{"id":123263,"date":"2025-09-10T07:35:04","date_gmt":"2025-09-10T07:35:04","guid":{"rendered":"https:\/\/alj.com\/perspective\/so-how-do-small-businesses-make-a-big-difference\/"},"modified":"2026-01-09T06:29:55","modified_gmt":"2026-01-09T06:29:55","slug":"so-how-do-small-businesses-make-a-big-difference","status":"publish","type":"perspective","link":"https:\/\/alj.com\/ja\/perspective\/so-how-do-small-businesses-make-a-big-difference\/","title":{"rendered":"\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u304c\u5927\u304d\u306a\u5909\u5316\u3092\u751f\u3080\u305f\u3081\u306b"},"content":{"rendered":"<p>\u3053\u306e\u6570\u5341\u5e74\u3067\u4e2d\u6771\u304c\u3053\u308c\u307b\u3069\u6025\u901f\u306b\u767a\u5c55\u3067\u304d\u305f\u306e\u306f\u898f\u6a21\u306e\u304a\u304b\u3052\u3060\u3001\u3068\u3064\u3044\u8003\u3048\u3066\u3057\u307e\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u305d\u306e\u3068\u304d\u306b\u601d\u3044\u6d6e\u304b\u3076\u306e\u306f\u3001\u4f8b\u3048\u3070\u30012024\u5e74\u306e\u7d14\u5229\u76ca\u304c1,000\u5104\u7c73\u30c9\u30eb\u3092\u8d85\u3048\u308b\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u306e\u5de8\u5927\u56fd\u55b6\u77f3\u6cb9\u4f01\u696d\u3001Saudi Aramco\uff08\u30b5\u30a6\u30b8\u30a2\u30e9\u30e0\u30b3\uff09<a href=\"#_ftn1\" name=\"_ftnref1\">[1]<\/a>\u3084\u3001\u3042\u308b\u3044\u306f\u56fd\u5883\u3092\u8d85\u3048\u3066\u7269\u6d41\u3001\u30ac\u30b9\u3001\u63a1\u6398\u304a\u3088\u3073\u6d41\u901a\u4e8b\u696d\u3092\u5c55\u958b\u3059\u308b\u3001\u53ce\u76ca500\u5104\u7c73\u30c9\u30eb\u3068\u3055\u308c\u308bAbu Dhabi National Oil Company\uff08\u30a2\u30d6\u30c0\u30d3\u56fd\u55b6\u77f3\u6cb9\u4f1a\u793e\uff09<a href=\"#_ftn2\" name=\"_ftnref2\">[2]<\/a>\u306a\u3069\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u6c11\u9593\u9818\u57df\u3067\u3042\u308c\u3070\u3001\u8907\u6570\u306e\u5e02\u5834\u3067\u6570\u4e16\u4ee3\u306b\u308f\u305f\u308a\u6301\u7d9a\u7684\u306a\u6210\u529f\u3092\u53ce\u3081\u3066\u3044\u308b<a href=\"https:\/\/alj.com\">Abdul Latif Jameel<\/a>\uff08\u30a2\u30d6\u30c9\u30a5\u30eb\u30fb\u30e9\u30c6\u30a3\u30d5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\uff09\u306e\u3088\u3046\u306a\u4f01\u696d\u3082\u542b\u3081\u3066\u3044\u308b\u3053\u3068\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3053\u308c\u3089\u306e\u4f01\u696d\u304c\u4e2d\u6771\u306e\u6210\u9577\u306b\u304a\u3044\u3066\u6b20\u304f\u3053\u3068\u306e\u3067\u304d\u306a\u3044\u5f79\u5272\u3092\u679c\u305f\u3057\u3066\u304d\u305f\u3053\u3068\u306b\u7591\u3044\u306e\u4f59\u5730\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305f\u3060\u3057\u3001\u3053\u3046\u3044\u3063\u305f\u58ee\u5927\u306a\u4f8b\u306b\u3070\u304b\u308a\u76ee\u3092\u5411\u3051\u3066\u3044\u308b\u3068\u3001\u3055\u3089\u306b\u5927\u304d\u306a\u771f\u5b9f\u3092\u898b\u904e\u3054\u3059\u6050\u308c\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u308c\u306f\u3001\u3053\u306e\u5730\u57df\u5185\u306e\u3044\u308f\u3086\u308b\u300c\u4e2d\u5c0f\u4f01\u696d\u300d\uff08SME\uff09\u306e\u4e00\u8cab\u3057\u305f\u6a29\u52e2\u3067\u3059\u3002<\/p>\n<p>MENA\u5730\u57df\u306e\u5168\u4f01\u696d\u306e90%\u8d85\u3092\u5360\u3081\u3066\u3044\u308b\u306e\u306fSME\uff08\u4e00\u822c\u7684\u306b\u5f93\u696d\u54e1\u304c250\u540d\u672a\u6e80\u3001\u53ce\u76ca\u304c5,000\u4e07\u7c73\u30c9\u30eb\u672a\u6e80\u306e\u4f01\u696d\u3092\u6307\u3059\uff09\u3067\u3042\u308a<a href=\"#_ftn3\" name=\"_ftnref3\">[3]<\/a>\u3001\u8fb2\u696d\u30bb\u30af\u30bf\u30fc\u3092\u9664\u3051\u3070\u3001\u305d\u3053\u304b\u308910\u5206\u306e7\u306e\u96c7\u7528\u304c\u751f\u307e\u308c\u3066\u3044\u307e\u3059<a href=\"#_ftn4\" name=\"_ftnref4\">[4]<\/a>\u3002<\/p>\n<p>\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u306e\u3088\u3046\u306a\u56fd\u3067\u306f\u3001SME\u306e\u7cbe\u529b\u7684\u306a\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u304c\u56fd\u306e\u7d4c\u6e08\u3092\u652f\u3048\u3066\u3044\u307e\u3059\u3002\u5f7c\u3089\u306f\u3053\u306e\u56fd\u306e2024\u5e74\u306eGDP\u306e\u304a\u3088\u305d30%<a href=\"#_ftn5\" name=\"_ftnref5\">[5]<\/a>\u3001\u3059\u306a\u308f\u3061\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u5168\u4f53\u3067\u5275\u51fa\u3055\u308c\u305f1\u5146900\u5104\u7c73\u30c9\u30eb\u306e\u307b\u307c3\u5206\u306e1<a href=\"#_ftn6\" name=\"_ftnref6\">[6]<\/a>\u306b\u5bc4\u4e0e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u4ed6\u306b\u3082\u3001SME\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u95a2\u3059\u308b\u6570\u5024\u306f\u540c\u69d8\u306b\u4e0a\u6607\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002\u4f8b\u3048\u3070\u30a8\u30b8\u30d7\u30c8\u3067\u306f\u3001SME\u306e\u56fd\u5185GDP\u30b7\u30a7\u30a2\u306f2024\u5e74\u307e\u3067\u306b43%\u306b\u9054\u3057\u3066\u3044\u307e\u3059\u3002\u30c8\u30eb\u30b3\u3067\u306f\u3001SME\u306f\u96c7\u7528\u306e70.5%\u3001GDP\u306e\u7d0460%\u306b\u5bc4\u4e0e\u3057\u3066\u3044\u307e\u3059<a href=\"#_ftn7\" name=\"_ftnref7\">[7]<\/a>\u3002UAE\u3067\u306f\u3001SME\u306e\u6570\u306f50\u4e07\u793e\u3092\u8d85\u3048\u3001\u77f3\u6cb9\u3092\u9664\u304fGDP\u306e63%\u4ee5\u4e0a\u3092\u5275\u51fa\u3057\u3066\u3044\u307e\u3059<a href=\"#_ftn8\" name=\"_ftnref8\">[8]<\/a>\u3002\u30e8\u30eb\u30c0\u30f3\u306eSME\u306f\u540c\u56fd\u306eGDP\u306e\u7d0450%\u306b\u5bc4\u4e0e\u3057\u3001\u96c7\u7528\u5168\u4f53\u306e60%\u3001\u540c\u56fd\u306e\u8f38\u51fa\u306e45%\u3092\u62c5\u3063\u3066\u3044\u307e\u3059<a href=\"#_ftn9\" name=\"_ftnref9\">[9]<\/a>\u3002\u30aa\u30de\u30fc\u30f3\u3067\u306f\u3001SME\u306f\u30d3\u30b8\u30cd\u30b9\u306e98%\u3092\u69cb\u6210\u3057\u3001\u77f3\u6cb9\u4ee5\u5916\u306eGDP\u306e33%\u306b\u5bc4\u4e0e\u3059\u308b\u4e00\u65b9\u3001\u6c11\u9593\u30bb\u30af\u30bf\u30fc\u306e\u52b4\u50cd\u529b\u306e76%\u3092\u96c7\u7528\u3057\u3066\u3044\u307e\u3059<a href=\"#_ftn10\" name=\"_ftnref10\">[10]<\/a>\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-123194\" src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1593\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-300x187.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-1024x637.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-150x93.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-768x478.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-1536x956.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_001-2048x1274.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u5168\u4f53\u3068\u3057\u3066\u3001SME\u306f\u30a2\u30e9\u30d3\u30a2\u6e7e\u5cb8\u8af8\u56fd\u5168\u4f53\u3067GDP\u5408\u8a08\u306e15\u301c30%\u3092\u62c5\u3063\u3066\u3044\u308b\u3068\u56fd\u969b\u901a\u8ca8\u57fa\u91d1\uff08<a href=\"https:\/\/www.imf.org\/en\/Home\">IMF<\/a><a href=\"#_ftn11\" name=\"_ftnref11\">[11]<\/a>\uff09\u306f\u8a66\u7b97\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u7d4c\u6e08\u4f53\u306e\u6a19\u6e96\u304b\u3089\u3057\u3066\u3082\u304b\u306a\u308a\u306e\u30b7\u30a7\u30a2\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<h2>\u653f\u5e9c\u7cfb\u6295\u8cc7\u30d5\u30a1\u30f3\u30c9\u304cSME\u3092\u30b5\u30dd\u30fc\u30c8<\/h2>\n<p>MENAT\uff08\u4e2d\u6771\u3001\u5317\u30a2\u30d5\u30ea\u30ab\u3001\u30c8\u30eb\u30b3\uff09\u5730\u57df\u5168\u4f53\u3067SME\u30bb\u30af\u30bf\u30fc\u306e\u4e0a\u6607\u50be\u5411\u306f\u7d9a\u304d\u300170%\u3092\u8d85\u3048\u308bSME\u306e\u30ea\u30fc\u30c0\u30fc\u305f\u3061\u304c\u4eca\u5f8c\u3057\u3070\u3089\u304f\u306f\u696d\u7e3e\u304c\u5b89\u5b9a\u307e\u305f\u306f\u62e1\u5927\u3059\u308b\u3068\u4e88\u60f3\u3057\u3066\u3044\u307e\u3059<a href=\"#_ftn12\" name=\"_ftnref12\">[12]<\/a>\u3002\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u3067\u306f\u3001\u300c<a href=\"https:\/\/www.vision2030.gov.sa\/en\/overview\">\u30d3\u30b8\u30e7\u30f32030<\/a>\u300d\u56fd\u5bb6\u958b\u767a\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u4e00\u74b0\u3068\u3057\u3066\u3001\u653f\u5e9c\u306fGDP\u306b\u304a\u3051\u308bSME\u306e\u6bd4\u7387\u30922030\u5e74\u307e\u3067\u306b35%\u306b\u5f15\u304d\u4e0a\u3052\u308b\u3053\u3068\u3092\u8a08\u753b\u3057\u3066\u3044\u307e\u3059<a href=\"#_ftn13\" name=\"_ftnref13\">[13]<\/a>\u3002\u30aa\u30de\u30fc\u30f3\u3067\u306f\u3001SME\u306f\u6bce\u5e74\u7d045\u4e07\u4ef6\u306e\u65b0\u898f\u96c7\u7528\u3092\u5275\u51fa\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9UAE\u3067\u306f\u3001\u9045\u304f\u3068\u30822031\u5e74\u307e\u3067\u306b\u3001\u5c11\u306a\u304f\u3068\u308220\u793e\u306e\u30e6\u30cb\u30b3\u30fc\u30f3\u4f01\u696d\uff08\u8a55\u4fa1\u984d\u304c10\u5104\u7c73\u30c9\u30eb\u4ee5\u4e0a\u306e\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696d\uff09\u304c\u8a95\u751f\u3059\u308b\u3068\u671f\u5f85\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>SME\u306e\u76f8\u5bfe\u7684\u306a\u91cd\u8981\u6027\u306f\u56fd\u3054\u3068\u306b\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u56fd\u5bb6\u7d4c\u6e08\u306b\u7279\u5225\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u308bSME\u306e\u4e2d\u5fc3\u5730\u304c\u3044\u304f\u3064\u3082\u767a\u751f\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u7cfb\u306e\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696d\u304c\u307e\u3059\u307e\u3059\u5b58\u5728\u611f\u3092\u5f37\u3081\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3084e\u30b3\u30de\u30fc\u30b9\u3001\u533b\u7642\u30c6\u30c3\u30af\u306a\u3069\u306e\u300c\u5c06\u6765\u6027\u3042\u308b\u696d\u754c\u300d\u3078\u306e\u6295\u8cc7\u3092\u610f\u6b32\u7684\u306b\u6d3b\u7528\u3057\u3066\u6210\u9577\u3057\u3066\u3044\u307e\u3059\u3002\u6295\u8cc7\u306e\u89b3\u70b9\u304b\u3089\u8a00\u3048\u3070\u3001\u3053\u308c\u3089\u306e\u30c6\u30c3\u30af\u4f9d\u62e0\u578b\u30bb\u30af\u30bf\u30fc\u306f\u3001<a href=\"https:\/\/alj.com\/en\/perspective\/headcounts-on-the-block-the-ai-revolution-takes-hold\/\">AI<\/a>\u3084<a href=\"https:\/\/alj.com\/en\/perspective\/navigating-the-future-of-finance\/\">\u30e2\u30ce\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8<\/a>\u3001<a href=\"https:\/\/alj.com\/en\/perspective\/building-cities-fit-for-the-future\/\">\u30b9\u30de\u30fc\u30c8\u30b7\u30c6\u30a3<\/a>\u3001<a href=\"https:\/\/alj.com\/en\/perspective\/paving-the-way-for-automated-vehicles\/\">\u30b9\u30de\u30fc\u30c8\u30ab\u30fc<\/a>\u306a\u3069\u306e\u6700\u65b0\u50be\u5411\u3092\u8003\u616e\u3059\u308b\u3068\u3001\u6bd4\u8f03\u7684\u5c06\u6765\u6027\u304c\u3042\u308b\u3068\u601d\u308f\u308c\u307e\u3059\u3002<\/p>\n<p>\u3042\u308b\u7814\u7a76\u3067\u306f\u3001MENA\u5730\u57df\u5168\u4f53\u306e750\u793e\u8fd1\u304f\u306e\u5c0f\u898f\u6a21\u30c6\u30c3\u30af\u4f01\u696d\u304c\u30011\u5e74\u4ee5\u5185\u306b\u300c\u30b9\u30b1\u30fc\u30eb\u30a2\u30c3\u30d7\u4f01\u696d\u300d\uff08100\u4e07\u7c73\u30c9\u30eb\u4ee5\u4e0a\u306e\u6295\u8cc7\u3092\u7372\u5f97\uff09\u3078\u3068\u6210\u9577\u3057\u3001\u5408\u8a08\u3067195\u5104\u7c73\u30c9\u30eb\u306e\u5bfe\u5185\u6295\u8cc7\u3092\u96c6\u3081\u306650%\u306e\u5e74\u9593\u6210\u9577\u3092\u9042\u3052\u3066\u3044\u307e\u3059<a href=\"#_ftn14\" name=\"_ftnref14\">[14]<\/a>\u3002MENA\u5185\u306e\u6025\u6210\u9577\u3092\u727d\u5f15\u3059\u308bUAE\u306f\u3001339\u793e\u306e\u30b9\u30b1\u30fc\u30eb\u30a2\u30c3\u30d7\u4f01\u696d\u3092\u64c1\u3057\u3001\u6b21\u3044\u3067\u30a8\u30b8\u30d7\u30c8\uff08140\u793e\u306e\u30b9\u30b1\u30fc\u30eb\u30a2\u30c3\u30d7\uff09\u3001\u7b2c3\u4f4d\u306b\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\uff08132\u793e\u306e\u30b9\u30b1\u30fc\u30eb\u30a2\u30c3\u30d7\uff09\u304c\u7d9a\u304d\u307e\u3059\u3002\u305d\u306e\u4ed6\u3059\u3079\u3066\u306eMENA\u5730\u57df\u306e\u30b9\u30b1\u30fc\u30eb\u30a2\u30c3\u30d7\u4f01\u696d\u306f\u3001\u5408\u8a08\u306720%\u672a\u6e80\u3067\u3059\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-123201\" src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_002-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1724\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_002-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_002-300x202.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_002-1024x690.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_002-150x101.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_002-768x517.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_002-1536x1034.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_002-2048x1379.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u3053\u308c\u307b\u3069\u307e\u3067\u306b\u30c6\u30c3\u30af\u7cfbSME\u306e\u8c4a\u304b\u306a\u571f\u58cc\u3068\u306a\u3063\u3066\u3044\u308bUAE\u3001\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u3001\u30a8\u30b8\u30d7\u30c8\u306e\u5171\u901a\u9805\u306f\u4f55\u3067\u3057\u3087\u3046\u304b\uff1f 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href=\"#_ftn15\" name=\"_ftnref15\">[15]<\/a>\u30027,760\u5104\u7c73\u30c9\u30eb\u306e\u8cc7\u7523\u4fa1\u5024\u3092\u6301\u3064\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u306e\u30d1\u30d6\u30ea\u30c3\u30af\u30fb\u30a4\u30f3\u30d9\u30b9\u30c8\u30e1\u30f3\u30c8\u30fb\u30d5\u30a1\u30f3\u30c9\uff08PIF\uff09\u304c\u3059\u3050\u5f8c\u308d\u306b\u3064\u3051\u3066\u3044\u307e\u3059\u304c\u3001\u305d\u306e\u7a4d\u7acb\u91d1\u306e\u5927\u90e8\u5206\u306f\u3001\u4e2d\u5c0f\u4f01\u696d\u304c\u898f\u6a21\u3092\u62e1\u5f35\u3057\u3001\u81ea\u7acb\u3057\u305f\u4f01\u696d\u3078\u3068\u6210\u9577\u3092\u9042\u3052\u308b\u305f\u3081\u306b\u904b\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u3089\u306e\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u306f\u3059\u3079\u3066\u5968\u52b1\u3055\u308c\u308b\u3079\u304d\u3067\u3059\u3002\u6d3b\u6c17\u3042\u308bSME\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u304c\u3082\u305f\u3089\u3059\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u96c7\u7528\u5275\u51fa\u3068\u7d4c\u6e08\u7684\u306a\u6210\u9577\u3092\u8d85\u3048\u3066\u4f59\u308a\u3042\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n<h2>SME\u304c\u751f\u6d3b\u6c34\u6e96\u3092\u5f15\u304d\u4e0a\u3052\u308b<\/h2>\n<p>\u5730\u57df\u306e\u6210\u9577\u306e\u5f37\u529b\u306a\u4fc3\u9032\u8981\u56e0\u3068\u3057\u3066\u3001SME\u306f\u65b0\u8208\u4e16\u754c\u306e\u751f\u6d3b\u6c34\u6e96\u3092\u5f15\u304d\u4e0a\u3052\u3001\u5e73\u7b49\u6027\u3092\u6539\u5584\u3059\u308b\u306e\u306b\u6b20\u304b\u305b\u306a\u3044\u5b58\u5728\u3067\u3059\u3002<\/p>\n<p>\u56fd\u5bb6\u30ec\u30d9\u30eb\u3067\u306f\u3001SME\u306f\u7279\u306b\u65b0\u8208\u56fd\u306b\u304a\u3044\u3066\u306fGDP\u5275\u51fa\u306e\u5927\u304d\u306a\u5272\u5408\u3092\u62c5\u3044\u3001\u5f97\u305f\u91d1\u92ad\u306f\u533b\u7642\u3084\u4f4f\u5b85\u3001\u6559\u80b2\u306a\u3069\u3001\u4eba\u53e3\u5168\u4f53\u306e\u4fbf\u76ca\u306e\u305f\u3081\u306b\u6d3b\u7528\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u3088\u308a\u5730\u57df\u7684\u306a\u30ec\u30d9\u30eb\u3067\u306f\u3001SME\u306f\u6570\u767e\u4e07\u306e\u96c7\u7528\u3092\u5275\u51fa\u3057\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u96c7\u7528\u306f\u52b4\u50cd\u8005\u306e\u53ce\u5165\u78ba\u4fdd\u3092\u4fdd\u8a3c\u3057\u3001\u5404\u4e16\u5e2f\u306e\u65e5\u3005\u306e\u98df\u4e8b\u3084\u4f4f\u5c45\u306e\u6696\u623f\u3001\u533b\u7642\u8cbb\u306e\u652f\u6255\u3044\u3001\u6700\u65b0\u306e\u5229\u4fbf\u6027\u3078\u306e\u6295\u8cc7\u3092\u53ef\u80fd\u306b\u3057\u307e\u3059\u3002SME\u306b\u3088\u308a\u8cc7\u91d1\u304c\u5730\u57df\u7d4c\u6e08\u306b\u3068\u3069\u307e\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u3053\u308c\u3089\u306e\u540c\u3058\u5229\u76ca\u3092\u9060\u304f\u96e2\u308c\u305f\u5927\u4f01\u696d\u306b\u8ee2\u9001\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u5730\u57df\u4f4f\u6c11\u3084\u30d3\u30b8\u30cd\u30b9\u3092\u76f4\u63a5\u7684\u306b\u30b5\u30dd\u30fc\u30c8\u3057\u307e\u3059\u3002\u307e\u305f\u3001\u7a0e\u91d1\u3092\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u306e\u8fd1\u304f\u306b\u3068\u3069\u3081\u3001\u7dd1\u5730\u3084\u516c\u5171\u4ea4\u901a\u6a5f\u95a2\u306a\u3069\u306e\u65bd\u8a2d\u306e\u62e1\u5145\u3092\u652f\u63f4\u3057\u307e\u3059\u3002<\/p>\n<p>SME\u306f\u5730\u57df\u7d4c\u6e08\u306e\u591a\u69d8\u5316\u306b\u304a\u3044\u3066\u3082\u91cd\u8981\u306a\u5f79\u5272\u3092\u679c\u305f\u3057\u3066\u304a\u308a\u3001\u5927\u4f01\u696d\u304c\u8fd1\u96a3\u5730\u57df\u3092\u96e2\u308c\u305f\u308a\u7279\u5b9a\u306e\u696d\u754c\u304c\u8870\u9000\u3057\u306f\u3058\u3081\u305f\u3068\u304d\u306b\u751f\u3058\u3046\u308b\u3001\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u306b\u5bfe\u3059\u308b\u3042\u308b\u7a2e\u306e\u300c\u30b7\u30e7\u30c3\u30af\u300d\u3092\u548c\u3089\u3052\u307e\u3059\u3002\u4f8b\u3048\u3070\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u3067\u306f\u3001SME\u306e14%\u304c\u5c0f\u58f2\u696d\u300113%\u304c\u5efa\u8a2d\u696d\u300110%\u304c\u98f2\u98df\u696d<a href=\"#_ftn16\" name=\"_ftnref16\">[16]<\/a>\u306b\u7279\u5316\u3057\u3066\u304a\u308a\u3001\u3053\u308c\u3089\u306e\u5272\u5408\u306e\u4f4e\u3055\u304c\u771f\u306b\u591a\u69d8\u5316\u3057\u305fSME\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u8868\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u8d85\u5730\u57df\u5bc6\u7740\u578b\u306eSME\u3082\u307e\u305f\u3001\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u306e\u30a2\u30a4\u30c7\u30f3\u30c6\u30a3\u30c6\u30a3\u610f\u8b58\u3092\u80b2\u3066\u3001\u793e\u4f1a\u304c\u6a5f\u80fd\u3059\u308b\u305f\u3081\u306e\u57fa\u790e\u3092\u5f37\u5316\u3059\u308b\u306e\u306b\u6709\u76ca\u3067\u3059\u3002\u5f7c\u3089\u306f\u3001\u9854\u306e\u898b\u3048\u306a\u3044\u4f01\u696d\u4f53\u3068\u6bd4\u3079\u308b\u3068\u3001\u306f\u308b\u304b\u306b\u5bc6\u63a5\u306b\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u306e\u4eba\u3005\u3084\u6027\u8cea\u3092\u4ee3\u8868\u3059\u308b\u5b58\u5728\u3067\u3059\u3002\u307e\u305f\u3001\u5f7c\u3089\u306b\u306f\u6148\u5584\u6d3b\u52d5\u3092\u652f\u63f4\u3059\u308b\u50be\u5411\u3082\u898b\u3089\u308c\u307e\u3059\u3002\u3042\u308b\u8abf\u67fb\u3067\u306f\u3001\u4e2d\u5c0f\u4f01\u696d\u306e\u534a\u6570\u4ee5\u4e0a\u304c\u6148\u5584\u6d3b\u52d5\u3078\u306e\u5bc4\u4ed8\u3092\u884c\u3063\u3066\u3044\u307e\u3059<a href=\"#_ftn17\" name=\"_ftnref17\">[17]<\/a>\u3002<\/p>\n<p>\u3055\u3089\u306b\u3082\u3046\u3072\u3068\u3064\u3001\u5897\u3057\u3064\u3064\u3042\u308bSME\u306e\u5f71\u97ff\u529b\u306e\u6069\u6075\u3092\u53d7\u3051\u308b\u3001\u8ab0\u306b\u3082\u95a2\u4fc2\u3059\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u308c\u306f\u74b0\u5883\u3067\u3059\u3002<\/p>\n<h2>\u6c17\u5019\u5909\u52d5\u3068\u306e\u6226\u3044\u306b\u304a\u3044\u3066SME\u304c\u679c\u305f\u3059\u5f79\u5272<\/h2>\n<p>\u4e16\u754c\u304c\u8feb\u308a\u6765\u308b\u6c17\u5019\u5371\u6a5f\u306b\u7acb\u3061\u5411\u304b\u3046\u306a\u304b\u3001SME\u306f<a href=\"https:\/\/alj.com\/en\/perspective\/cop28-will-it-help-to-avert-the-climate-crisis\/\">\u74b0\u5883<\/a>\u306b\u5bfe\u3057\u3066\u304b\u306a\u308a\u6709\u76ca\u3067\u3042\u308b\u3053\u3068\u304c\u793a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u5c0f\u898f\u6a21\u4f01\u696d\u306f\u65e2\u5b58\u306e\u5efa\u7269\u306b\u62e0\u70b9\u3092\u69cb\u3048\u308b\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002\u5927\u4f01\u696d\u306e\u3088\u3046\u306b\u5c02\u7528\u306e\u5efa\u7269\u3092\u5efa\u8a2d\u3059\u308b\u305f\u3081\u306e\u5b9a\u671f\u7684\u306a\u6295\u8cc7\u3092\u8cc4\u3046\u8ca1\u529b\u306f\u306a\u3044\u304b\u3089\u3067\u3059\u3002\u3053\u3046\u3057\u305f\u3053\u3068\u3067\u653e\u7f6e\u3055\u308c\u305f\u30a4\u30f3\u30d5\u30e9\u306b\u65b0\u305f\u306a\u547d\u3092\u5439\u304d\u8fbc\u307f\u3001\u81ea\u7136\u306e\u98a8\u666f\u3092\u4fb5\u98df\u3059\u308b\u958b\u767a\u306e\u52a9\u9577\u3092\u56de\u907f\u3057\u3066\u3044\u307e\u3059\u3002\u3055\u3089\u306b\u3001\u3088\u308a\u5c0f\u898f\u6a21\u306a\u4f01\u696d\u306f\u5730\u7523\u306e\u7d20\u6750\u3092\u5c02\u9580\u7684\u306b\u6271\u3044\u3001\u6700\u7d42\u88fd\u54c1\u306e\u30ab\u30fc\u30dc\u30f3\u30d5\u30c3\u30c8\u30d7\u30ea\u30f3\u30c8\u3092\u524a\u6e1b\u3057\u307e\u3059\u3002\u540c\u69d8\u306b\u3001\u5730\u57df\u306b\u5c45\u4f4f\u3059\u308b\u52b4\u50cd\u8005\u306f\u3001\u5316\u77f3\u71c3\u6599\u3092\u4f7f\u7528\u3059\u308b\u4ea4\u901a\u6a5f\u95a2\u3067\u306f\u306a\u304f\u5f92\u6b69\u3084\u81ea\u8ee2\u8eca\u3067\u901a\u52e4\u3059\u308b\u50be\u5411\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u5730\u7403\u6e29\u6696\u5316\u304c\u79c1\u305f\u3061\u306e\u4e00\u751f\u306b\u308f\u305f\u308b\u6c7a\u5b9a\u7684\u306a\u8ab2\u984c\u3067\u3042\u308b\u3053\u3068\u3092\u8003\u3048\u308b\u3068\u3001SME\u304c\u74b0\u5883\u5bfe\u7b56\u306b\u76f4\u63a5\u7684\u306b\u8ca2\u732e\u3057\u3066\u3044\u308b\u3068\u3044\u3046\u8a3c\u62e0\u3092\u898b\u3064\u3051\u308b\u306e\u306b\u4e2d\u6771\u5168\u57df\u3092\u305d\u3046\u9060\u304f\u307e\u3067\u898b\u308f\u305f\u3059\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u4f8b\u3092\u6319\u3052\u308b\u3068\u3001<a href=\"https:\/\/www.facebook.com\/greentouches\/\">Green Touches<\/a>\uff08\u30b0\u30ea\u30fc\u30f3\u30bf\u30c3\u30c1\uff09\u3068\u3044\u3046UAE\u306e\u30c9\u30d0\u30a4\u3092\u62e0\u70b9\u3068\u3059\u308b\u30a8\u30b3\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u306a\u74b0\u5883\u30af\u30ea\u30fc\u30f3\u4f01\u696d\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u4f01\u696d\u306f\u3001\u4e00\u5207\u306e\u6709\u5bb3\u306a\u5316\u5b66\u7269\u8cea\u3092\u907f\u3051\u3001\u30ca\u30ce\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3092\u6d3b\u7528\u3057\u3066\u81ea\u793e\u751f\u7523\u3057\u305f\u30b5\u30b9\u30c6\u30ca\u30d6\u30eb\u306a\u88fd\u54c1\u306e\u307f\u3092\u4f7f\u7528\u3057\u3066\u4f4f\u5c45\u3084\u30aa\u30d5\u30a3\u30b9\u306e\u6e05\u6383\u3092\u884c\u3044\u307e\u3059\u3002UAE\u306e\u3088\u3046\u306b\u6e07\u6c34\u306e\u8d77\u304d\u3084\u3059\u3044\u6c17\u5019\u3067\u306f\u3001\u3053\u306e\u624b\u6cd5\u306f\u3055\u3089\u306b\u5927\u624b\u306e\u5546\u696d\u7684\u7af6\u5408\u4ed6\u793e\u306b\u6bd4\u3079\u3066\u6c34\u306e\u6d88\u8cbb\u3082\u5c11\u306a\u304f\u3066\u6e08\u307f\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u5225\u306e\u4f8b\u3068\u3057\u3066\u3001\u30a2\u30d6\u30c0\u30d3\u3068\u30d1\u30ad\u30b9\u30bf\u30f3\u306e\u30e9\u30db\u30fc\u30eb\u306b\u62e0\u70b9\u3092\u69cb\u3048\u308b\u4f01\u696d\u3001<a href=\"https:\/\/www.linkedin.com\/company\/replaste\/?originalSubdomain=ae\">RePlaste<\/a>\uff08\u30ea\u30d7\u30e9\u30b9\u30c6\uff09\u304c\u3042\u308a\u307e\u3059\u3002RePlaste\u306f\u3001\u300c\u672a\u6765\u306e\u5927\u7406\u77f3\u300d\u3068\u3082\u79f0\u3055\u308c\u308b\u300cSapore\u300d\u3068\u3044\u3046\u7279\u8a31\u53d6\u5f97\u6e08\u307f\u8907\u5408\u6750\u6599\u3092\u4f7f\u7528\u3057\u3066\u3001\u30d7\u30e9\u30b9\u30c1\u30c3\u30af\u5ec3\u68c4\u7269\u3092\u5faa\u74b0\u88fd\u54c1\u3078\u3068\u30a2\u30c3\u30d7\u30b5\u30a4\u30af\u30eb\u3059\u308b\u30b5\u30b9\u30c6\u30ca\u30d6\u30eb\u306a\u30c7\u30b6\u30a4\u30f3\u30b9\u30bf\u30b8\u30aa\u3067\u3059\u3002<\/p>\n<p>\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u3067\u306f\u3001\u74b0\u5883\u306b\u7279\u5316\u3057\u305f\u591a\u6570\u306eSME\u306e\u3046\u3061\u306e\u3072\u3068\u3064\u3001<a href=\"https:\/\/www.linkedin.com\/company\/secondsky\/about\/\">SecondSky<\/a>\uff08\u30bb\u30ab\u30f3\u30c9\u30b9\u30ab\u30a4\uff09\u304c\u3001\u5730\u57df\u306e\u96c7\u7528\u6a5f\u4f1a\u3092\u5275\u51fa\u3057\u306a\u304c\u3089\u672a\u6765\u306e\u4e16\u4ee3\u306e\u305f\u3081\u306e\u74b0\u5883\u4fdd\u8b77\u306b\u53d6\u308a\u7d44\u3093\u3067\u3044\u307e\u3059\u3002\u30de\u30c3\u30ab\u5dde\u30c8\u30a5\u30ef\u30eb\u306b\u62e0\u70b9\u3092\u7f6e\u304fSecondSky\u306f\u3001\u6e29\u5ba4\u5411\u3051\u306e\u653e\u5c04\u71b1\u3092\u30d6\u30ed\u30c3\u30af\u3059\u308b\u30ca\u30ce\u30b3\u30f3\u30dd\u30b8\u30c3\u30c8\u7d20\u6750\u3092\u88fd\u9020\u3057\u3066\u3044\u307e\u3059\u3002\u8fb2\u696d\u306b\u304a\u3044\u3066\u5149\u7c92\u5b50\u306f\u901a\u3057\u306a\u304c\u3089\u71b1\u30b9\u30c8\u30ec\u30b9\u3092\u9632\u3050\u305f\u3081\u306b\u8a2d\u8a08\u3055\u308c\u305f\u7d20\u6750\u306f\u3001\u4f5c\u7269\u306e\u8010\u6027\u3092\u9ad8\u3081\u3001\u683d\u57f9\u3067\u304d\u308b\u671f\u9593\u3092\u4f38\u9577\u3057\u3066\u3001\u5897\u52a0\u3059\u308b\u4eba\u53e3\u306b\u5bfe\u3059\u308b\u98df\u7ce7\u4f9b\u7d66\u3092\u652f\u63f4\u3057\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignleft size-full wp-image-123223\" src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Flextock-logo-white-150x150-1.png\" alt=\"\" width=\"150\" height=\"150\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Flextock-logo-white-150x150-1.png 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Flextock-logo-white-150x150-1-70x70.png 70w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\u30a8\u30b8\u30d7\u30c8\u3067\u306f\u3001Jameel Investment Management Company\uff08<a href=\"https:\/\/jimco.com\/en\/\">JIMCO<\/a>\u3001\u30b8\u30e3\u30df\u30fc\u30eb\u30fb\u30a4\u30f3\u30d9\u30b9\u30c8\u30e1\u30f3\u30c8\u30fb\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u30fb\u30ab\u30f3\u30d1\u30cb\u30fc\uff09\u306e\u6295\u8cc7\u5bfe\u8c61\u3067\u3042\u308b<a href=\"https:\/\/jimco.com\/en\/portfolio\/flextock\/\">Flexstock<\/a>\uff08\u30d5\u30ec\u30c3\u30af\u30b9\u30c8\u30c3\u30af\uff09\u304c\u3001\u6d88\u8cbb\u8005\u3068\u4f01\u696d\u306e\u4e21\u8005\u5411\u3051\u306b\u3001\u30aa\u30f3\u30e9\u30a4\u30f3e\u30b3\u30de\u30fc\u30b9\u3068\u30d5\u30eb\u30d5\u30a3\u30eb\u30e1\u30f3\u30c8\u3092\u904b\u55b6\u3059\u308b\u305f\u3081\u306e\u3088\u308a\u52b9\u7387\u7684\u3067\u30b5\u30b9\u30c6\u30ca\u30d6\u30eb\u306a\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u3089\u306eSME\u306f\u3001\u4e00\u822c\u7684\u306a\u898b\u89e3\u306b\u53cd\u3057\u3066\u3001\u898f\u6a21\u306f\u5fc5\u305a\u3057\u3082\u554f\u984c\u3067\u306f\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002SME\u306b\u306f\u5927\u624b\u306e\u30e9\u30a4\u30d0\u30eb\u3068\u7af6\u3046\u307b\u3069\u306e\u793e\u54e1\u6570\u3084\u8ca1\u52d9\u8af8\u8868\u306f\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u305d\u306e\u6570\u306e\u591a\u3055\u3068\u30d0\u30ea\u30a8\u30fc\u30b7\u30e7\u30f3\u3001\u305d\u3057\u3066\u4e8b\u696d\u3092\u63a8\u9032\u3059\u308b\u500b\u3005\u4eba\u306e\u71b1\u610f\u3092\u539f\u52d5\u529b\u306b\u8e8d\u9032\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u7d4c\u6e08\u3084\u74b0\u5883\u306b\u304a\u3051\u308b\u5f7c\u3089\u306e\u91cd\u8981\u6027\u3092\u8003\u3048\u305f\u3068\u304d\u306b\u3001MENAT\u5168\u57df\u306e\u5404\u56fd\u653f\u5e9c\u306f\u3069\u306e\u3088\u3046\u306bSME\u3092\u652f\u63f4\u3057\u3001\u3055\u3089\u306a\u308b\u6210\u9577\u3092\u4fc3\u3059\u305f\u3081\u306b\u306f\u4f55\u304c\u3067\u304d\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<h2>\u5404\u56fd\u306eSME\u652f\u63f4\u6226\u7565<\/h2>\n<p>\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u3067\u306f\u3001\u30d3\u30b8\u30e7\u30f32030\u6226\u7565\u306b\u3088\u308a\u7d4c\u6e08\u306e\u72ec\u7acb\u6027\u3068\u8f38\u5165\u4f9d\u5b58\u306e\u8131\u5374\u306e\u91cd\u8981\u6027\u304c\u5f37\u8abf\u3055\u308c\u3001\u8907\u6570\u306e\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u304cSME\u306e\u8d77\u696d\u5bb6\u5411\u3051\u306b\u624b\u539a\u304f\u652f\u63f4\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/www.kafalah.gov.sa\/en\/Pages\/default.aspx\">Kafalah<\/a>\u306f\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u306e\u516c\u5f0f\u306a\u4e2d\u5c0f\u4f01\u696d\u878d\u8cc7\u4fdd\u8a3c\u30d7\u30ed\u30b0\u30e9\u30e0\u3067\u3042\u308a\u30012024\u5e749\u6708\u6642\u70b9\u3067\u878d\u8cc7\u88dc\u511f\u306b266\u5104\u7c73\u30c9\u30eb\u4ee5\u4e0a\u304c\u63d0\u4f9b\u3055\u308c\u3066\u3044\u307e\u3059\u3002<a href=\"#_ftn18\" name=\"_ftnref18\">[18]<\/a>\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u4e2d\u592e\u9280\u884c\u3001\u56fd\u5bb6\u958b\u767a\u57fa\u91d1\u3001\u4e2d\u5c0f\u4f01\u696d\u5e81\u306e\u9023\u643a\u306b\u3088\u308a\u904b\u55b6\u3055\u308c\u3066\u3044\u308bKafalah\u306f\u30012006\u5e74\u306e\u8a2d\u7acb\u4ee5\u6765\u30012\u4e073,000\u793e\u4ee5\u4e0a\u306e\u500b\u3005\u306eSME\u3092\u652f\u63f4\u3057\u3001100\u4e07\u4ef6\u8fd1\u304f\u306e\u96c7\u7528\u3092\u5275\u51fa\u3057\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>\u89b3\u5149\u696d\u3001\u88fd\u9020\u696d\u3001\u30a8\u30f3\u30bf\u30fc\u30c6\u30a4\u30e1\u30f3\u30c8\u696d\u306a\u3069\u306e\u30bb\u30af\u30bf\u30fc\u3092\u652f\u63f4\u3059\u308bKafalah\u306f\u3001\u7de0\u7d50\u3059\u308b\u5408\u610f\u306b\u304a\u3051\u308b\u30ea\u30b9\u30af\u30a8\u30af\u30b9\u30dd\u30fc\u30b8\u30e3\u30fc\u306e\u6700\u592795%\u3092\u8ca0\u3063\u3066\u304a\u308a\u30012025\u5e74\u4e2d\u306b\u305d\u306e\u6295\u8cc7\u984d\u3092\u3055\u3089\u306b20%\u62e1\u5927\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002Kafalah\u306e\u652f\u63f4\u3092\u53d7\u3051\u308b\u4f01\u696d\u306f\u6210\u9577\u306e\u6f5c\u5728\u80fd\u529b\u304c\u9ad8\u304f\u30018%\u306e\u96f6\u7d30\u4f01\u696d\u304c\u5c0f\u898f\u6a21\u4f01\u696d\u3078\u79fb\u884c\u3057\u3001\u3055\u3089\u306b\u5c0f\u898f\u6a21\u4f01\u696d\u306e4%\u4ee5\u4e0a\u304c\u4e2d\u898f\u6a21\u4f01\u696d\u3078\u3068\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002\u6642\u306e\u7d4c\u904e\u3068\u3068\u3082\u306b\u3001Kafalah\u306fAI\u3092\u6d3b\u7528\u3057\u305f\u30b7\u30b9\u30c6\u30e0\u3092\u4f7f\u7528\u3059\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u51e6\u7406\u6642\u9593\u306f48\u65e5\u304b\u308936\u6642\u9593\u3078\u3068\u77ed\u7e2e\u3055\u308c\u307e\u3057\u305f<a href=\"#_ftn19\" name=\"_ftnref19\">[19]<\/a>\u3002<\/p>\n<p>\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u306e\u4e2d\u5c0f\u4f01\u696d\u5e81\uff08<a href=\"https:\/\/www.monshaat.gov.sa\/en\">Monsha\u2019at<\/a>\u3068\u3057\u3066\u3082\u77e5\u3089\u308c\u308b\uff09\u306f\u30012030\u5e74\u307e\u3067\u306bSME\u306e\u56fd\u5185GDP\u3078\u306e\u5bc4\u4e0e\u309235%\u306b\u9ad8\u3081\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059<a href=\"#_ftn20\" name=\"_ftnref20\">[20]<\/a>\u3002\u591a\u304f\u306e\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u306b\u52a0\u3048\u3001Monsha\u2019at\u306f\u3001\u30ea\u30e4\u30c9\u3001\u30a2\u30eb\u30b3\u30d0\u30fc\u30eb\u3001\u30b8\u30a7\u30c3\u30c0\u3001\u30de\u30c7\u30a3\u30ca\u306b\u30b5\u30dd\u30fc\u30c8\u30bb\u30f3\u30bf\u30fc\u3092\u7f6e\u304d\u3001\u793e\u4f1a\u958b\u767a\u9280\u884c\u306e\u8d77\u696d\u5bb6\u80b2\u6210\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u53c2\u52a0\u8005\u306b\u7814\u4fee\u3068\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002Monsha\u2019at\u306f\u3001\u7279\u306b\u6025\u6210\u9577\u3059\u308be\u30b3\u30de\u30fc\u30b9\u5206\u91ce\u3067\u8d77\u696d\u5bb6\u7cbe\u795e\u306e\u80b2\u6210\u3092\u56f3\u308b\u305f\u3081\u300114\u306e\u90fd\u5e02\u30fb\u5730\u57df\u3067e\u30b3\u30de\u30fc\u30b9\u306e\u30d7\u30ed\u30e2\u30fc\u30b7\u30e7\u30f3\u30c4\u30a2\u30fc\u3092\u958b\u50ac\u3057\u307e\u3057\u305f\u3002\u307e\u305f\u3001\u5c06\u6765\u3092\u898b\u636e\u3048\u308bMonsha\u2019at\u306f\u3001University Entrepreneurship Council\uff08\u5927\u5b66\u8d77\u696d\u5bb6\u4f1a\u8b70\uff09\u3092\u8a2d\u7acb\u3057\u3001\u5b66\u751f\u306b\u5bfe\u3057\u3066\u8d77\u696d\u5bb6\u7cbe\u795e\u306e\u4fa1\u5024\u3092\u8aac\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>UAE\u3067\u306f\u3001\u653f\u5e9c\u306f\u3053\u308c\u3068\u540c\u3058\u7523\u696d\u4e3b\u7fa9\u306e\u7cbe\u795e\u3092\u5341\u5168\u306b\u6d3b\u7528\u3059\u3079\u304f\u5c3d\u529b\u3057\u3066\u3044\u307e\u3059\u30022022\u5e74\u306b\u306fEntrepreneurial Nation 2.0\uff08\u5275\u696d\u56fd\u5bb62.0\uff09\u30b9\u30ad\u30fc\u30e0\u3092\u7acb\u3061\u4e0a\u3052\u30012030\u5e74\u307e\u3067\u306b\u3055\u3089\u306b8,000\u793e\u306eSME\u3068\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696d\u306e\u80b2\u6210\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u306e\u524d\u8eab\u3068\u306a\u308b\u30b9\u30ad\u30fc\u30e0\u3067\u306f\u3001\u878d\u8cc7\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3068\u30c7\u30b8\u30bf\u30eb\u30c4\u30fc\u30eb\u3092\u4e2d\u5fc3\u3068\u3059\u308b10\u7a2e\u306e\u500b\u5225\u30d7\u30ed\u30b0\u30e9\u30e0\u304c\u5c0e\u5165\u3055\u308c\u3001\u6c11\u9593\u30bb\u30af\u30bf\u30fc\u306e\u6570\u767e\u4e07\u30c9\u30eb\u898f\u6a21\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u3092\u6570\u591a\u304f\u60f9\u304d\u3064\u3051\u307e\u3057\u305f\u3002\u307e\u305f\u3001UAE\u306f\u30c8\u30c3\u30d7\u306e\u8d77\u696d\u5bb6\u3089\u3092\u5f53\u5730\u57df\u306b\u60f9\u304d\u3064\u3051\u308b\u305f\u3081\u306b\u300c\u30b4\u30fc\u30eb\u30c9\u30d3\u30b6\u300d\u3092\u5c0e\u5165\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5468\u8fba\u306e\u5c0f\u898f\u6a21\u8af8\u56fd\u3082\u540c\u69d8\u306b\u3001SME\u6d3b\u52d5\u306e\u3055\u3089\u306a\u308b\u80b2\u6210\u306b\u529b\u3092\u5165\u308c\u3066\u3044\u307e\u3059\u3002\u30ab\u30bf\u30fc\u30eb\u3067\u306f\u3001SME\u306e\u30ea\u30b9\u30af\u56de\u907f\u306e\u305f\u3081\u306b\u4fe1\u7528\u4fdd\u8a3c\u3092\u63d0\u4f9b\u3059\u308b<a href=\"https:\/\/www.qdb.qa\/financing-and-funding\/credit-guarantees\">Al Dhameen<\/a>\u3084\u3001\u30ab\u30bf\u30fc\u30eb\u958b\u767a\u9280\u884c\u304a\u3088\u3073\u30ab\u30bf\u30fc\u30eb\u5927\u5b66\u3068\u9023\u643a\u3057\u305f\u8d77\u696d\u5bb6\u5411\u3051\u306e\u652f\u63f4\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3067\u3042\u308b<a href=\"https:\/\/www.qatarchamber.com\/qatar-chamber-qatar-development-bank-and-qatar-university-launch-initiative-for-young-entrepreneurs\/\">Ma\u2019an<\/a>\u306a\u3069\u3001\u30ab\u30b9\u30bf\u30e0\u30e1\u30a4\u30c9\u306e\u8cc7\u91d1\u8abf\u9054\u624b\u6bb5\u3092\u7acb\u3061\u4e0a\u3052\u3066\u3044\u307e\u3059\u3002\u30aa\u30de\u30fc\u30f3\u3067\u306f\u3001SME\u306e\u6210\u9577\u3092\u652f\u63f4\u3059\u308b\u72ec\u81ea\u306e\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u304c\u8907\u6570\u7b56\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u73fe\u5728\u30013\u4e07\u793e\u8fd1\u3044SME\u306b\u7814\u4fee\u3068\u878d\u8cc7\u306e\u6a5f\u4f1a\u3078\u306e\u7279\u6a29\u7684\u30a2\u30af\u30bb\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u8d77\u696d\u5bb6\u7cbe\u795e\u30ab\u30fc\u30c9\u30b9\u30ad\u30fc\u30e0\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3088\u308a\u5e83\u7bc4\u306a\u5730\u57df\u3067\u306f\u3001\u30a8\u30b8\u30d7\u30c8\u304cSME\u3078\u306e\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u3068\u306a\u308b\u65b0\u305f\u306a\u7a0e\u5236\u3092\u5c0e\u5165\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u306e\u6cd5\u4ee4\u7b2c6\u6761\u3067\u306f\u3001SME\u5411\u3051\u306e\u79df\u7a0e\u512a\u9047\u63aa\u7f6e\u3068\u7c21\u7d20\u5316\u3055\u308c\u305f\u4f1a\u8a08\u30d7\u30ed\u30bb\u30b9\u304c\u898f\u5b9a\u3055\u308c\u3001\u53ce\u76ca\u304c20\u4e07\u7c73\u30c9\u30eb\u672a\u6e80\u306e\u4f01\u696d\u306f\u7a0e\u7387\u304c1%\u4ee5\u4e0b\u3001\u307e\u305f\u5370\u7d19\u7a0e\u3068\u30ad\u30e3\u30d4\u30bf\u30eb\u30b2\u30a4\u30f3\u306e\u514d\u7a0e\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u540c\u69d8\u306b\u3001\u30c8\u30eb\u30b3\u3067\u306f\u4eca\u5e74\u59cb\u3081\u306b\u3001SME\u5411\u3051\u306b\u30c8\u30e9\u30f3\u30b7\u30a7\u304c\u8a2d\u5b9a\u3055\u308c\u305f\u8f38\u51fa\u4f01\u696d\u3068\u5916\u56fd\u70ba\u66ff\u306e\u5909\u52d5\u306b\u5f71\u97ff\u3092\u53d7\u3051\u308b\u4f01\u696d\u5411\u3051\u306e\u65b0\u305f\u306a11\u51043,000\u4e07\u7c73\u30c9\u30eb\u306e\u652f\u63f4\u30d1\u30c3\u30b1\u30fc\u30b8\u304c\u5c0e\u5165\u3055\u308c\u307e\u3057\u305f\u3002\u540c\u56fd\u3067\u306f\u3001\u4e8b\u696d\u7ba1\u7406\u3092\u7c21\u7d20\u5316\u3057\u3001\u30a4\u30f3\u30d5\u30ec\u306e\u5f71\u97ff\u3092\u5236\u9650\u3059\u308b\u305f\u3081\u306e\u3055\u3089\u306a\u308b\u6cd5\u5236\u5316\u304c\u9032\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u3053\u306e\u3088\u3046\u306a\u652f\u63f4\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u30a4\u30f3\u30d5\u30e9\u304c\u6574\u5099\u3055\u308c\u3066\u3044\u3066\u3082\u3001\u5730\u57df\u5168\u4f53\u3092\u901a\u3058\u305fSME\u306e\u6d3b\u52d5\u3092\u6d3b\u6027\u5316\u3059\u308b\u306b\u306f\u307e\u3060\u3067\u304d\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h2>SME\u306e\u6210\u9577\u3092\u4fc3\u9032\u3059\u308b\u306b\u306f\u878d\u8cc7\u3078\u306e\u30a2\u30af\u30bb\u30b9\u304c\u5fc5\u8981\u4e0d\u53ef\u6b20<\/h2>\n<p>\u4e3b\u306a\u8ab2\u984c\u306e\u3072\u3068\u3064\u306f\u3001\u540c\u5730\u57df\u306eSME\u306f\u878d\u8cc7\u3078\u306e\u30a2\u30af\u30bb\u30b9\u6539\u5584\u304c\u5fc5\u8981\u3060\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u4e16\u754c\u7d4c\u6e08\u30d5\u30a9\u30fc\u30e9\u30e0\uff08<a href=\"https:\/\/www.weforum.org\/\">WEF<\/a>\uff09\u306e\u5831\u544a\u306b\u3088\u308b\u3068\u3001SME\u306fMENAT\u5168\u57df\u306e\u767b\u9332\u4f01\u696d\u306e96%\u3092\u5360\u3081\u3066\u3044\u308b\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u904b\u7528\u8cc7\u91d1\u306e\u8cb8\u51fa\u9280\u884c\u306e\u308f\u305a\u304b8%\u306b\u3057\u304b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u3066\u3044\u307e\u305b\u3093<a href=\"#_ftn21\" name=\"_ftnref21\">[21]<\/a>\u3002<\/p>\n<p>\u3053\u306e\u4e0d\u5747\u8861\u306b\u5bfe\u51e6\u3059\u3079\u304f\u3001WEF\u306f\u3001SME\u306e\u5f01\u6e08\u80fd\u529b\u3092\u7b97\u51fa\u3057\u3066\u8ca1\u52d9\u7684\u8010\u4e45\u529b\u306b\u5bfe\u3059\u308b\u4fe1\u983c\u3092\u5f37\u5316\u3059\u308b\u3001\u7d44\u7e54\u7684\u306a\u76e3\u67fb\u304a\u3088\u3073\u898f\u5236\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u3092\u6c42\u3081\u3066\u3044\u307e\u3059\u3002\u305d\u306e\u53d6\u308a\u7d44\u307f\u306e\u4e2d\u5fc3\u3068\u306a\u308b\u306e\u306f\u3001\u653f\u5e9c\u3001\u76e3\u67fb\u6a5f\u95a2\u3001\u9280\u884c\u304a\u3088\u3073\u6c11\u9593\u6295\u8cc7\u5bb6\u306b\u3088\u308a\u69cb\u7bc9\u3055\u308c\u308b\u6a19\u6e96\u5316\u3055\u308c\u305f\u30c4\u30fc\u30eb\u306b\u57fa\u3065\u304f\u3001\u5e83\u304f\u8a8d\u8b58\u3055\u308c\u3066\u3044\u308b\u300c\u30af\u30ec\u30b8\u30c3\u30c8\u30ec\u30c7\u30a3\u30cd\u30b9\u300d\u30b7\u30b9\u30c6\u30e0\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u306b\u3088\u308a\u3001\u56fd\u3054\u3068\u306e\u4e00\u9023\u306e\u65b0\u305f\u306a\u898f\u5236\u3001\u3059\u306a\u308f\u3061\u8ca1\u7523\u6a29\u3084\u5951\u7d04\u5b9f\u65bd\u3001\u62c5\u4fdd\u304a\u3088\u3073\u5012\u7523\u5236\u5ea6\u3092\u5f37\u5316\u3059\u308b\u6cd5\u5f8b\u304c\u6574\u5099\u3055\u308c\u308b\u3067\u3057\u3087\u3046\u3002\u3053\u308c\u3089\u306e\u653f\u7b56\u306f\u3001\u6c11\u9593\u6295\u8cc7\u5bb6\u3068\u516c\u7684\u6295\u8cc7\u4e8b\u696d\u4f53\u3044\u305a\u308c\u3082\u306e\u4fe1\u983c\u30ec\u30d9\u30eb\u306b\u660e\u78ba\u306a\u30a4\u30f3\u30d1\u30af\u30c8\u3092\u4e0e\u3048\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u4e21\u8005\u3092\u5408\u308f\u305b\u3001\u3088\u308a\u5805\u7262\u306a\u6cd5\u7684\u74b0\u5883\u304c\u6574\u3046\u3053\u3068\u3067\u3001\u5e74\u9593\u3067\u6570\u767e\u4e07\u4ef6\u306e\u65b0\u898f\u96c7\u7528\u304c\u5275\u51fa\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059<a href=\"#_ftn22\" name=\"_ftnref22\">[22]<\/a>\u3002<\/p>\n<p>\u7acb\u6cd5\u5e9c\u306f\u3001\u77e5\u7684\u8ca1\u7523\u6a29\uff08IP\uff09\u3084\u30c7\u30fc\u30bf\u4fdd\u8b77\u306b\u95a2\u3059\u308b\u898f\u5236\u3092\u6b63\u5f0f\u306b\u5236\u5b9a\u3059\u308b\u3053\u3068\u3067\u3001\u7279\u306b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306a\u3069\u306e\u6709\u671b\u30bb\u30af\u30bf\u30fc\u306e\u30a4\u30ce\u30d9\u30fc\u30bf\u30fc\u306b\u30a2\u30d4\u30fc\u30eb\u3067\u304d\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u305d\u306e\u4ed6\u306b\u3001\u682a\u4e3b\u304c\u3059\u3079\u3066\u306e\u6295\u8cc7\u984d\u306b\u5bfe\u3057\u3066\u6700\u5927\u306e\u30ea\u30bf\u30fc\u30f3\u3092\u5f97\u3089\u308c\u308b\u3053\u3068\u3092\u78ba\u5b9f\u306b\u3059\u308b\u306b\u306f\u3069\u3046\u3059\u308c\u3070\u3088\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u8cc7\u91d1\u3068\u4f01\u696d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u3092\u9ad8\u3081\u308b\u6a5f\u4f1a\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u65b0\u898f\u682a\u5f0f\u516c\u958b\uff08IPO\uff09\u3082\u307e\u305f\u3001\u540c\u5730\u57df\u3067SME\u3092\u5f37\u5316\u3059\u308b\u6226\u7565\u306e\u3072\u3068\u3064\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u3053\u306e\u3088\u3046\u306a\u30b9\u30c6\u30c3\u30d7\u306b\u306f\u3001\u614e\u91cd\u306a\u9032\u884c\u8a08\u753b\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002\u4f01\u696d\u306f\u3001\u9069\u6b63\u306a\u5e02\u5834\u306e\u9078\u629e\u3001\u7a0e\u52d9\u4e0a\u306e\u53d6\u308a\u6271\u3044\u306e\u8a55\u4fa1\u3001IPO\u5f8c\u306e\u914d\u5f53\u91d1\u306e\u8a08\u753b\u3001\u305d\u3057\u3066\u900f\u660e\u6027\u3042\u308b\u8ca1\u52d9\u30c7\u30fc\u30bf\u306e\u6574\u5099\u3092\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u306eNomu\u3084\u30a2\u30d6\u30c0\u30d3\u306eADX Growth Market\u306a\u3069\u306e\u4e26\u884c\u682a\u5f0f\u5e02\u5834\u306f\u3001\u4e0a\u5834\u57fa\u6e96\u304c\u4ed6\u306e\u4e3b\u8981\u5e02\u5834\u3088\u308a\u3082\u8efd\u304f\u3001\u898f\u6a21\u306e\u5c0f\u3055\u3044\u4f01\u696d\u304c\u6210\u9577\u8cc7\u91d1\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306e\u9053\u7b4b\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>SME\u30bb\u30af\u30bf\u30fc\u306e\u30cb\u30fc\u30ba\u3092\u6e80\u305f\u3059\u306b\u306f\u3001\u4e0a\u8ff0\u306e\u3088\u3046\u306a\u3055\u307e\u3056\u307e\u306a\u65b9\u7b56\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002\u96c7\u7528\u3001\u53ce\u76ca\u3001\u305d\u3057\u3066GDP\u304c\u62e1\u5927\u3057\u7d9a\u3051\u308c\u3070\u3001\u3053\u308c\u3089\u306f\u3059\u3079\u3066\u6b63\u3057\u304b\u3063\u305f\u3068\u8a3c\u660e\u3055\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h2>SME\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u652f\u63f4\u3059\u308b\u305d\u306e\u4ed6\u306e\u653f\u7b56<\/h2>\n<p>SME\u304c\u7e41\u6804\u3059\u308b\u305f\u3081\u306e\u9053\u7b4b\u3092\u793a\u3059\u52b9\u679c\u7684\u306a\u6226\u7565\u304c\u3001\u4e16\u754c\u5404\u5730\u3067\u5c0e\u5165\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u30ab\u30ca\u30c0\u3001\u30d5\u30e9\u30f3\u30b9\u3001\u30de\u30ec\u30fc\u30b7\u30a2\u3001\u82f1\u56fd\u3001\u7c73\u56fd\u3067\u306f\u3001SME\u306f\u300c\u30ca\u30b7\u30e7\u30ca\u30eb\u30c1\u30e3\u30f3\u30d4\u30aa\u30f3\u300d\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u901a\u3058\u3066\u8ca1\u52d9\u30b5\u30dd\u30fc\u30c8\u3068\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30b5\u30dd\u30fc\u30c8\u3092\u540c\u6642\u306b\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u306b\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u3084\u30ea\u30fc\u30c0\u30fc\u30b7\u30c3\u30d7\u30b9\u30ad\u30eb\u3001\u5916\u56fd\u53d6\u5f15\u306a\u3069\u306e\u91cd\u8981\u306a\u9818\u57df\u306b\u95a2\u3059\u308b\u500b\u5225\u30ab\u30a6\u30f3\u30bb\u30ea\u30f3\u30b0\u3092\u306f\u3058\u3081\u3001\u7af6\u4e89\u306e\u6fc0\u3057\u3044\u4eca\u65e5\u306e\u5e02\u5834\u74b0\u5883\u306b\u304a\u3044\u3066\u4e0d\u53ef\u6b20\u306a\u30c4\u30fc\u30eb\u304c\u542b\u307e\u308c\u307e\u3059\u3002SME\u306e\u30ea\u30fc\u30c0\u30fc\u306f\u3001\u3044\u304b\u306b\u591a\u69d8\u306a\u4eba\u6750\u3092\u81ea\u793e\u306e\u52b4\u50cd\u529b\u306b\u53d6\u308a\u8fbc\u307f\u3001\u30b5\u30b9\u30c6\u30ca\u30d3\u30ea\u30c6\u30a3\u306e\u5b9f\u8df5\u306b\u5099\u3048\u308b\u304b\u306b\u3064\u3044\u3066\u3082\u5b66\u3073\u307e\u3059\u3002\u3053\u308c\u3089\u306f\u3001\u4e8b\u696d\u3092\u62e1\u5927\u3057\u3066\u3044\u304f\u969b\u306e<a href=\"https:\/\/alj.com\/en\/spotlight-by-fady-jameel\/green-is-good-how-esg-is-transforming-the-investment-industry\/\">ESG<\/a>\u306e\u4fe1\u983c\u7372\u5f97\u306b\u6b20\u304b\u305b\u307e\u305b\u3093\u3002<\/p>\n<p>\u6700\u3082\u6210\u529f\u3057\u3066\u3044\u308b\u652f\u63f4\u30d7\u30ed\u30b0\u30e9\u30e0\u306f\u3001\u5b9f\u7e3e\u304c\u793a\u3059\u3088\u3046\u306b\u5165\u5ff5\u306a\u9078\u5b9a\u30d7\u30ed\u30bb\u30b9\u3092\u4f34\u3044\u307e\u3059\u3002\u5f7c\u3089\u306f\u7279\u5b9a\u306e\u30cb\u30fc\u30ba\u306b\u5408\u308f\u305b\u3066\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3057\u3001\u9069\u5408\u3059\u308b\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u3092\u63d0\u4f9b\u3057\u3001\u78ba\u7acb\u3055\u308c\u305f\u6c11\u9593\u30bb\u30af\u30bf\u30fc\u306e\u30d7\u30ec\u30fc\u30e4\u30fc\u306e\u30b9\u30ad\u30eb\u3092\u53d6\u308a\u8fbc\u307f\u307e\u3059\u3002<\/p>\n<p>\u4e16\u754c\u9280\u884c\u30b0\u30eb\u30fc\u30d7\uff08<a href=\"https:\/\/www.worldbank.org\/ext\/en\/home\">WBG<\/a>\uff09\u306f\u3001\u6210\u529f\u3057\u3066\u3044\u308bSME\u652f\u63f4\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u3092\u8907\u6570\u4f8b\u793a\u3057\u3066\u304a\u308a\u3001\u305d\u308c\u3092\u53c2\u8003\u306b\u3057\u3066\u65b0\u8208\u5730\u57df\u3067\u540c\u69d8\u306e\u6226\u7565\u304c\u751f\u307e\u308c\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093<a href=\"#_ftn23\" name=\"_ftnref23\">[23]<\/a>\u3002<\/p>\n<ul>\n<li>\u82f1\u56fd\u306f\u3001\u7814\u7a76\u958b\u767a\u306b\u304b\u304b\u308f\u308bSME\u306e\u7a0e\u984d\u63a7\u9664\u3092\u63d0\u4f9b<\/li>\n<li>\u30ab\u30ca\u30c0\u3068\u30de\u30ec\u30fc\u30b7\u30a2\u306f\u3001\u30e2\u30d0\u30a4\u30ebSME\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3092\u904b\u55b6\u3057\u3001\u9060\u9694\u5730\u57df\u306e\u8d77\u696d\u5bb6\u304c\u30b5\u30dd\u30fc\u30c8\u306b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u3088\u3046\u652f\u63f4<\/li>\n<li>\u30a4\u30f3\u30c9\u306f\u3001\u8abf\u9054\u6a5f\u4f1a\u3078\u306e\u5408\u7406\u5316\u3055\u308c\u305f\u30a2\u30af\u30bb\u30b9\u3092\u63d0\u4f9b<\/li>\n<li>\u30ca\u30a4\u30b8\u30a7\u30ea\u30a2\u306f\u3001\u5c0f\u898f\u6a21\u4f01\u696d\u5411\u3051\u306bIT\u6226\u7565\u306b\u95a2\u3059\u308b\u30ac\u30a4\u30c0\u30f3\u30b9\u3092\u63d0\u4f9b<\/li>\n<li>\u30ac\u30a4\u30a2\u30ca\u306f\u3001\u30b0\u30ea\u30fc\u30f3\u30d3\u30b8\u30cd\u30b9\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u57fa\u91d1\u3092\u904b\u55b6\u3057\u3001\u30a8\u30b3\u30d3\u30b8\u30cd\u30b9\u306e\u6982\u5ff5\u3092\u5b9f\u7528\u5316<\/li>\n<\/ul>\n<p>\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u9280\u884c\u30b7\u30b9\u30c6\u30e0\u3082\u3001\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u51fa\u73fe\u306b\u5bfe\u3057\u3066\u8ca1\u653f\u7684\u652f\u63f4\u3092\u884c\u3046\u3053\u3068\u3067\u3001\u81ea\u8eab\u306e\u5f79\u5272\u3092\u679c\u305f\u3055\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u81ea\u7531\u3068\u6210\u9577\u306f<a href=\"https:\/\/alj.com\/en\/perspective\/financial-inclusion-unlocks-liberty-and-opportunity\/\">\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af\u30eb\u30fc\u30b8\u30e7\u30f3<\/a>\uff08\u91d1\u878d\u5305\u6442\uff09\u306e\u3042\u308b\u6587\u5316\u3067\u3057\u304b\u958b\u82b1\u3057\u307e\u305b\u3093\u304c\u3001\u3053\u308c\u306f\u79c1\u305f\u3061\u306e\u4f4f\u3080\u73fe\u5b9f\u4e16\u754c\u304b\u3089\u306f\u304b\u3051\u96e2\u308c\u3066\u3044\u307e\u3059\u3002\u7ffb\u3063\u3066\u79c1\u305f\u3061\u306e\u4e16\u754c\u3067\u306f\u300117\u5104\u4eba\u306e\u4eba\u3005\u304c\u57fa\u672c\u7684\u306a\u9280\u884c\u53d6\u5f15\u3084\u878d\u8cc7\u30d5\u30a1\u30b7\u30ea\u30c6\u30a3\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3092\u6b20\u304d\u3001\u4e16\u754c\u306e\u4eba\u53e3\u306e\u307b\u307c4\u5206\u306e1\u304c\u5b89\u5168\u306b\u91d1\u92ad\u3092\u501f\u308a\u3066\u8ca7\u56f0\u304b\u3089\u629c\u3051\u51fa\u3059\u305f\u3081\u306b\u305d\u306e\u8cc7\u91d1\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n<p>WBG\u306e2020\u5e74\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u91d1\u878d\u30a2\u30af\u30bb\u30b9\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u306f\u3001\u53d6\u5f15\u53e3\u5ea7\u3092\u901a\u3058\u3066\u91d1\u92ad\u3092\u53d7\u3051\u53d6\u308c\u308b\u6210\u4eba\u306e\u6570\u3092\u5897\u3084\u305d\u3046\u3068\u3044\u3046\u53d6\u308a\u7d44\u307f\u3067\u3059\u3002\u3053\u308c\u306f\u3001SME\u304c\u878d\u8cc7\u3092\u53d7\u3051\u308b\u969b\u306b\u5fc5\u305a\u5fc5\u8981\u3068\u306a\u308b\u3053\u3068\u3067\u3059<a href=\"#_ftn24\" name=\"_ftnref24\">[24]<\/a>\u3002\u3057\u304b\u3057\u3001\u7d4c\u6e08\u7684\u306a\u30d6\u30e9\u30c3\u30af\u30b9\u30dd\u30c3\u30c8\u306f\u3044\u307e\u3060\u5b58\u5728\u3057\u3001\u91d1\u878d\u7684\u306b\u758e\u5916\u3055\u308c\u305f\u4e16\u754c\u306e\u4eba\u3005\u306e75%\u304c25\u30f6\u56fd\u306b\u5c45\u4f4f\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u3053\u306b\u306f\u3001\u30c8\u30eb\u30b3\u3084\u30a8\u30b8\u30d7\u30c8\u306a\u3069\u306e\u7d4c\u6e08\u5927\u56fd\u3082\u542b\u307e\u308c\u307e\u3059\u3002SME\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u52a0\u901f\u3055\u305b\u308b\u306b\u306f\u3001\u3053\u306e\u305a\u3063\u3068\u89e3\u6d88\u3055\u308c\u3066\u3044\u306a\u3044\u4e0d\u5747\u8861\u306b\u5bfe\u51e6\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-123208\" src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1809\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-300x212.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-1024x724.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-150x106.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-768x543.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-1536x1085.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/2113-ALJ-SMEs_003-2048x1447.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<h2>\u6c11\u9593\u8cc7\u672c\u306f\u3044\u304b\u306bSME\u306e\u6210\u9577\u52a0\u901f\u3092\u652f\u63f4\u3067\u304d\u308b\u304b<\/h2>\n<p>SME\u306e\u6210\u9577\u3092\u652f\u63f4\u3059\u308b\u516c\u7684\u306a\u91d1\u878d\u304a\u3088\u3073\u898f\u5236\u306e\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u3068\u540c\u69d8\u306b\u3001\u6c11\u9593\u8cc7\u672c\u3082\u91cd\u8981\u306a\u5f79\u5272\u3092\u679c\u305f\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/alj.com\/en\/spotlight-by-fady-jameel\/investing-in-a-more-inclusive-tomorrow\/\">\u6c11\u9593\u8cc7\u672c\u306f\u5fcd\u8010\u5f37\u3044\u8cc7\u672c\u3067\u3042\u308a<\/a>\u3001\u77ed\u671f\u7684\u306b\u56db\u534a\u671f\u3054\u3068\u306e\u5927\u304d\u306a\u30ea\u30bf\u30fc\u30f3\u3092\u8fd4\u3059\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305d\u306e\u4ee3\u308f\u308a\u3001\u6709\u671b\u306aSME\u3068\u9769\u65b0\u7684\u306a\u30a2\u30a4\u30c7\u30a2\u304c\u3001\u5909\u5316\u3057\u7d9a\u3051\u308b\u4e16\u754c\u306e\u6ce2\u306b\u4e57\u308a\u3001\u3088\u308a\u9577\u671f\u7684\u3067\u6301\u7d9a\u7684\u306a\u5229\u76ca\u3092\u8ffd\u6c42\u3059\u308b\u3053\u3068\u3092\u30b5\u30dd\u30fc\u30c8\u3067\u304d\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"alignleft size-medium wp-image-123246\" src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Sign-Buildings-JIMCO-2021-1-1-300x168.jpg\" alt=\"\" width=\"300\" height=\"168\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Sign-Buildings-JIMCO-2021-1-1-300x168.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Sign-Buildings-JIMCO-2021-1-1-150x84.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Sign-Buildings-JIMCO-2021-1-1-226x126.jpg 226w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Sign-Buildings-JIMCO-2021-1-1.jpg 500w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\u6c11\u9593\u8cc7\u672c\u3092\u6709\u671b\u306a\u4e8b\u696d\u6d3b\u52d5\u306b\u5411\u3051\u308b\u3053\u3068\u306f\u3001Jameel Investment Management Company\uff08<a href=\"https:\/\/jimco.com\/en\/\">JIMCO<\/a>\uff09\u306e\u6838\u3068\u306a\u308b\u76ee\u7684\u3067\u3059\u30022018\u5e74\u4ee5\u6765\u3001JIMCO\u306f\u3001\u4e16\u754c\u5404\u5730\u306e\u5e02\u5834\u3084\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u306e\u30c0\u30a4\u30ca\u30df\u30ba\u30e0\u4fc3\u9032\u306b\u8ca2\u732e\u3067\u304d\u308b\u6f5c\u5728\u80fd\u529b\u3092\u6301\u3064\u30c1\u30fc\u30e0\u3084\u6280\u8853\u306b\u8cc7\u672c\u3092\u6295\u5165\u3057\u3066\u304d\u307e\u3057\u305f\u3002UAE\u306e\u5927\u624b\u91d1\u878d\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3067\u3042\u308b<a href=\"https:\/\/jimco.com\/en\/portfolio\/ziina\/\">Ziina<\/a>\uff08\u30b8\u30fc\u30ca\uff09\u306a\u3069\u306eSME\u306f\u3001\u500b\u4eba\u3084\u30d3\u30b8\u30cd\u30b9\u304c\u5373\u6642\u6255\u3044\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u30022021\u5e74\u4ee5\u6765\u3001Ziina\u306f\u524d\u5e74\u6bd4\u306710\u500d\u3068\u3044\u3046\u9a5a\u7570\u7684\u306a\u6210\u9577\u7387\u3067\u5e74\u95938\u5104\u30c7\u30a3\u30eb\u30cf\u30e0\u8d85\u306e\u8cc7\u91d1\u3092\u51e6\u7406\u3057\u3066\u304d\u307e\u3057\u305f\u3002\u305d\u306e\u4ed6\u306e\u4f8b\u3092\u6319\u3052\u308b\u3068\u3001\u30ea\u30e4\u30c9\u3092\u62e0\u70b9\u306b\u958b\u767a\u8005\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u306aAPI\u3092\u69cb\u7bc9\u3059\u308bB2B\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e<a href=\"https:\/\/jimco.com\/en\/portfolio\/lean-technologies\/\">Lean Technologies<\/a>\uff08\u30ea\u30fc\u30f3\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\uff09\u3001\u30d0\u30fc\u30ec\u30fc\u30f3\u3092\u62e0\u70b9\u3068\u3059\u308b\u6697\u53f7\u8cc7\u7523\u53d6\u5f15\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e<a href=\"https:\/\/jimco.com\/en\/portfolio\/rain-financial-inc\/\">Rain Financial<\/a>\uff08\u30ec\u30a4\u30f3\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\uff09\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-123230\" src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821.jpg\" alt=\"\" width=\"2560\" height=\"821\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-300x96.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-1024x328.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-150x48.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-768x246.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-1536x493.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2025\/09\/Ziina-Hero-image2560X821-2048x657.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u30b8\u30e3\u30df\u30fc\u30eb\u30d5\u30a1\u30df\u30ea\u30fc\u3082\u307e\u305f\u3001\u96fb\u52d5\u30c8\u30e9\u30c3\u30af\u306e\u30d1\u30a4\u30aa\u30cb\u30a2\u3067\u3042\u308b<a href=\"https:\/\/jimco.com\/en\/portfolio\/rivian\/\">RIVIAN<\/a>\uff08\u30ea\u30d3\u30a2\u30f3\uff09\u3084\u3001\u96fb\u52d5\u822a\u7a7a\u6a5f\u306e\u30a4\u30ce\u30d9\u30fc\u30bf\u30fc<a href=\"https:\/\/jimco.com\/en\/portfolio\/joby-aviation\/\">Joby Aviation<\/a>\uff08\u30b8\u30e7\u30d3\u30fc\u30a2\u30d3\u30a8\u30fc\u30b7\u30e7\u30f3\uff09\u306e\u521d\u671f\u6295\u8cc7\u5bb6\u3067\u3059\u3002\u3053\u306e2\u793e\u306f\u3001\u98db\u8e8d\u7684\u306a\u6210\u9577\u3092\u9042\u3052\u305f\u5143SME\u3067\u3059\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-122144\" src=\"https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-scaled.jpg 2560w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-300x200.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-1024x683.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-150x100.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-768x512.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-1536x1024.jpg 1536w, https:\/\/media.alj.com\/app\/uploads\/2025\/06\/1-20250509-S421_SN8SN6_TwoShipFormation-EA204734-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>\u5358\u7d14\u306a\u4e8b\u5b9f\u3068\u3057\u3066\u3001\u307e\u3059\u307e\u3059\u4e0d\u78ba\u5b9f\u3055\u3092\u5897\u3059\u3053\u306e\u4e16\u754c\u3067\u306f\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u95a2\u7a0e\u3084\u8cbf\u6613\u6226\u4e89\u304c\u30cb\u30e5\u30fc\u30ce\u30fc\u30de\u30eb\u3068\u306a\u308a\u3064\u3064\u3042\u308a\u307e\u3059\u3002SME\u306f\u305d\u3046\u3044\u3063\u305f\u5411\u304b\u3044\u98a8\u304b\u3089\u306e\u4fdd\u8b77\u3092\u63d0\u4f9b\u3057\u3001\u6210\u9577\u3092\u4fc3\u9032\u3057\u3066\u5730\u57df\u96c7\u7528\u3092\u63d0\u4f9b\u3059\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u6700\u3082\u5fc5\u8981\u3068\u3059\u308b\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u5185\u306b\u91d1\u92ad\u3092\u3068\u3069\u3081\u3066\u304a\u304f\u5f79\u5272\u3082\u679c\u305f\u3057\u307e\u3059\u3002\u5f7c\u3089\u306f\u3001\u7279\u306b\u9ad8\u3044\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3068\u5f37\u3044\u91ce\u5fc3\u3092\u6301\u3063\u3066\u3044\u3066\u3082\u878d\u8cc7\u3078\u306e\u30a2\u30af\u30bb\u30b9\u304c\u5f31\u3044\u8106\u5f31\u306a\u7d4c\u6e08\u306b\u304a\u3044\u3066\u3001\u7cbe\u529b\u7684\u306a\u5b98\u6c11\u30bb\u30af\u30bf\u30fc\u306e\u30b5\u30dd\u30fc\u30c8\u3092\u53d7\u3051\u308b\u306b\u5024\u3057\u307e\u3059\u3002SME\u306f\u3001\u5b9a\u7fa9\u3068\u3057\u3066\u306f\u898f\u6a21\u304c\u5c0f\u3055\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u3057\u304b\u3057\u3001\u3088\u308a\u30b5\u30b9\u30c6\u30ca\u30d6\u30eb\u3067\u516c\u5e73\u306a\u672a\u6765\u3092\u5b9f\u73fe\u3059\u308b\u305f\u3081\u306e\u5f7c\u3089\u306e\u5f79\u5272\u306f\u8a08\u308a\u77e5\u308c\u307e\u305b\u3093\u3002<\/p>\n<h2>MENA\u306eSME\uff1a5\u3064\u306e\u30af\u30a4\u30c3\u30af\u30d5\u30a1\u30af\u30c8<\/h2>\n<ol>\n<li><strong>MENA<\/strong><strong>\u5730\u57df\u306e\u4f01\u696d\u306e\u3046\u3061\u4f55\u5272\u304c<\/strong><strong>SME<\/strong><strong>\u304b\uff1f<\/strong><br \/>\nMENA\u5730\u57df\u306e90%\u3092\u8d85\u3048\u308b\u4f01\u696d\u304c\u4e2d\u5c0f\u4f01\u696d\uff08SME\uff09\u3067\u3059\u3002<\/li>\n<li><strong>\u540c\u5730\u57df\u3067<\/strong><strong>SME<\/strong><strong>\u304c\u63d0\u4f9b\u3059\u308b\u96c7\u7528\u306e\u6570\u306f\uff1f<\/strong><br \/>\n\u8fb2\u696d\u30bb\u30af\u30bf\u30fc\u3092\u9664\u304d\u3001SME\u306fMENA\u5730\u57df\u306b\u304a\u3051\u308b70%\u306e\u96c7\u7528\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/li>\n<li><strong>\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u306e<\/strong><strong>2030<\/strong><strong>\u5e74\u307e\u3067\u306e<\/strong><strong>SME<\/strong><strong>\u306e<\/strong><strong>GDP<\/strong><strong>\u6bd4\u7387\u306e\u76ee\u6a19\u306f\uff1f<\/strong><br \/>\n\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u306f\u3001\u30d3\u30b8\u30e7\u30f32030\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u4e00\u74b0\u3068\u3057\u30662030\u5e74\u307e\u3067\u306bSME\u306eGDP\u306b\u304a\u3051\u308b\u6bd4\u7387\u309230%\u304b\u308935%\u306b\u9ad8\u3081\u308b\u3053\u3068\u3092\u76ee\u6a19\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/li>\n<li><strong>MENA<\/strong><strong>\u306e<\/strong><strong>SME<\/strong><strong>\u304c\u30a2\u30af\u30bb\u30b9\u3067\u304d\u3066\u3044\u308b\u9280\u884c\u8cb8\u51fa\u306e\u5272\u5408\u306f\uff1f<\/strong><br \/>\nMENA\u5168\u57df\u306e\u767b\u9332\u4f01\u696d\u5168\u4f53\u306e96%\u3092\u5360\u3081\u3066\u3044\u308b\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001SME\u306f\u9280\u884c\u8cb8\u51fa\u306e\u308f\u305a\u304b8%\u306b\u3057\u304b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u3066\u3044\u307e\u305b\u3093\u3002<\/li>\n<li><strong>\u30c6\u30c3\u30af\u7cfb\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696d\u306e\u591a\u304f\u306e\u300c\u30b9\u30b1\u30fc\u30eb\u30a2\u30c3\u30d7\u300d\u306e\u62e0\u70b9\u3068\u306a\u3063\u3066\u3044\u308b\u306e\u306f\u4f55\u30f6\u56fd\u304b\uff1f<\/strong><br \/>\n3\u30f6\u56fd\uff08UAE\u3001\u30a8\u30b8\u30d7\u30c8\u3001\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\uff09\u304cMENA\u3067\u30b9\u30b1\u30fc\u30eb\u30a2\u30c3\u30d7\u3057\u305f\u5168\u30c6\u30c3\u30af\u7cfb\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696d\u306e\u3046\u306180%\u4ee5\u4e0a\u3092\u64c1\u3057\u3066\u3044\u307e\u3059\u3002\u30c8\u30c3\u30d7\u306fUAE\u3067\u3001339\u793e\u306e\u30b9\u30b1\u30fc\u30eb\u30a2\u30c3\u30d7\u4f01\u696d\u306e\u62e0\u70b9\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><a href=\"#_ftnref1\" name=\"_ftn1\">[1]<\/a> <a href=\"https:\/\/www.aramco.com\/en\/investors\/annual-report\">https:\/\/www.aramco.com\/en\/investors\/annual-report<\/a><\/p>\n<p><a href=\"#_ftnref2\" name=\"_ftn2\">[2]<\/a> <a href=\"https:\/\/www.arabianbusiness.com\/industries\/energy\/adnoc-companies-report-50bn-revenue-and-9bn-net-profit\">https:\/\/www.arabianbusiness.com\/industries\/energy\/adnoc-companies-report-50bn-revenue-and-9bn-net-profit<\/a><\/p>\n<p><a href=\"#_ftnref3\" name=\"_ftn3\">[3]<\/a> <a href=\"https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/\">https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/<\/a><\/p>\n<p><a href=\"#_ftnref4\" name=\"_ftn4\">[4]<\/a> <a href=\"https:\/\/leadersinternational.org\/results-insights\/how-ready-are-smes-in-the-mena-region-for-a-greener-more-sustainable-future\/\">https:\/\/leadersinternational.org\/results-insights\/how-ready-are-smes-in-the-mena-region-for-a-greener-more-sustainable-future\/<\/a><\/p>\n<p><a href=\"#_ftnref5\" name=\"_ftn5\">[5]<\/a> <a href=\"https:\/\/sidracapital.com\/insight\/unlocking-saudi-smes-growth-potential-ipos-as-catalysts-for-growth-and-innovation\/\">https:\/\/sidracapital.com\/insight\/unlocking-saudi-smes-growth-potential-ipos-as-catalysts-for-growth-and-innovation\/<\/a><\/p>\n<p><a href=\"#_ftnref6\" name=\"_ftn6\">[6]<\/a> <a href=\"https:\/\/www.arabnews.com\/node\/2592994\/business-economy\">https:\/\/www.arabnews.com\/node\/2592994\/business-economy<\/a><\/p>\n<p><a href=\"#_ftnref7\" name=\"_ftn7\">[7]<\/a> <a href=\"https:\/\/data.tuik.gov.tr\/Bulten\/Index?p=Small-and-Medium-Sized-Enterprises-Statistics-2023-53543&amp;dil=2\">https:\/\/data.tuik.gov.tr\/Bulten\/Index?p=Small-and-Medium-Sized-Enterprises-Statistics-2023-53543&amp;dil=2<\/a><\/p>\n<p><a href=\"#_ftnref8\" name=\"_ftn8\">[8]<\/a> <a href=\"https:\/\/u.ae\/en\/information-and-services\/business\/small-and-medium-enterprises\">https:\/\/u.ae\/en\/information-and-services\/business\/small-and-medium-enterprises<\/a><\/p>\n<p><a href=\"#_ftnref9\" name=\"_ftn9\">[9]<\/a> <a href=\"https:\/\/meii.org\/programs\/countries\/jordan\/\">https:\/\/meii.org\/programs\/countries\/jordan\/<\/a><\/p>\n<p><a href=\"#_ftnref10\" name=\"_ftn10\">[10]<\/a> <a href=\"https:\/\/www.elibrary.imf.org\/view\/journals\/002\/2025\/014\/article-A003-en.xml\">https:\/\/www.elibrary.imf.org\/view\/journals\/002\/2025\/014\/article-A003-en.xml<\/a><\/p>\n<p><a href=\"#_ftnref11\" name=\"_ftn11\">[11]<\/a> <a href=\"https:\/\/www.imf.org\/en\/Publications\/Policy-Papers\/Issues\/2019\/12\/13\/Enhancing-the-Role-of-SMEs-in-the-Arab-World-Some-Key-Considerations-48873\">https:\/\/www.imf.org\/en\/Publications\/Policy-Papers\/Issues\/2019\/12\/13\/Enhancing-the-Role-of-SMEs-in-the-Arab-World-Some-Key-Considerations-48873<\/a><\/p>\n<p><a href=\"#_ftnref12\" name=\"_ftn12\">[12]<\/a> <a href=\"https:\/\/www.zawya.com\/en\/smes\/finance\/72-of-mena-smes-eye-similar-or-increased-revenue-in-2023-t6t1bd29\">https:\/\/www.zawya.com\/en\/smes\/finance\/72-of-mena-smes-eye-similar-or-increased-revenue-in-2023-t6t1bd29<\/a><\/p>\n<p><a href=\"#_ftnref13\" name=\"_ftn13\">[13]<\/a> <a href=\"https:\/\/clarixconsult.com\/smes-role-in-driving-economic-growth-in-the-middle-east\/\">https:\/\/clarixconsult.com\/smes-role-in-driving-economic-growth-in-the-middle-east\/<\/a><\/p>\n<p><a href=\"#_ftnref14\" name=\"_ftn14\">[14]<\/a> <a href=\"https:\/\/www.entrepreneur.com\/en-ae\/entrepreneurs\/infographic-the-top-10-mena-countries-for-tech-startups-in\/456413\">https:\/\/www.entrepreneur.com\/en-ae\/entrepreneurs\/infographic-the-top-10-mena-countries-for-tech-startups-in\/456413<\/a><\/p>\n<p><a href=\"#_ftnref15\" name=\"_ftn15\">[15]<\/a> <a href=\"https:\/\/businesschief.ae\/corporate-finance\/top-10-biggest-sovereign-wealth-funds-in-the-arabian-gulf\">https:\/\/businesschief.ae\/corporate-finance\/top-10-biggest-sovereign-wealth-funds-in-the-arabian-gulf<\/a><\/p>\n<p><a href=\"#_ftnref16\" name=\"_ftn16\">[16]<\/a> <a href=\"https:\/\/thebusinessyear.com\/article\/smes-in-saudi-arabia\/\">https:\/\/thebusinessyear.com\/article\/smes-in-saudi-arabia\/<\/a><\/p>\n<p><a href=\"#_ftnref17\" name=\"_ftn17\">[17]<\/a> <a href=\"https:\/\/smallbiztrends.com\/food-prices-rising-october-2022\/\">https:\/\/smallbiztrends.com\/food-prices-rising-october-2022\/<\/a><\/p>\n<p><a href=\"#_ftnref18\" name=\"_ftn18\">[18]<\/a> <a href=\"https:\/\/www.arabnews.com\/node\/2572837\/business-economy\">https:\/\/www.arabnews.com\/node\/2572837\/business-economy<\/a><\/p>\n<p><a href=\"#_ftnref19\" name=\"_ftn19\">[19]<\/a> <a href=\"https:\/\/www.arabnews.com\/node\/2572837\/business-economy\">https:\/\/www.arabnews.com\/node\/2572837\/business-economy<\/a><\/p>\n<p><a href=\"#_ftnref20\" name=\"_ftn20\">[20]<\/a> <a href=\"https:\/\/fastcompanyme.com\/impact\/small-and-medium-businesses-are-vital-to-the-middle-east-how-can-they-grow\/\">https:\/\/fastcompanyme.com\/impact\/small-and-medium-businesses-are-vital-to-the-middle-east-how-can-they-grow\/<\/a><\/p>\n<p><a href=\"#_ftnref21\" name=\"_ftn21\">[21]<\/a> <a href=\"https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/\">https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/<\/a><\/p>\n<p><a href=\"#_ftnref22\" name=\"_ftn22\">[22]<\/a> <a href=\"https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/\">https:\/\/www.weforum.org\/stories\/2021\/11\/improving-access-to-finance-for-businesses-mena-region\/<\/a><\/p>\n<p><a href=\"#_ftnref23\" name=\"_ftn23\">[23]<\/a> <a href=\"https:\/\/blogs.worldbank.org\/en\/psd\/center-attention-lessons-small-and-medium-enterprise-support-centers-across-globe\">https:\/\/blogs.worldbank.org\/en\/psd\/center-attention-lessons-small-and-medium-enterprise-support-centers-across-globe<\/a><\/p>\n<p><a href=\"#_ftnref24\" name=\"_ftn24\">[24]<\/a> <a href=\"https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/brief\/achieving-universal-financial-access-by-2020\">https:\/\/www.worldbank.org\/en\/topic\/financialinclusion\/brief\/achieving-universal-financial-access-by-2020<\/a><\/p>\n","protected":false},"author":18,"featured_media":123215,"template":"","tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO 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