\u793e\u4f1a\u306e\u5bcc\u88d5\u5c64\u304c\u7d4c\u6e08\u7684\u306b\u4e0d\u5b89\u5b9a\u306a\u4eba\u3005\u306e\u8ca0\u62c5\u3092\u8efd\u6e1b\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002\u30a4\u30b9\u30e9\u30e0\u91d1\u878d\u306f\u3001\u4e16\u754c\u4e2d\u306e\u5730\u57df\u793e\u4f1a\u3067\u5fdc\u7528\u3067\u304d\u308b\u8349\u306e\u6839\u7684\u306a\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306e\u30e2\u30c7\u30eb\u3068\u306a\u308b\u53ef\u80fd\u6027\u3092\u79d8\u3081\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>\u30c7\u30b8\u30bf\u30eb\u79fb\u884c\u304c\u672c\u683c\u5316\u3059\u308b\u4e2d\u3067\u3001\u653f\u5e9c\u3084\u975e\u653f\u5e9c\u7d44\u7e54\uff08NGO\uff09\u304c\u62b1\u3048\u308b\u6b21\u306e\u8ab2\u984c\u306f\u3001\u53e3\u5ea7\u306e\u958b\u8a2d\u3060\u3051\u3067\u306a\u304f\u3001\u5b9a\u671f\u7684\u306a\u53e3\u5ea7\u5229\u7528\u3092\u4fc3\u9032\u3059\u308b\u3053\u3068\u3067\u3059\u3002\u500b\u4eba\u30fb\u6cd5\u4eba\u3092\u554f\u308f\u305a\u3001\u4f11\u7720\u53e3\u5ea7\u3092\u4fdd\u6709\u3057\u3066\u3044\u3066\u3082\u610f\u5473\u304c\u3042\u308a\u307e\u305b\u3093\u3002\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u91d1\u878d\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306b\u7e26\u6a2a\u7121\u5c3d\u306b\u30a2\u30af\u30bb\u30b9\u3059\u308b\u3053\u3068\u3067\u5f97\u3089\u308c\u308b\u7121\u6570\u306e\u30e1\u30ea\u30c3\u30c8\u304c\u7121\u99c4\u306b\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e3b\u306a\u539f\u52d5\u529b\u306f\u5229\u4fbf\u6027\u3068\u52b9\u7387\u6027\u3067\u3059\u3002\u5e97\u8217\u3067\u643a\u5e2f\u96fb\u8a71\u3092\u30b9\u30ef\u30a4\u30d7\u3057\u305f\u308a\u3001\u30b9\u30ad\u30e3\u30f3\u3057\u3066\u8cb7\u3044\u7269\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u3088\u3046\u306b\u3001\u6b21\u4e16\u4ee3\u30a2\u30d7\u30ea\u306e\u767b\u5834\u3067\u4f01\u696d\u304c\u643a\u5e2f\u96fb\u8a71\u3092\u5373\u5e2d\u306ePOS\u30b7\u30b9\u30c6\u30e0\u306e\u3088\u3046\u306b\u5229\u7528\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u305f\u3081\u3001\u4e16\u754c\u4e2d\u306e\u4e2d\u5c0f\u96f6\u7d30\u4f01\u696d\u304c\u5546\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u306e\u652f\u6255\u3044\u306b\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u3092\u63d0\u4f9b\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u6fc0\u52d5\u306e\u4e16\u754c\u306b\u304a\u3044\u3066\u306f\u73cd\u3057\u304f\u3001\u4eca\u5f8c\u306e\u898b\u901a\u3057\u306f\u826f\u597d\u3067\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u6280\u8853\u304c\u7d76\u3048\u305a\u9032\u5316\u3057\u3066\u3001\u56fd\u6c11\u306e\u4fe1\u983c\u3082\u9ad8\u307e\u308a\u3001\u653f\u5e9c\u306e\u652f\u6255\u3044\u304c\u30c7\u30b8\u30bf\u30eb\u5316\u3055\u308c\u308b\u306b\u3064\u308c\u3001\u3088\u308a\u5e73\u7b49\u306a\u7d4c\u6e08\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u304c\u78ba\u7acb\u3055\u308c\u3066\u3044\u304f\u3068\u601d\u308f\u308c\u307e\u3059\u3002<\/p>\n<h2>\u6c11\u9593\u30bb\u30af\u30bf\u30fc\u304c\u6301\u7d9a\u53ef\u80fd\u306a\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306e\u4fc3\u9032\u529b\u306b<\/h2>\n<p>\u6628\u4eca\u306f\u5883\u754c\u304c\u66d6\u6627\u306b\u306a\u308a\u3001\u4e16\u754c\u306f\u307e\u3059\u307e\u3059\u72ed\u304f\u306a\u3063\u3066\u3044\u308b\u3068\u8a00\u308f\u308c\u307e\u3059\u3002\u5546\u696d\u7684\u30fb\u6587\u5316\u7684\u306a\u4ea4\u6d41\u306e\u70b9\u3067\u8a00\u3048\u3070\u3001\u300c\u96a3\u4eba\u300d\u306f\u6587\u5b57\u901a\u308a\u96a3\u306e\u5bb6\u306b\u4f4f\u3093\u3067\u3044\u308b\u3053\u3068\u3082\u3042\u308c\u3070\u3001\u5730\u7403\u306e\u53cd\u5bfe\u5074\u306b\u3044\u308b\u3053\u3068\u3082\u8003\u3048\u3089\u308c\u307e\u3059\u3002\u3053\u3046\u3057\u305f\u72b6\u6cc1\u306b\u304a\u3044\u3066\u3001\u91d1\u878d\u6392\u9664\u306e\u6b63\u5f53\u6027\u306f\u3082\u3046\u3069\u3053\u306b\u3082\u898b\u5f53\u305f\u3089\u305a\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3092\u62e1\u5927\u3059\u308b\u65b9\u304c\u3055\u307e\u3056\u307e\u306a\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u306f\u30e2\u30e9\u30eb\u306e\u554f\u984c\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u77e5\u6075\u3067\u3082\u3042\u308b\u306e\u3067\u3059\u3002\u4e0d\u78ba\u5b9f\u6027\u304c\u9ad8\u307e\u308b\u4e2d\u3067\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u306f\u4e16\u754c\u7d4c\u6e08\u3092\u5b89\u5b9a\u3055\u305b\u3001\u4eba\u3005\u306e\u751f\u6d3b\u3092\u6301\u7d9a\u7684\u306b\u5411\u4e0a\u3055\u305b\u308b\u660e\u78ba\u306a\u9053\u7b4b\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3082\u3061\u308d\u3093\u3001\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u3078\u306e\u9053\u306e\u308a\u306b\u306f\u5927\u304d\u306a\u8ab2\u984c\u3082\u3042\u308a\u307e\u3059\u3002\u5b9f\u969b\u3001\u56fd\u9023\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30b7\u30b9\u30c6\u30e0\u5168\u4f53\u304c\u516c\u5e73\u306b\u6a5f\u80fd\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u30b3\u30cd\u30af\u30c6\u30a3\u30d3\u30c6\u30a3\u3001\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3001\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3001\u30c7\u30b8\u30bf\u30ebID\u3001\u7269\u7406\u7684\u30a4\u30f3\u30d5\u30e9\u306e\u6574\u5099\u304c\u5fc5\u9808\u3067\u3042\u308a\u3001\u5b98\u6c11\u30bb\u30af\u30bf\u30fc\u306e\u7a4d\u6975\u7684\u306a\u9023\u643a\u304c\u5fc5\u8981\u306a\u3053\u3068\u3092\u6307\u6458\u3057\u3066\u3044\u307e\u3059<a href=\"#_ftn20\" name=\"_ftnref20\">[20]<\/a>\u3002<\/p>\n<p>\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306b\u5b9a\u8a55\u304c\u3042\u308a\u3001\u6295\u8cc7\u529b\u3082\u3042\u308bAbdul Latif Jameel\uff08\u30a2\u30d6\u30c9\u30a5\u30eb\u30fb\u30e9\u30c6\u30a3\u30d5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\uff09\u306f\u3001\u6c11\u9593\u30bb\u30af\u30bf\u30fc\u3068\u3057\u3066\u30de\u30a4\u30af\u30ed\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306e\u9375\u3092\u89e3\u304f\u5f79\u5272\u3092\u62c5\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Abdul Latif Jameel Finance Egypt\uff08\u30a2\u30d6\u30c9\u30a5\u30eb\u30fb\u30e9\u30c6\u30a3\u30d5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30fb\u30a8\u30b8\u30d7\u30c8\uff09\u306f\u3001International Schools Egypt\uff08\u30a4\u30f3\u30bf\u30fc\u30ca\u30b7\u30e7\u30ca\u30eb\u30fb\u30b9\u30af\u30fc\u30eb\u30fb\u30a8\u30b8\u30d7\u30c8\uff0fISE\uff09\u3068\u63d0\u643a\u3057\u3001\u6075\u307e\u308c\u306a\u3044\u5bb6\u5ead\u306e\u5b66\u751f\u304c\u512a\u308c\u305f\u6559\u80b2\u3092\u901a\u3058\u3066\u660e\u308b\u3044\u672a\u6765\u3092\u7bc9\u304f\u305f\u3081\u306e\u652f\u63f4\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u306e<a href=\"https:\/\/alj.com\/en\/news\/helping-to-nurture-the-next-generation-of-leaders\">\u30b9\u30ad\u30fc\u30e0<\/a>\u3067\u306f\u3001\u5b66\u751f\u304c\u5b66\u8cbb\u3092\u4e00\u62ec\u3067\u524d\u6255\u3044\u3059\u308b\u4ee3\u308f\u308a\u306b\u3001\u6708\u3005\u306e\u5206\u5272\u6255\u3044\uff08\u624b\u6570\u6599\u30fb\u5229\u5b50\u7121\u6599\uff09\u3067\u652f\u6255\u3046\u3053\u3068\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001Abdul Latif Jameel Finance Egypt\u306f\u3001\u3088\u308a\u591a\u304f\u306e\u5bb6\u5ead\u304c\u96fb\u6c17\u81ea\u52d5\u8eca\uff08EV\uff09\u306b\u79fb\u884c\u3057\u300c\u30b0\u30ea\u30fc\u30f3\u5316\u300d\u304c\u9032\u3080\u3088\u3046\u3001\u65b0\u305f\u306a<a href=\"https:\/\/alj.com\/en\/news\/abdul-latif-jameel-finance-egypt-launches-new-electric-vehicle-financing-initiative\/\">\u8cc7\u91d1\u8abf\u9054\u30d7\u30ed\u30b0\u30e9\u30e0<\/a>\u3082\u5b9f\u65bd\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8cc7\u91d1\u8abf\u9054\u30d7\u30ed\u30b0\u30e9\u30e0\u306f\u3001EV\u306b\u79fb\u884c\u3057\u3001\u6c17\u5019\u5909\u52d5\u5bfe\u7b56\u306b\u8ca2\u732e\u3059\u308b\u305f\u3081\u306b\u3001\u4eca\u5f8c5\u5e74\u9593\u3067\u6700\u5927\u7d0421\u4e07\u7c73\u30c9\u30eb\u306e\u8cc7\u91d1\u8abf\u9054\u3092\u53d7\u3051\u3089\u308c\u308b\u3068\u3044\u3046\u3082\u306e\u3067\u3059\u3002<\/p>\n<p>Abdul Latif Jameel Finance Saudi\uff08\u30a2\u30d6\u30c9\u30a5\u30eb\u30fb\u30e9\u30c6\u30a3\u30d5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30fb\u30b5\u30a6\u30b8\uff09\u306e\u5098\u4e0b\u306b\u3042\u308bBab Rizq Jameel Microfinance\uff08<a href=\"https:\/\/brjmf.com\/\">\u30d0\u30d6\u30fb\u30ea\u30ba\u30af\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\u30fb\u30de\u30a4\u30af\u30ed\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\uff0fBRJM<\/a>\uff09\u3082\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u4e0d\u8db3\u306e\u5e02\u5834\u306b\u6700\u65b0\u306e\u91d1\u878d\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3059\u308b\u3088\u3046\u52aa\u3081\u3066\u3044\u307e\u3059\u3002BRJM\u304c\u63d0\u4f9b\u3059\u308b\u30b7\u30e3\u30ea\u30fc\u30a2\u6e96\u62e0\u306e\u30ed\u30fc\u30f3\u306f\u3001\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u4e2d\u306e\u8d77\u696d\u5bb6\u3084\u5bb6\u65cf\u3001\u4e2d\u5c0f\u4f01\u696d\u306b\u65b0\u305f\u306a\u30c1\u30e3\u30f3\u30b9\u3092\u5b9a\u671f\u7684\u306b\u3082\u305f\u3089\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001Abdul Latif Jameel\u306f\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u3067\u30e2\u30d0\u30a4\u30eb\u30ad\u30e3\u30c3\u30b7\u30f3\u30b0\u30a2\u30d7\u30ea \u300c<a href=\"https:\/\/alj.com\/en\/news\/abdul-latif-jameel-finance-launches-new-mobile-app-cash-loan-product-in-saudi-arabia\/\">Cash Jameel\uff08\u30ad\u30e3\u30c3\u30b7\u30e5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\uff09<\/a>\u300d\u306e\u63d0\u4f9b\u3092\u958b\u59cb\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u643a\u5e2f\u30a2\u30d7\u30ea\u3092\u4f7f\u7528\u3059\u308c\u3070\u3001\u4fdd\u8a3c\u4eba\u4e0d\u8981\u3067\u878d\u8cc7\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u878d\u8cc7\u306e\u7bc4\u56f2\u306f\u7d042,500\u7c73\u30c9\u30eb\uff5e5,500\u7c73\u30c9\u30eb\u3067\u3001\u6570\u5206\u4ee5\u5185\u306b\u627f\u8a8d\u304c\u4e0b\u308a\u308b\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u521d\u306e\u91d1\u878d\u5546\u54c1\u306e\u3072\u3068\u3064\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>Abdul Latif Jameel\u306f\u6628\u5e74\u3001<a href=\"https:\/\/alj.com\/en\/our-people\/jaroslav-gaisler\/\">\u30e4\u30ed\u30b9\u30e9\u30d5\u30fb\u30ac\u30a4\u30b9\u30e9\u30fc<\/a>\u3092\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u30fb\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u62c5\u5f53\u526f\u793e\u9577\u306b\u4efb\u547d\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u5f79\u8077\u306f\u3001\u8d77\u696d\u3084\u96c7\u7528\u306b\u304a\u3051\u308b\u591a\u69d8\u306a\u91d1\u878d\u6a5f\u4f1a\u306e\u91cd\u8981\u6027\u3092\u8a8d\u8b58\u3057\u3066\u8a2d\u7acb\u3055\u308c\u305f\u3082\u306e\u3067\u3001\u30ac\u30a4\u30b9\u30e9\u30fc\u306f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u7523\u696d\u3067\u306e\u7d4c\u9a13\u3092\u6d3b\u304b\u3057\u3001\u4e2d\u6771\u3084\u305d\u306e\u4ed6\u306e\u5730\u57df\u306b\u304a\u3044\u3066\u3001\u30a4\u30f3\u30af\u30eb\u30fc\u30b7\u30d6\u3067\u8ab0\u3082\u304c\u5229\u7528\u3067\u304d\u308b\u878d\u8cc7\u30aa\u30d7\u30b7\u30e7\u30f3\u306e\u5b9f\u73fe\u306b\u52aa\u3081\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001Abdul Latif Jameel Investment Management Company\uff08<a href=\"https:\/\/jimco.com\/en\/\">\u30a2\u30d6\u30c9\u30a5\u30eb\u30fb\u30e9\u30c6\u30a3\u30d5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\u30fb\u30a4\u30f3\u30d9\u30b9\u30c8\u30e1\u30f3\u30c8\u30fb\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u30fb\u30ab\u30f3\u30d1\u30cb\u30fc\uff0fJIMCO<\/a>\uff09\u306f\u3001\u591a\u304f\u306e\u4f01\u696d\u3084\u500b\u4eba\u304c\u3088\u308a\u7c21\u5358\u306b\u878d\u8cc7\u3092\u53d7\u3051\u3089\u308c\u308b\u3088\u3046\u306b\u3059\u308b\u305f\u3081\u306e\u53d6\u308a\u7d44\u307f\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001JIMCO\u306f\u793e\u4f1a\u7684\u30a4\u30f3\u30d1\u30af\u30c8\u306e\u9ad8\u3044\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3001<a href=\"https:\/\/jimco.com\/en\/portfolio\/flexxpay\/\">FlexxPay\uff08\u30d5\u30ec\u30c3\u30af\u30b9\u30da\u30a4\uff09<\/a>\u306b\u6295\u8cc7\u3057\u3001\u4e2d\u6771\u30fb\u5317\u30a2\u30d5\u30ea\u30ab\u5730\u57df\uff08MENA\uff09\u306e\u5f93\u696d\u54e1\u306e\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a6\u30a7\u30eb\u30cd\u30b9\u306e\u5411\u4e0a\u306b\u52aa\u3081\u3066\u3044\u307e\u3059\u3002FlexxPay\u306f\u3001\u5f93\u696d\u54e1\u304c\u6bce\u6708\u306e\u7d66\u6599\u65e5\u306e\u524d\u306b\u3001\u305d\u306e\u6708\u306b\u7a3c\u3044\u3060\u5206\u3092\u4e0b\u308d\u3059\u3053\u3068\u304c\u3067\u304d\u308b\u5373\u6642\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3067\u3059\u3002FlexxPay\u306f\u3001\u5f93\u6765\u306e\u7d66\u6599\u5236\u5ea6\u306b\u4ee3\u308f\u308b\u9078\u629e\u80a2\u3092\u63d0\u4f9b\u3057\u3001\u7d4c\u6e08\u7684\u306a\u30b9\u30c8\u30ec\u30b9\u306b\u76f4\u9762\u3059\u308b\u6570\u767e\u4e07\u4eba\u306e\u4eba\u3005\u306b\u5b89\u5fc3\u3068\u5c0a\u53b3\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>JIMCO\u306f\u307e\u305f\u3001\u5f8c\u6255\u3044\u6c7a\u6e08\uff08BNPL\uff09\u3092\u63d0\u4f9b\u3059\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fb\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696d\u3001<a href=\"https:\/\/jimco.com\/en\/portfolio\/tabby\/\">Tabby\uff08\u30bf\u30d3\u30fc\uff09<\/a>\u306b\u3082\u8cc7\u91d1\u8abf\u9054\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002Tabby\u306f\u3001\u30a2\u30e9\u30d6\u9996\u9577\u56fd\u9023\u90a6\u304a\u3088\u3073\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u5168\u57df\u3092\u5bfe\u8c61\u306b\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\uff0f\u5b9f\u5e97\u8217\u3067\u306e\u5206\u5272\u6255\u3044\u3084\u4e00\u62ec\u306e\u5f8c\u6255\u3044\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u3092\u7121\u6599\u3067\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002Tabby\u306f2,000\u793e\u3092\u8d85\u3048\u308b\u4f01\u696d\u306e\u4e8b\u696d\u6210\u9577\u3092\u4fc3\u9032\u3057\u3001\u6d88\u8cbb\u8005\u306b\u306f\u81ea\u7531\u3067\u67d4\u8edf\u306a\u65b0\u3057\u3044\u91d1\u878d\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3059\u308bWin-Win\uff08\u30a6\u30a3\u30f3\u30a6\u30a3\u30f3\uff09\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30c8\u30eb\u30b3\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fb\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696d\u3067\u3042\u308b<a href=\"https:\/\/jimco.com\/en\/portfolio\/figopara\/\">Figopara\uff08\u30d5\u30a3\u30b4\u30d1\u30e9\uff09<\/a>\u3082\u3001JIMCO\u306e\u652f\u63f4\u3092\u53d7\u3051\u306a\u304c\u3089\u3001\u4f01\u696d\u306b\u8ffd\u52a0\u306e\u904b\u8ee2\u8cc7\u672c\u3092\u63d0\u4f9b\u3059\u308b\u30df\u30c3\u30b7\u30e7\u30f3\u306e\u5b9f\u73fe\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002Figopara\u306f\u3001\u30b5\u30d7\u30e9\u30a4\u30e4\u30fc\u3078\u306e\u652f\u6255\u3044\u671f\u9593\u3092\u5ef6\u9577\u3057\u3066\u3001\u30b5\u30d7\u30e9\u30a4\u30c1\u30a7\u30fc\u30f3\u5168\u4f53\u306e\u5951\u7d04\u30ea\u30b9\u30af\u3092\u8efd\u6e1b\u3057\u3001\u4f01\u696d\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u306e\u6700\u9069\u5316\u3092\u652f\u63f4\u3057\u307e\u3059\u3002<\/p>\n<p>JIMCO\u306e\u5225\u306e\u6295\u8cc7\u5148\u306b\u3001\u30e2\u30d0\u30a4\u30eb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u682a\u5f0f\u53d6\u5f15\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u300c<a href=\"https:\/\/jimco.com\/en\/portfolio\/thndr\/\">Thndr\uff08\u30b9\u30f3\u30c0\u30fc\uff09<\/a>\u300d\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u500b\u4eba\u304c\u682a\u5f0f\u3001\u50b5\u5238\u3001\u30d5\u30a1\u30f3\u30c9\u306b\u624b\u6570\u6599\u7121\u6599\u3067\u6295\u8cc7\u3067\u304d\u308b\u3088\u3046\u8a2d\u8a08\u3055\u308c\u3066\u3044\u307e\u3059\u3002Thndr\u306e\u5b9a\u984d\u5236\u53d6\u5f15\u53e3\u5ea7\u3092\u5229\u7528\u3059\u308b\u3068\u3001\u30a8\u30b8\u30d7\u30c8\u8a3c\u5238\u53d6\u5f15\u6240\u306b\u4e0a\u5834\u3057\u3066\u3044\u308b\u4f01\u696d\u3078\u306e\u6295\u8cc7\u3084\u3001\u5927\u624b\u8cc7\u7523\u904b\u7528\u4f1a\u793e\u304c\u904b\u55b6\u3059\u308b\u6295\u8cc7\u4fe1\u8a17\u306e\u7533\u8fbc\u3092\u8fc5\u901f\u306b\u884c\u3046\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u540c\u69d8\u306b\u3001\u4e2d\u6771\u306e\u6295\u8cc7\u5bb6\u306b\u6697\u53f7\u901a\u8ca8\u5e02\u5834\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3092\u63d0\u4f9b\u3059\u308b<a href=\"https:\/\/jimco.com\/en\/portfolio\/rain-financial-inc\/\">Rain\uff08\u30ec\u30a4\u30f3\uff09<\/a>\u3082\u3042\u308a\u307e\u3059\u3002Rain\u306f\u3001\u6697\u53f7\u901a\u8ca8\u306f\u8fc5\u901f\u30fb\u4f4e\u4fa1\u683c\u3067\u8ab0\u306b\u3067\u3082\u958b\u304b\u308c\u308b\u3079\u304d\u3068\u8003\u3048\u3066\u304a\u308a\u3001\u4e2d\u6771\u306b\u304a\u3044\u3066\u56fd\u969b\u7684\u306b\u8a55\u4fa1\u306e\u9ad8\u3044\u6697\u53f7\u901a\u8ca8\u53d6\u5f15\u6240\u3092\u5275\u8a2d\u3059\u308b\u3053\u3068\u3092\u30df\u30c3\u30b7\u30e7\u30f3\u306b\u63b2\u3052\u3001\u8907\u6570\u306e\u30d5\u30a3\u30a2\u30c3\u30c8\u901a\u8ca8\u3068\u6697\u53f7\u901a\u8ca8\u306e\u58f2\u8cb7\u304c\u3067\u304d\u308b\u30cd\u30a4\u30c6\u30a3\u30d6\u30a2\u30d7\u30ea\uff08iOS\u3001Android\u3001\u30a6\u30a7\u30d6\u5bfe\u5fdc\uff09\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>JIMCO\u306f\u3055\u3089\u306b\u3001\u30ea\u30e4\u30c9\u306b\u62e0\u70b9\u3092\u7f6e\u304f<a href=\"https:\/\/jimco.com\/en\/portfolio\/lean-technologies\/\">Lean Technologies\uff08\u30ea\u30fc\u30f3\u30fb\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30ba\uff09<\/a>\u306b\u3082\u6295\u8cc7\u3057\u3066\u3044\u307e\u3059\u3002Lean Technologies\u306f\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u95a2\u3068\u9867\u5ba2\u306e\u9280\u884c\u53e3\u5ea7\u3092\u5b89\u5168\u306b\u63a5\u7d9a\u3059\u308b\u305f\u3081\u306e\u958b\u767a\u8005\u306b\u512a\u3057\u3044\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u3092\u4f5c\u6210\u3059\u308bB2B\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3067\u3059\u3002\u3053\u306e\u6280\u8853\u306f\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u306b\u5b8c\u5168\u306b\u6e96\u62e0\u3057\u3066\u304a\u308a\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304c\u4e2d\u6771\u5730\u57df\u306e\u8907\u6570\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u95a2\u3092\u5358\u4e00\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u300cLean Universal API\u300d\u306b\u7d71\u5408\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><iframe loading=\"lazy\" src=\"\/\/www.youtube.com\/embed\/V9hyTxtVsdM\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u30bf\u30fc\u30b2\u30c3\u30c8\u5316\u3055\u308c\u305f\u6295\u8cc7\u306f\u3001\u4e16\u754c\u4e2d\u3067\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u3092\u9ad8\u3081\u308b\u305f\u3081\u306e\u5c0f\u3055\u306a\u30b9\u30c6\u30c3\u30d7\u3067\u3059\u3002\u3053\u308c\u306f\u3001\u79c1\u305f\u3061\u5168\u54e1\u304c\u529b\u3092\u5408\u308f\u305b\u3066\u53d6\u308a\u7d44\u3080\u3079\u304d\u3053\u3068\u3067\u3059\u3002\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3\u3068\u306f\u3001\u5358\u306b\u300c\u751f\u6d3b\u8cbb\u3092\u7a3c\u3050\u300d\u3053\u3068\u3060\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u304a\u91d1\u306b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308c\u3070\u3001\u81ea\u7531\u3084 \u5b89\u5168\u6027\u3092\u78ba\u4fdd\u3057\u3001\u81ea\u5df1\u6c7a\u5b9a\u529b\u3092\u9ad8\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u305d\u308c\u306f\u3001\u4eca\u6700\u3082\u304a\u91d1\u3092\u5fc5\u8981\u3068\u3057\u3066\u3044\u308b\u4eba\u3005\u306e\u751f\u6d3b\u69d8\u5f0f\u306e\u5411\u4e0a\u3092\u610f\u5473\u3059\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"#_ftnref1\" name=\"_ftn1\">[1]<\/a> <a href=\"https:\/\/www.unsgsa.org\/\">https:\/\/www.unsgsa.org\/<\/a><\/p>\n<p><a href=\"#_ftnref2\" name=\"_ftn2\">[2]<\/a> <a href=\"https:\/\/www.unsgsa.org\/\">https:\/\/www.unsgsa.org\/<\/a><\/p>\n<p><a href=\"#_ftnref3\" name=\"_ftn3\">[3]<\/a> <a href=\"https:\/\/www.unsgsa.org\/financial-inclusion\">https:\/\/www.unsgsa.org\/financial-inclusion<\/a><\/p>\n<p><a href=\"#_ftnref4\" name=\"_ftn4\">[4]<\/a> <a href=\"https:\/\/www.statista.com\/statistics\/936174\/number-of-adults-with-a-retail-or-savings-bank-account-united-kingdom\/\">https:\/\/www.statista.com\/statistics\/936174\/number-of-adults-with-a-retail-or-savings-bank-account-united-kingdom\/<\/a><\/p>\n<p><a href=\"#_ftnref5\" name=\"_ftn5\">[5]<\/a> <a href=\"https:\/\/usafacts.org\/articles\/who-is-the-least-likely-to-have-a-bank-account-in-the-us\/\">https:\/\/usafacts.org\/articles\/who-is-the-least-likely-to-have-a-bank-account-in-the-us\/<\/a><\/p>\n<p><a href=\"#_ftnref6\" name=\"_ftn6\">[6]<\/a> <a href=\"https:\/\/www.unsgsa.org\/financial-inclusion\">https:\/\/www.unsgsa.org\/financial-inclusion<\/a><\/p>\n<p><a href=\"#_ftnref7\" name=\"_ftn7\">[7]<\/a> <a href=\"https:\/\/www.ey.com\/en_cz\/news\/2018\/01\/improved-financial-inclusion-could-boost-global-bank-revenues-by-us-200b\">https:\/\/www.ey.com\/en_cz\/news\/2018\/01\/improved-financial-inclusion-could-boost-global-bank-revenues-by-us-200b<\/a><\/p>\n<p><a href=\"#_ftnref8\" name=\"_ftn8\">[8]<\/a> <a href=\"https:\/\/sdgs.un.org\/goals\">https:\/\/sdgs.un.org\/goals<\/a><\/p>\n<p><a href=\"#_ftnref9\" name=\"_ftn9\">[9]<\/a> <a href=\"https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/brief\/achieving-universal-financial-access-by-2020\">https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/brief\/achieving-universal-financial-access-by-2020<\/a><\/p>\n<p><a href=\"#_ftnref10\" name=\"_ftn10\">[10]<\/a> <a href=\"https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/overview#2\">https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/overview#2<\/a><\/p>\n<p><a href=\"#_ftnref11\" name=\"_ftn11\">[11]<\/a> <a href=\"https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/overview#1\">https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/overview#1<\/a><\/p>\n<p><a href=\"#_ftnref12\" name=\"_ftn12\">[12]<\/a> <a href=\"https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/overview#1\">https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/overview#1<\/a><\/p>\n<p><a href=\"#_ftnref13\" name=\"_ftn13\">[13]<\/a> <a href=\"https:\/\/www.lazardassetmanagement.com\/uk\/en_uk\/references\/fundamental-focus\/financial-inclusion\">https:\/\/www.lazardassetmanagement.com\/uk\/en_uk\/references\/fundamental-focus\/financial-inclusion<\/a><\/p>\n<p><a href=\"#_ftnref14\" name=\"_ftn14\">[14]<\/a> <a href=\"https:\/\/www.moneyandbanking.com\/commentary\/2017\/11\/5\/banking-the-unbanked-the-indian-revolution\">https:\/\/www.moneyandbanking.com\/commentary\/2017\/11\/5\/banking-the-unbanked-the-indian-revolution<\/a><\/p>\n<p><a href=\"#_ftnref15\" name=\"_ftn15\">[15]<\/a> <a href=\"https:\/\/www.gsma.com\/mobilefordevelopment\/blog\/findex-2021-data-why-mobile-money-is-now-a-mainstream-financial-service\/\">https:\/\/www.gsma.com\/mobilefordevelopment\/blog\/findex-2021-data-why-mobile-money-is-now-a-mainstream-financial-service\/<\/a><\/p>\n<p><a href=\"#_ftnref16\" name=\"_ftn16\">[16]<\/a> <a href=\"https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/overview#3\">https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/overview#3<\/a><\/p>\n<p><a href=\"#_ftnref17\" name=\"_ftn17\">[17]<\/a> <a href=\"https:\/\/www.worldbank.org\/en\/news\/feature\/2015\/08\/05\/peru-launches-national-financial-inclusion-strategy-to-expand-financial-inclusion\">https:\/\/www.worldbank.org\/en\/news\/feature\/2015\/08\/05\/peru-launches-national-financial-inclusion-strategy-to-expand-financial-inclusion<\/a><\/p>\n<p><a href=\"#_ftnref18\" name=\"_ftn18\">[18]<\/a> <a href=\"https:\/\/www.weforum.org\/agenda\/2022\/05\/new-technologies-improve-financial-inclusion\/\">https:\/\/www.weforum.org\/agenda\/2022\/05\/new-technologies-improve-financial-inclusion\/<\/a><\/p>\n<p><a href=\"#_ftnref19\" name=\"_ftn19\">[19]<\/a> <a href=\"https:\/\/www.weforum.org\/agenda\/2022\/05\/new-technologies-improve-financial-inclusion\/\">https:\/\/www.weforum.org\/agenda\/2022\/05\/new-technologies-improve-financial-inclusion\/<\/a><\/p>\n<p><a href=\"#_ftnref20\" name=\"_ftn20\">[20]<\/a> <a href=\"https:\/\/www.unsgsa.org\/financial-inclusion\">https:\/\/www.unsgsa.org\/financial-inclusion<\/a><\/p>\n","protected":false},"author":18,"featured_media":106712,"template":"","tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u91d1\u878d\u5305\u6442\u304c\u81ea\u7531\u3092\u89e3\u304d\u653e\u3064 | 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