Financial Services

Financial Services

For the moments that matter . . .

Our financial services journey began as early pioneers in the Saudi Arabian automotive finance market in the 1970s when providing finance for a new vehicle purchase was a novel idea.  This led to establishing our first consumer financing operation, Abdul Latif Jameel Finance Saudi Arabia, in 1979.

Today, our financial services businesses serve as a way to invest in people, ideas, and infrastructure, enabling both individuals and businesses to flourish and thrive, and have grown internationally, to serve more communities . . .   providing the means for the moments that truly matter and working towards a more beautiful tomorrow.

Distinct and independent operations are located in Saudi Arabia, Egypt, and Türkiye offering locally a wide range of financing solutions for vehicles and associated services, to consumer products, higher education, commercial equipment, SME development, real estate, and insurance products, as well as risk management advisory and reinsurance solutions from the UK.

Consumer Financing Solutions

Flexible consumer financing solutions are designed around our customers, their needs, and their lifestyle aspirations to deliver support to help them realize their personal and professional ambitions and enjoy the moments that really matter in life.

Established in 1979, our Saudi Arabian business has grown significantly from its auto-financing roots to offer a diverse range of consumer finance solutions from personal loans to consumer goods as one of the leading finance providers in the Middle East, regulated and licensed by the Saudi Central Bank (SAMA).

In both Egypt (since 1999) and Türkiye (since 2011), we offer a comprehensive
range of options to help our customers celebrate the moments that matter.

Business Financing Solutions

Through a comprehensive range of business-friendly financing options designed to meet the unique needs of today’s commercial world, we’re enabling the enterprises of tomorrow.

In Saudi Arabia, flexible business solutions include automotive and equipment, to consumer goods, and other assets.

We’re also supporting business leaders and entrepreneurs with SME financing and Shariah-compliant solutions – to keep businesses running through our microfinance program.

In Egypt and Türkiye, a comprehensive range of business finance options help economies to grow.

Additionally, in Türkiye, supporting our mobility partners, we also offer automotive dealer financing programs.

Protecting your future

Protecting your future

We strive to provide our retail customers and commercial clients with the reliable and affordable insurance and risk management solutions they need for peace of mind.
It allows for a ‘one-stop’ shopping experience where the customer can visit a showroom, select a car, and arrange a car loan – all suited to their needs.

Abdul Latif Jameel Insurance Brokerage is one of the longest-established insurance companies in Saudi Arabia, and in 2021 merged with StarCare Insurance to form one of the largest brokers in the country, providing a seamless experience where our customers visit our showrooms, select a vehicle of their choice, along with the right financial product and insurance cover, all suited to their needs.

In both Egypt and Türkiye, we offer a range of insurance solutions, expanding from automotive to personal accident, and life products.

For business, we are trusted advisors to business leaders, able to provide advice and counsel to help identify, manage, and mitigate business risks.  We combine specialist expertise with listening carefully to understand our clients’ commercial risk issues and offer tailored solutions to support the growth of their business.

Lloyds broker-affiliated reinsurance business in London – JENOA – provides risk management advisory solutions and enables us to develop and deliver innovative insurance and reinsurance products offering traditional London market, InsurTech, and Sharia-compliant solutions extending our clients’ reach into further markets in the Middle East, North Africa, and beyond.

Consumer Products, Higher Education & more . . .

Helping people improve their homes and quality of life.

In Saudi Arabia, people can transform their lifestyle aspirations into tangible reality with our consumer goods product financing options.

And with our microfinance products, we’re helping those entrepreneurs who dream big, but start small to take their tentative first steps on their journey.

Flexible financing for large consumer products, home appliances and electronics are available in Egypt, and Türkiye.

Furthermore, financial support is available to parents of higher education students in Egypt and Türkiye for those who need additional security through university.

We are investing in innovation to drive our network of businesses forward, working with partners, consumers, and commercial clients with a portfolio of tailored financial products, supported by elevated customer service and flexible terms and conditions to suit every need.

Fintech is potentially the biggest disruptor of our time for the financial services industry, and we are at the forefront of embracing digital technology, utilizing mobile apps and online tools which are making financial security more accessible and more convenient and inclusive to more people across the world.