{"id":84461,"date":"2021-02-14T11:51:04","date_gmt":"2021-02-14T11:51:04","guid":{"rendered":"https:\/\/www.alj.com\/?post_type=perspective&#038;p=84461"},"modified":"2022-01-14T13:26:46","modified_gmt":"2022-01-14T13:26:46","slug":"%e9%87%91%e8%9e%8d%e3%81%ae%e6%9c%aa%e6%9d%a5%e3%81%b8","status":"publish","type":"perspective","link":"https:\/\/alj.com\/ja\/perspective\/%e9%87%91%e8%9e%8d%e3%81%ae%e6%9c%aa%e6%9d%a5%e3%81%b8\/","title":{"rendered":"\u91d1\u878d\u306e\u672a\u6765\u3078"},"content":{"rendered":"<p>\u91d1\u878d\u6280\u8853\u306f\u300c\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u300d\u3068\u3082\u547c\u3070\u308c\u3001\u6628\u4eca\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u696d\u754c\u3067\u6700\u5927\u306e\u7834\u58ca\u8005\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u30ab\u30b9\u30bf\u30de\u30fc\u30fb\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u306e\u6539\u5584\u3001\u898f\u5236\u5909\u5316\u3078\u306e\u5bfe\u5fdc\u3001\u65b0\u305f\u306a\u30c7\u30ea\u30d0\u30ea\u30fc\u30e2\u30c7\u30eb\u306e\u5c0e\u5165\u3001\u30d0\u30c3\u30af\u30aa\u30d5\u30a3\u30b9\u90e8\u9580\u306e\u52b9\u7387\u5316\u306a\u3069\u3001\u8ab2\u984c\u306f\u4f55\u3067\u3042\u308c\u3001\u30c7\u30b8\u30bf\u30eb\u6280\u8853\u306f\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u30d0\u30ea\u30e5\u30fc\u30c1\u30a7\u30fc\u30f3\u5168\u4f53\u3092\u6025\u901f\u306b\u5909\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u6025\u901f\u306a\u9032\u5316\u306b\u3088\u308a\u3001\u9280\u884c\u30fb\u8a3c\u5238\u4f1a\u793e\u30fb\u8cc7\u7523\u7ba1\u7406\u4f1a\u793e\u306a\u3069\u5f93\u6765\u306e\u91d1\u878d\u6a5f\u95a2\u306f\u3001\u696d\u52d9\u5168\u822c\u306b\u308f\u305f\u3063\u3066\u898b\u76f4\u3057\u3092\u8feb\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u904e\u53bb\u6570\u5341\u5e74\u306b\u308f\u305f\u3063\u3066\u6709\u52b9\u3060\u3063\u305f\u88fd\u54c1\u3001\u30b5\u30fc\u30d3\u30b9\u3001\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u3082\u3001\u4eca\u65e5\u306e\u30c7\u30b8\u30bf\u30eb\u4e16\u754c\u3067\u306f\u3082\u3046\u901a\u7528\u3057\u306a\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u30b7\u30b9\u30c6\u30e0\u3084\u30a4\u30f3\u30d5\u30e9\u306f\u3001\u3088\u308a\u65b0\u3057\u3044\u6280\u8853\u306b\u5165\u308c\u66ff\u3048\u3001\u307e\u305f\u306f\u66f4\u65b0\u3055\u308c\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u4e16\u754c\u7684\u306b\u4e8b\u696d\u3092\u5c55\u958b\u3059\u308b\u4f1a\u8a08\u4e8b\u52d9\u6240\u306eBDO\u304c2019\u5e74\u306b\u884c\u3063\u305f\u8abf\u67fb\u3067\u306f\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u4f01\u696d\u306e97%\u304c\u65e2\u306b\u4f55\u3089\u304b\u306e\u30c7\u30b8\u30bf\u30eb\u5909\u63db\u3092\u5c0e\u5165\u3057\u3066\u304a\u308a\u300173%\u304c2022\u5e74\u307e\u3067\u306b\u30c7\u30b8\u30bf\u30eb\u6280\u8853\u306710%\u4ee5\u4e0a\u306e\u58f2\u4e0a\u5897\u52a0\u3092\u898b\u8fbc\u3093\u3067\u3044\u308b\u3068\u3044\u3046\u7d50\u679c\u304c\u51fa\u307e\u3057\u305f<a href=\"#_ftn1\" name=\"_ftnref1\">[1]<\/a>\u3002<\/p>\n<p>\u5f93\u6765\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3067\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306b\u7834\u58ca\u3067\u304d\u306a\u3044\u5206\u91ce\u306f\u307b\u3068\u3093\u3069\u3042\u308a\u307e\u305b\u3093\u3002\u4e2d\u3067\u3082\u3001\u30c7\u30b8\u30bf\u30eb\u5909\u9769\u304c\u9032\u884c\u4e2d\u306e3\u5927\u5206\u91ce\u306f\u6b21\u306e3\u3064\u3067\u3059\u3002<\/p>\n<ul>\n<li><strong>\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf<\/strong>\uff1a\u9867\u5ba2\u306e\u751f\u6d3b\u306e\u3042\u3089\u3086\u308b\u9762\u306b\u95a2\u3059\u308b\u30c7\u30fc\u30bf\u306e\u53ef\u7528\u6027\u3068\u898f\u6a21\u304c\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<\/li>\n<li><strong>\u7269\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u5316\uff08<\/strong><strong>IoT\uff09<\/strong>\uff1a\u5bb6\u96fb\u88fd\u54c1\u304b\u3089\u30a6\u30a7\u30a2\u30e9\u30d6\u30eb\u6280\u8853\u307e\u3067\u3001\u30bb\u30f3\u30b5\u30fc\u3068\u63a5\u7d9a\u6a5f\u5668\u304c\u6d88\u8cbb\u8005\u3084\u30e9\u30a4\u30d5\u30b9\u30bf\u30a4\u30eb\u306b\u95a2\u3059\u308b\u30c7\u30fc\u30bf\u3092\u6b21\u3005\u306b\u751f\u307f\u51fa\u3057\u3066\u3044\u307e\u3059\u3002<\/li>\n<li><strong>\u4eba\u5de5\u77e5\u80fd\uff08<\/strong><strong>AI\uff09<\/strong>\uff1a\u3053\u306e\u3088\u3046\u306a\u81a8\u5927\u306a\u30c7\u30fc\u30bf\u306e\u51e6\u7406\u30fb\u5206\u6790\u306f\u3001\u6570\u5341\u5104\u3082\u306e\u30c7\u30fc\u30bf\u70b9\u306b\u307e\u305f\u304c\u308b\u884c\u52d5\u30d1\u30bf\u30fc\u30f3\u3092\u7279\u5b9a\u3067\u304d\u308b\u4eba\u5de5\u77e5\u80fd\u3068\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306a\u304f\u3057\u3066\u306f\u5b9f\u73fe\u3067\u304d\u307e\u305b\u3093\u3002<\/li>\n<li><strong>\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3<\/strong>\uff1a\u5206\u6563\u578b\u53f0\u5e33\u6280\u8853\uff08DLT\uff09\u306f\u3001\u5e83\u7bc4\u306a\u30e9\u30a4\u30d6\u30c7\u30fc\u30bf\u3092\u7570\u306a\u308b\u30d3\u30b8\u30cd\u30b9\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u9593\u3067\u5171\u6709\u3067\u304d\u3001\u4f4e\u30b3\u30b9\u30c8\u3001\u53d6\u5f15\u306e\u8fc5\u901f\u5316\u3001\u900f\u660e\u6027\u3084\u53ef\u76e3\u67fb\u6027\u306e\u5411\u4e0a\u306a\u3069\u306e\u591a\u69d8\u306a\u52b9\u679c\u304c\u5f97\u3089\u308c\u307e\u3059\u3002<\/li>\n<li><strong>\u30af\u30e9\u30a6\u30c9\u30b3\u30f3\u30d4\u30e5\u30fc\u30c6\u30a3\u30f3\u30b0<\/strong>\uff1a\u591a\u69d8\u306a\u8a08\u7b97\u80fd\u529b\u3092\u6301\u3064\u30ea\u30e2\u30fc\u30c8\u30fb\u30ea\u30dd\u30b8\u30c8\u30ea\u3092\u63d0\u4f9b\u3057\u3001\u8fd1\u3044\u5c06\u6765\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u696d\u754c\u306b\u304a\u3051\u308bIT\u652f\u51fa\u306e\u307b\u307c\u534a\u5206\u3092\u5360\u3081\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-84378\" src=\"https:\/\/www.alj.com\/app\/uploads\/2021\/02\/ALJ-Financial-Services-Office-Processes.jpg\" alt=\"ALJ Financial Services Office Processes\" width=\"2560\" height=\"1638\" \/><\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u6280\u8853\u7684\u5909\u5316\u306b\u4f34\u3044\u3001\u6d88\u8cbb\u8005\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u4f01\u696d\u306b\u5bfe\u3059\u308b\u898b\u65b9\u3084\u3001\u30b5\u30fc\u30d3\u30b9\u306e\u6c34\u6e96\u30fb\u7a2e\u985e\u3078\u306e\u671f\u5f85\u3082\u6025\u901f\u306b\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u3002\u4ed6\u306e\u5206\u91ce\u3067\u6280\u8853\u304c\u6d88\u8cbb\u8005\u306e\u751f\u6d3b\u3092\u5909\u3048\u305f\u3053\u3068\u304b\u3089\u3001\u6d88\u8cbb\u8005\u306f\u91d1\u878d\u6a5f\u95a2\u304c\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u306e\u5546\u54c1\u3092\u958b\u767a\u3057\u3066\u3001\u81ea\u5206\u306e\u30cb\u30fc\u30ba\u306b\u5373\u5fdc\u3057\u3066\u304f\u308c\u308b\u3053\u3068\u3092\u307e\u3059\u307e\u3059\u671f\u5f85\u3057\u3066\u3044\u307e\u3059\u3002\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u6ce8\u6587\u3057\u305f\u5546\u54c1\u304c\u305d\u306e\u65e5\u306e\u3046\u3061\u306b\u5c4a\u304f\u6642\u4ee3\u306b\u3042\u3063\u3066\u3001\u91d1\u878d\u53d6\u5f15\u3082\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u3067\u304d\u308b\u3088\u3046\u306b\u6d88\u8cbb\u8005\u304c\u671f\u5f85\u3059\u308b\u306e\u306f\u81f3\u6975\u5f53\u7136\u3067\u3059\u3002\u307e\u305f\u9280\u884c\u53d6\u5f15\u3001\u30ed\u30fc\u30f3\u3001\u4fdd\u967a\u305d\u306e\u4ed6\u91d1\u878d\u4e0a\u306e\u30cb\u30fc\u30ba\u306b\u95a2\u3059\u308b\u6c7a\u5b9a\u306b\u8981\u3059\u308b\u6642\u9593\u3082\u3001\u3064\u3044\u6570\u5e74\u524d\u307e\u3067\u306f\u6570\u65e5\u307e\u305f\u306f\u6570\u9031\u9593\u3067\u3057\u305f\u304c\u3001\u6d88\u8cbb\u8005\u306f\u6570\u6642\u9593\u3092\u671f\u5f85\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30c6\u30fc\u30de\u306b\u3064\u3044\u3066\u306f\u3001\u30a2\u30d6\u30c9\u30a5\u30eb\u30fb\u30e9\u30c6\u30a3\u30d5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\u306e<a href=\"https:\/\/www.alj.com\/en\/perspective\/embracing-digital-disruption-in-financial-services\/\">Abdul Latif Jameel Finance<\/a><u>\uff08\u30a2\u30d6\u30c9\u30a5\u30eb\u30fb\u30e9\u30c6\u30a3\u30d5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\uff09<\/u>\u6700\u9ad8\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u8cac\u4efb\u8005\u3001<a href=\"https:\/\/alj.com\/ja\/financial-services\/\">\u30cb\u30eb\u30d5\u30a1\u30fc\u30fb\u30ae\u30e5\u30f3\u30cf\u30f3<\/a>\u306b\u3088\u308b<a href=\"https:\/\/www.alj.com\/en\/financial-services\/\">\u30d1\u30fc\u30b9\u30da\u30af\u30c6\u30a3\u30d6<\/a>\u3067\u8a73\u8ff0\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<figure id=\"attachment_52294\" aria-describedby=\"caption-attachment-52294\" style=\"width: 200px\" class=\"wp-caption alignleft\"><img decoding=\"async\" loading=\"lazy\" class=\"size-medium wp-image-52294\" src=\"https:\/\/www.alj.com\/app\/uploads\/2019\/10\/nilufer-gunhan-1000x1278-200x300.jpg\" alt=\"Nil\u00fcfer G\u00fcnhan\" width=\"200\" height=\"300\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2019\/10\/nilufer-gunhan-1000x1278-200x300.jpg 200w, https:\/\/media.alj.com\/app\/uploads\/2019\/10\/nilufer-gunhan-1000x1278-100x150.jpg 100w, https:\/\/media.alj.com\/app\/uploads\/2019\/10\/nilufer-gunhan-1000x1278-768x1153.jpg 768w, https:\/\/media.alj.com\/app\/uploads\/2019\/10\/nilufer-gunhan-1000x1278-682x1024.jpg 682w, https:\/\/media.alj.com\/app\/uploads\/2019\/10\/nilufer-gunhan-1000x1278.jpg 1000w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-52294\" class=\"wp-caption-text\">\u30cb\u30eb\u30d5\u30a1\u30fc\u30fb\u30ae\u30e5\u30f3\u30cf\u30f3\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u62c5\u5f53\u6700\u9ad8\u8cac\u4efb\u8005\u3001<br \/>\nAbdul Latif Jameel Finance<\/figcaption><\/figure>\n<p><em>\u300c\u305d\u3046\u9060\u304f\u306a\u3044\u5c06\u6765\u3001\u79c1\u305f\u3061\u306b\u5fc5\u8981\u306a\u5546\u54c1\u3092\u8ca9\u58f2\u3057\u3066\u304f\u308c\u308b\u306e\u306f\u9280\u884c\u304b\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3001\u307e\u305f\u306f\u4fdd\u967a\u4f1a\u793e\u304b\u3068\u3044\u3046\u3088\u3046\u306a\u3053\u3068\u306f\u8003\u3048\u306a\u304f\u306a\u308b\u3067\u3057\u3087\u3046\u3002\u81ea\u5206\u306e\u30cb\u30fc\u30ba\u306b\u5fdc\u3048\u3001\u305d\u308c\u3092\u5fc5\u8981\u3068\u3059\u308b\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u63d0\u793a\u3055\u308c\u308b\u30aa\u30d5\u30a1\u30fc\u3084\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u5358\u306b\u53d7\u3051\u5165\u308c\u308b\u3088\u3046\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u300d\u3068<\/em>\u30cb\u30eb\u30d5\u30a1\u30fc\u306f\u8a00\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e0a\u8ff0\u306e\u30c7\u30b8\u30bf\u30eb\u6280\u8853\u306b\u304a\u3051\u308b\u9032\u6b69\u306b\u52a0\u3048\u3066\u3001\u6d88\u8cbb\u8005\u304b\u3089\u3082\u7d44\u7e54\u306e\u95a2\u4fc2\u8005\u304b\u3089\u3082\u5727\u529b\u304c\u5897\u3059\u3053\u3068\u3067\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306f\u3001\u4eca\u3084\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u696d\u306e\u6210\u9577\u3092\u76ee\u6307\u3059\u8b70\u984c\u306e\u30c8\u30c3\u30d7\u306b\u4e0a\u3063\u3066\u3044\u307e\u3059\u3002\u4f8b\u3048\u3070\u30012020\u5e74\u306b\u884c\u3063\u305f\u4e16\u754c\u7d4c\u6e08\u30d5\u30a9\u30fc\u30e9\u30e0\u306b\u3088\u308b\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u696d\u754c\u306e\u8abf\u67fb\u3067\u306f<a href=\"#_ftn2\" name=\"_ftnref2\">[2]<\/a>\u3001\u56de\u7b54\u4f01\u696d\u306e85%\u304c\u65e2\u306b\u4f55\u3089\u304b\u306eAI\u3092\u5c0e\u5165\u3057\u3066\u3044\u308b\u3068\u7b54\u3048\u300177%\u306f\u4eca\u5f8c2\u5e74\u4ee5\u5185\u306bAI\u304c\u81ea\u793e\u4e8b\u696d\u306e\u91cd\u8981\u30fb\u6700\u91cd\u8981\u4e8b\u9805\u306b\u306a\u308b\u3068\u4e88\u6e2c\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u5206\u304b\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5404\u793e\u304c\u6280\u8853\u306e\u6f5c\u5728\u529b\u3092\u6d3b\u7528\u3057\u3088\u3046\u3068\u8e8d\u8d77\u306b\u306a\u3063\u3066\u3044\u308b\u7406\u7531\u3082\u9837\u3051\u307e\u3059\u3002\u6d88\u8cbb\u8005\u306b\u3068\u3063\u3066\u3082\u4f01\u696d\u306b\u3068\u3063\u3066\u3082\u3001\u5229\u76ca\u304c\u3042\u308b\u3053\u3068\u306f\u660e\u767d\u3067\u3059\u3002<\/p>\n<p>\u6b27\u5dde\u59d4\u54e1\u4f1a\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u30fb\u30e6\u30fc\u30b6\u30fc\u30b0\u30eb\u30fc\u30d7<a href=\"#_ftn3\" name=\"_ftnref3\">[3]<\/a>\u304c\u6319\u3052\u305f\u4e3b\u306a\u5229\u76ca\u306f\u6b21\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<ul>\n<li><strong>\u7d4c\u8cbb\u306e\u5927\u5e45\u306a\u7bc0\u7d04<\/strong>\uff1a\u30aa\u30f3\u30e9\u30a4\u30f3\u306e\u6c7a\u6e08\u3084\u9001\u91d1\u3068\u3044\u3063\u305f\u30c7\u30b8\u30bf\u30eb\u30b5\u30fc\u30d3\u30b9\u306f\u3001\u5f93\u6765\u306e\u9280\u884c\u53d6\u5f15\u306b\u6bd4\u3079\u3066\u308f\u305a\u304b\u306a\u30b3\u30b9\u30c8\u3057\u304b\u304b\u304b\u308a\u307e\u305b\u3093\u3002<\/li>\n<li><strong>\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3068\u900f\u660e\u6027\u306e\u5411\u4e0a\uff1a<\/strong>\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u306a\u3069\u6700\u65b0\u6280\u8853\u306b\u3088\u308a\u5b9f\u73fe\u3002<\/li>\n<li><strong>\u30b9\u30d4\u30fc\u30c9\uff1a<\/strong>\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u3068AI\u306b\u3088\u308a\u51e6\u7406\u901f\u5ea6\u304c\u683c\u6bb5\u306b\u5411\u4e0a\u3057\u307e\u3059\u3002<\/li>\n<li><strong>\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u4fc3\u9032\uff1a<\/strong>\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3059\u308b\u4f01\u696d\u306f\u3001\u5e02\u5834\u306e\u5909\u5316\u306b\u5373\u5fdc\u3057\u3001\u5546\u54c1\u3092\u304b\u3064\u3066\u306a\u3044\u901f\u3055\u3067\u6d88\u8cbb\u8005\u306b\u5c4a\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/li>\n<li><strong>\u30ab\u30b9\u30bf\u30e0\u30b5\u30fc\u30d3\u30b9<\/strong>\uff1a\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u30c7\u30fc\u30bf\u3092\u3082\u3068\u306b\u3001\u3088\u308a\u6d88\u8cbb\u8005\u500b\u3005\u4eba\u306b\u5408\u308f\u305b\u305f\u5546\u54c1\u3092\u5c4a\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/li>\n<li><strong>\u4e0d\u6b63\u9632\u6b62<\/strong>\uff1a\u6d88\u8cbb\u8005\u306e\u884c\u52d5\u3092\u6df1\u304f\u6d1e\u5bdf\u3059\u308b\u3053\u3068\u3067\u3001\u4e0d\u6b63\u884c\u70ba\u3092\u65e9\u671f\u306b\u3001\u3042\u308b\u3044\u306f\u7591\u308f\u3057\u3044\u884c\u52d5\u3092\u5373\u5ea7\u306b\u8b58\u5225\u3067\u304d\u307e\u3059\u3002<\/li>\n<li><strong>\u904e\u5270\u50b5\u52d9\u9632\u6b62\uff1a<\/strong>\u554f\u984c\u3068\u306a\u308b\u652f\u51fa\u30d1\u30bf\u30fc\u30f3\u3092\u65e9\u671f\u306b\u8b58\u5225\u3067\u304d\u308b\u3053\u3068\u3067\u3001\u6d88\u8cbb\u8005\u304c\u904e\u5270\u50b5\u52d9\u306b\u9665\u3089\u306a\u3044\u3088\u3046\u52a9\u3051\u307e\u3059\u3002<\/li>\n<li><strong>\u7af6\u4e89\u529b\u306e\u5f37\u5316\uff1a<\/strong>\u65b0\u6280\u8853\u306f\u65b0\u305f\u306a\u30c1\u30e3\u30f3\u30b9\u306b\u3064\u306a\u304c\u308a\u3001\u7af6\u4e89\u3068\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u52a9\u9577\u3057\u3001\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u304c\u7af6\u4e89\u3059\u308b\u305f\u3081\u6d88\u8cbb\u8005\u306e\u5229\u76ca\u3068\u306a\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-84371\" src=\"https:\/\/www.alj.com\/app\/uploads\/2021\/02\/ALJ-Financial-Services-Benefits.jpg\" alt=\"\" width=\"2560\" height=\"1810\" \/><\/p>\n<p>\u6280\u8853\u306f\u3001\u540d\u306e\u3042\u308b\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u30d6\u30e9\u30f3\u30c9\u306e\u5e02\u5834\u9032\u51fa\u65b9\u6cd5\u3092\u5909\u3048\u3066\u3044\u308b\u3070\u304b\u308a\u304b\u3001\u5e02\u5834\u305d\u306e\u3082\u306e\u3082\u5909\u3048\u3066\u3044\u307e\u3059\u3002\u65b0\u3057\u3044\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u306a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306f\u3001\u6280\u8853\u3092\u99c6\u4f7f\u3057\u3066\u30c1\u30e3\u30f3\u30b9\u3092\u898b\u51fa\u3057\u3001\u6a5f\u654f\u6027\u3068\u30b9\u30d4\u30fc\u30c9\u3092\u767a\u63ee\u3057\u3066\u65b0\u898f\u9867\u5ba2\u3092\u7372\u5f97\u3057\u307e\u3059\u3002\u305d\u308c\u3068\u540c\u6642\u306b\u3001\u30a2\u30d6\u30c9\u30a5\u30eb\u30fb\u30e9\u30c6\u30a3\u30d5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\u306e<u><a href=\"https:\/\/www.alj.com\/en\/perspective\/finance-primed-for-tech-transformation\/\">\u30d1\u30fc\u30b9\u30da\u30af\u30c6\u30a3\u30d6<\/a><\/u>\u306b\u3082\u3042\u308b\u3088\u3046\u306b\u3001Apple\uff08\u30a2\u30c3\u30d7\u30eb\uff09\u3001Amazon\uff08\u30a2\u30de\u30be\u30f3\uff09\u3001Microsoft\uff08\u30de\u30a4\u30af\u30ed\u30bd\u30d5\u30c8\uff09\u3001Google\uff08\u30b0\u30fc\u30b0\u30eb\uff09\u3001Facebook\uff08\u30d5\u30a7\u30a4\u30b9\u30d6\u30c3\u30af\uff09\u3068\u3044\u3063\u305f\u540d\u3060\u305f\u308b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30b8\u30e3\u30a4\u30a2\u30f3\u30c8\u306f\u3001\u3053\u306e\u5206\u91ce\u306b\u3055\u3089\u306b\u9032\u51fa\u3057\u3066\u304a\u308a\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u9867\u5ba2\u306e\u8981\u671b\u306b\u5fdc\u3048\u3088\u3046\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001\u4fdd\u967a\u696d\u754c\u3067\u306f\u3044\u308f\u3086\u308b\u300c\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\uff08InsurTech\uff09\u300d\u306b\u3088\u308b\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u304c\u9032\u3093\u3067\u3044\u307e\u3059\u3002\u30ea\u30b9\u30af\u30d5\u30ea\u30fc\u306e\u5f15\u53d7\u3051\u3001\u5373\u6642\u8cfc\u5165\u3001AI\u4e3b\u5c0e\u306e\u8acb\u6c42\u51e6\u7406\u3092\u306f\u3058\u3081\u3068\u3059\u308b\u30c7\u30b8\u30bf\u30eb\u9032\u5316\u3092\u901a\u3058\u3066\u3001\u30ab\u30b9\u30bf\u30de\u30fc\u30b8\u30e3\u30fc\u30cb\u30fc\u304c\u304b\u3064\u3066\u306a\u304f\u8fc5\u901f\u30fb\u7c21\u4fbf\u30fb\u52b9\u7387\u7684\u306b\u306a\u308a\u3001\u30ab\u30b9\u30bf\u30de\u30fc\u30fb\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u304c\u518d\u5b9a\u7fa9\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30d3\u30c3\u30b0\u30c6\u30c3\u30af\u30fb\u30d6\u30e9\u30f3\u30c9\u306f\u3001\u3084\u3084\u7570\u306a\u308b\u7406\u7531\u3068\u89d2\u5ea6\u304b\u3089\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u306b\u53c2\u5165\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u3069\u306e\u30d6\u30e9\u30f3\u30c9\u3082\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u3001AI\u3001IoT\u3068\u3044\u3046\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306b\u5909\u5316\u3092\u3082\u305f\u3089\u3059\u5206\u91ce\u3067\u306e\u6b63\u78ba\u306a\u5c02\u9580\u77e5\u8b58\u3092\u3082\u3068\u306b\u3001\u8fc5\u901f\u3067\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u7d71\u5408\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u306b\u79c0\u3067\u3066\u3044\u307e\u3059 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href=\"#_ftn4\" name=\"_ftnref4\">[4]<\/a>\u3002\u7b54\u3048\u306f\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306b\u3042\u308a\u305d\u3046\u3067\u3059\u3002\u30d3\u30c3\u30b0\u30c6\u30c3\u30af\u306f\u7d4c\u9a13\u8c4a\u5bcc\u306a\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u696d\u8005\u3068\u63d0\u643a\u3057\u3066\u3001\u305d\u306e\u5b58\u5728\u611f\u3092\u5f37\u3081\u3088\u3046\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070Apple\u306f\u3001\u30b4\u30fc\u30eb\u30c9\u30de\u30f3\u30fb\u30b5\u30c3\u30af\u30b9\u3068\u63d0\u643a\u3057\u30662019\u5e74\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u521d\u3081\u3066\u4e16\u306b\u51fa\u3057\u307e\u3057\u305f\u3002\u4e00\u65b9\u3001Google\u306f2021\u5e74\u306b\u7acb\u3061\u4e0a\u3052\u308b\u30c7\u30b8\u30bf\u30eb\u9280\u884c\u306e\u53e3\u5ea7\u958b\u8a2d\u3092\u6d88\u8cbb\u8005\u306b\u547c\u3073\u304b\u3051\u3066\u3044\u307e\u3059\u3002\u540c\u793e\u306ePlex\u30a2\u30ab\u30a6\u30f3\u30c8\uff08\u30b7\u30c6\u30a3\u30d0\u30f3\u30af\u3092\u542b\u308011\u306e\u9280\u884c\u3084\u4fe1\u7528\u7d44\u5408\u3068\u63d0\u643a\u3057\u3066\u904b\u55b6\uff09\u306f\u3001Google Pay\u306e\u67a0\u7d44\u307f\u306e\u4e2d\u3067\u904b\u55b6\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u6d88\u8cbb\u8005\u306f\u5909\u5316\u3092\u53d7\u3051\u5165\u308c\u308b\u6e96\u5099\u304c\u5341\u5206\u306b\u3067\u304d\u3066\u3044\u308b\u3088\u3046\u3067\u3059\u3002\u4f8b\u3048\u3070\u7c73\u56fd\u3067\u306f\u30012020\u5e744\u6708\u4e0a\u65ec\u306b\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u65b0\u898f\u767b\u9332\u304c200%\u5897\u52a0\u3057\u3001\u540c\u6642\u306b\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u53d6\u5f15\u91cf\u308285%\u5897\u52a0\u3057\u307e\u3057\u305f<a href=\"#_ftn5\" name=\"_ftnref5\">[5]<\/a>\u3002\u3053\u306e\u6025\u5897\u306e\u4e00\u56e0\u306f\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u3057\u304b\u3057\u3001\u3053\u3046\u3057\u305f\u884c\u52d5\u4e0a\u306e\u5909\u5316\u306f\u65e2\u306b\u98db\u8e8d\u7684\u306b\u62e1\u5927\u3057\u3066\u304a\u308a\u3001\u3053\u306e\u5371\u6a5f\u304c\u7d42\u606f\u3057\u305f\u5f8c\u3082\u5143\u306b\u623b\u308b\u3053\u3068\u306f\u306a\u3044\u3068\u898b\u3089\u308c\u307e\u3059\u3002<\/p>\n<p><a href=\"https:\/\/www.alj.com\/en\/financial-services\/\">\u30a2\u30d6\u30c9\u30a5\u30eb\u30fb\u30e9\u30c6\u30a3\u30d5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb<\/a>\u3067\u306f\u3001\u9032\u5316\u3059\u308b\u9867\u5ba2\u30cb\u30fc\u30ba\u306b\u5fdc\u3048\u308b\u52aa\u529b\u3092\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u4e8b\u696d\u3068\u3057\u3066<a href=\"https:\/\/www.aljfinance.com\/index.aspx\">Abdul Latif Jameel Finance<\/a>\u306f\u300140\u5e74\u4ee5\u4e0a\u524d\u306b\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u3067\u8d77\u696d\u3002\u81ea\u52d5\u8eca\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3001\u8eca\u306e\u8cfc\u5165\u3092\u652f\u63f4\u3057\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>\u4ee5\u6765\u3001<a href=\"http:\/\/elmobasher.com\/\">\u30a8\u30b8\u30d7\u30c8<\/a>\u3084<a href=\"https:\/\/www.aljfinans.com.tr\/\">\u30c8\u30eb\u30b3<\/a>\u306b\u4e8b\u696d\u3092\u62e1\u5927\u3057\u3001\u4e2d\u6771\u5730\u57df\u306b\u304a\u3051\u308b\u6700\u5927\u898f\u6a21\u306e\u30aa\u30fc\u30c8\u30ea\u30fc\u30b9\u304a\u3088\u3073\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u4e8b\u696d\u8005\u3068\u3057\u3066\u6210\u9577\u3057\u3001\u304a\u3088\u305d200\u4e07\u53f0\u306b\u878d\u8cc7\u3092\u884c\u3063\u3066\u304d\u307e\u3057\u305f\u3002\u4eca\u3067\u306f\u6d88\u8cbb\u8005\u5411\u3051\u88fd\u54c1\u3001\u7523\u696d\u6a5f\u68b0\u3001\u4e0d\u52d5\u7523\u3078\u306e\u878d\u8cc7\u3082\u884c\u3063\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001Lloyds\uff08\u30ed\u30a4\u30ba\uff09\u306e\u95a2\u9023\u518d\u4fdd\u967a\u4f1a\u793e<a href=\"https:\/\/jenoa.com\">JENOA<\/a><u>\uff08\u30b8\u30a7\u30ce\u30a2\uff09<\/u>\u3092\u30ed\u30f3\u30c9\u30f3\u306b\u958b\u696d\u3057\u3001\u65ac\u65b0\u306a\u4fdd\u967a\u5546\u54c1\u3092\u4e16\u754c\u306e\u6d88\u8cbb\u8005\u306b\u63d0\u4f9b\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p><iframe loading=\"lazy\" src=\"\/\/www.youtube.com\/embed\/YRggn1Gz51o\" width=\"560\" height=\"314\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>\u76ee\u6a19\u3092\u9054\u6210\u3057\u3001\u9867\u5ba2\u306e\u9700\u8981\u306b\u5fdc\u3048\u308b\u305f\u3081\u3001\u5f53\u793e\u306f\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306b\u7d99\u7d9a\u6295\u8cc7\u3057\u3066\u4e8b\u696d\u3092\u63a8\u9032\u3057\u3066\u3044\u307e\u3059\u3002\u5f53\u793e\u306e\u30c7\u30b8\u30bf\u30eb\u30ea\u30b9\u30af\u7ba1\u7406\u30fb\u56de\u53ce\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u4e2d\u6771\u3067\u6700\u5148\u7aef\u3067\u3059\u3002\u4f8b\u3048\u3070\u3001\u5730\u57df\u6700\u5927\u306e\u81ea\u52d5\u8eca\u30fb\u6d88\u8cbb\u8005\u91d1\u878d\u5e02\u5834\u306e1\u3064\u3067\u3042\u308b\u30c8\u30eb\u30b3\u3067\u306f\u3001\u30a8\u30f3\u30c9\u30c4\u30fc\u30a8\u30f3\u30c9\u306e\u30c7\u30b8\u30bf\u30eb\u51e6\u7406\u3092\u958b\u767a\u3057\u3001\u6d88\u8cbb\u8005\u304c\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u4e0a\u3067\u5168\u3066\u306e\u51e6\u7406\u3092\u7ba1\u7406\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u305f\u3002<\/p>\n<p><img decoding=\"async\" loading=\"lazy\" class=\"aligncenter size-full wp-image-84428\" src=\"https:\/\/www.alj.com\/app\/uploads\/2021\/02\/KredimOL-2.jpg\" alt=\"KredimOL\" width=\"1324\" height=\"789\" srcset=\"https:\/\/media.alj.com\/app\/uploads\/2021\/02\/KredimOL-2.jpg 1324w, https:\/\/media.alj.com\/app\/uploads\/2021\/02\/KredimOL-2-300x179.jpg 300w, https:\/\/media.alj.com\/app\/uploads\/2021\/02\/KredimOL-2-1024x610.jpg 1024w, https:\/\/media.alj.com\/app\/uploads\/2021\/02\/KredimOL-2-150x89.jpg 150w, https:\/\/media.alj.com\/app\/uploads\/2021\/02\/KredimOL-2-768x458.jpg 768w\" sizes=\"(max-width: 1324px) 100vw, 1324px\" \/><\/p>\n<p>\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u754c\u306f\u672c\u8cea\u7684\u306b\u5909\u5316\u3057\u3064\u3064\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u672a\u6765\u3092\u7bc9\u304f\u306e\u306f\u30c7\u30fc\u30bf\u3068\u6280\u8853\u3067\u3059\u3002\u4eca\u65e5\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u4f01\u696d\u306f\u3001\u65b0\u6280\u8853\u3068\u9867\u5ba2\u30cb\u30fc\u30ba\u306e\u9032\u5316\u304b\u3089\u751f\u3058\u308b\u30c1\u30e3\u30f3\u30b9\u3068\u8ab2\u984c\u306b\u5bfe\u5fdc\u3067\u304d\u308b\u3088\u3046\u30b7\u30d5\u30c8\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u6587\u5316\u3084\u904b\u7528\u30e2\u30c7\u30eb\u306f\u3001\u3053\u306e\u65b0\u305f\u306a\u73fe\u5b9f\u306b\u9806\u5fdc\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u3064\u307e\u308a\u3053\u308c\u306f\u3001\u53ce\u76ca\u3092\u4e0a\u3052\u308b\u305f\u3081\u306e\u65b0\u305f\u306a\u30eb\u30fc\u30c8\u3084\u3001\u30ab\u30b9\u30bf\u30de\u30fc\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u306b\u65b0\u305f\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u3092\u53d6\u308a\u5165\u308c\u308b\u3053\u3068\u3001\u307e\u305f\u65b0\u3057\u3044\u30bf\u30a4\u30d7\u306e\u5f93\u696d\u54e1\u3092\u63a1\u7528\u3059\u308b\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002<\/p>\n<p>\u30a2\u30d6\u30c9\u30a5\u30eb\u30fb\u30e9\u30c6\u30a3\u30d5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\u3067\u306f\u6295\u8cc7\u306e\u512a\u5148\u9806\u4f4d\u3065\u3051\u3092\u884c\u3044\u3001\u3088\u308a\u5927\u304d\u306a\u6210\u9577\u3068\u9867\u5ba2\u4e2d\u5fc3\u4e3b\u7fa9\u3092\u63a8\u9032\u3059\u308b\u305f\u3081\u306e\u65b0\u305f\u306a\u6a5f\u4f1a\u3092\u63a2\u308a\u307e\u3059\u3002\u73fe\u4ee3\u306b\u304a\u3044\u3066\u3001\u5546\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u3092\u624b\u306b\u5165\u308c\u3066\u3088\u308a\u826f\u3044\u751f\u6d3b\u3092\u9001\u308b\u306b\u306f\u3001\u8cc7\u91d1\u304c\u5fc5\u8981\u306b\u306a\u308b\u306e\u306f\u7591\u3044\u306e\u4f59\u5730\u304c\u3042\u308a\u307e\u305b\u3093\u3002\u8a31\u5bb9\u30ea\u30b9\u30af\u3092\u7406\u89e3\u3057\u8a08\u753b\u3092\u7acb\u3066\u308b\u3053\u3068\u3067\u3001\u4f01\u696d\u3082\u500b\u4eba\u3082\u81ea\u5206\u305f\u3061\u306e\u5c06\u6765\u306b\u6295\u8cc7\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002\u79c1\u305f\u3061\u306f\u4eca\u5f8c\u3082\u3001\u65e2\u5b58\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u8d85\u3048\u308b\u5c06\u6765\u3092\u898b\u636e\u3048\u3066\u3044\u304d\u307e\u3059\u3002\u4f01\u696d\u306b\u53ef\u80fd\u6027\u3001\u6d88\u8cbb\u8005\u306b\u306f\u3044\u3056\u3068\u3044\u3046\u6642\u306e\u624b\u6bb5\u3092\u63d0\u4f9b\u3059\u308b\u3001\u3064\u306a\u304c\u308a\u306e\u3042\u308b\u5909\u5316\u3068\u73fe\u5b9f\u4e16\u754c\u306e\u30c7\u30b8\u30bf\u30eb\u5229\u4fbf\u6027\u3092\u63a8\u9032\u3057\u3066\u307e\u3044\u308a\u307e\u3059\u3002<\/p>\n<p><a href=\"#_ftnref1\" name=\"_ftn1\">[1]<\/a> <a href=\"https:\/\/www.bdo.com\/insights\/industries\/financial-services\/digital-transformation-in-financial-services\">Digital Transformation in Financial Services | BDO Insights<\/a><\/p>\n<p><a href=\"#_ftnref2\" name=\"_ftn2\">[2]<\/a> <a href=\"http:\/\/www3.weforum.org\/docs\/WEF_AI_in_Financial_Services_Survey.pdf\">WEF_AI_In_Financial_Services_Survey.pdf (weforum.org)<\/a><\/p>\n<p><a href=\"#_ftnref3\" name=\"_ftn3\">[3]<\/a> <a href=\"https:\/\/ec.europa.eu\/info\/sites\/info\/files\/file_import\/1606-big-data-on-financial-services_en_0.pdf\">1606-big-data-on-financial-services_en_0.Pdf (europa.eu)<\/a><\/p>\n<p><a href=\"#_ftnref4\" name=\"_ftn4\">[4]<\/a> <a href=\"https:\/\/www.thebusinessresearchcompany.com\/report\/financial-services-global-market-report-2020-30-covid-19-impact-and-recovery\">Global Financial Services Market Data And Industry Growth Analysis (thebusinessresearchcompany.com)<\/a><\/p>\n<p><a href=\"#_ftnref5\" name=\"_ftn5\">[5]<\/a> <a href=\"https:\/\/www.investor.fisglobal.com\/news-releases\/news-release-details\/covid-19-rapidly-reshaping-consumer-banking-and-payments\">Covid-19 Is Rapidly Reshaping Consumer Banking And Payments Behaviors, New FIS Survey Finds | FIS (fisglobal.com)<\/a><\/p>\n","protected":false},"author":18,"featured_media":84437,"template":"","tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u91d1\u878d\u306e\u672a\u6765\u3092\u30ca\u30d3\u30b2\u30fc\u30c8\u3059\u308b | \u30a2\u30d6\u30c9\u30a5\u30eb\u30fb\u30e9\u30c6\u30a3\u30d5\u30fb\u30b8\u30e3\u30df\u30fc\u30eb\u00ae<\/title>\n<meta name=\"description\" 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